Capital One Services, LLC patent applications published on December 28th, 2023

Summary of the patent applications from Capital One Services, LLC on December 28th, 2023

Capital One Services, LLC has recently filed several patents related to various technologies. These patents cover a range of innovative solutions in areas such as video conferencing, cybersecurity, authentication, pricing optimization, and transaction validation. Here is a summary of the patents filed:

1. Smart Video Conference Environment: This patent describes a technology that enhances the video conferencing experience by segmenting the live video of a participant into a foreground and a background. It allows for the replacement of the background with a virtual background chosen based on various factors. The virtual background can be updated based on the topics of conversation among conference participants, and interactive content can be presented in the virtual background.

2. Quarantining System for API Requests: This patent application presents a system that protects against potentially harmful or malicious activity associated with API requests for accessing applications. It identifies suspicious requests and routes them to a quarantine environment, where a decoy API is used to emulate the requested application. This system enhances cybersecurity measures and provides a secure environment for analyzing suspicious API requests.

3. Improved Authentication Questions Using E-mail Processing: This patent application describes a method for improving the accuracy of authentication questions by processing e-mails associated with an account. The system generates personalized questions based on the user's transaction history, enhancing the security of online accounts and streamlining the authentication process.

4. Dynamic Pricing Based on Product Attributes: This patent application introduces a device that determines the price of a product based on its attributes and adjusts the price accordingly. It uses hash values and bit-strings to represent the attributes and dynamically updates the price based on changes in the attributes. This technology has potential applications in e-commerce platforms, retail, and pricing optimization algorithms.

5. User Assistance Device for Transaction Validation: This patent describes a user assistance device that helps users validate transactions on payment terminals. It generates audio of the transaction amount, allowing users to hear the amount before accepting or rejecting the transaction. The device also analyzes transaction information and provides suggestions to the user on whether to accept or reject the transaction.

Notable applications of these technologies include enhancing the video conferencing experience, improving cybersecurity measures, streamlining authentication processes, optimizing pricing strategies, and providing assistance in transaction validation.

Patent applications for Capital One Services, LLC on December 28th, 2023

SYSTEM TO FACILITATE INTERACTION DURING A COLLABORATIVE SCREEN SHARING SESSION (18342805)

Main Inventor

Reza FARIVAR

SYSTEMS AND METHODS FOR PRESENTING WEB APPLICATION CONTENT (18463437)

Main Inventor

Sayak BANERJEE

METHODS AND SYSTEMS FOR CLASSIFYING DATABASE RECORDS BY INTRODUCING TIME DEPENDENCY INTO TIME-HOMOGENEOUS PROBABILITY MODELS (18462642)

Main Inventor

Hao Hua HUANG

USING BIOMETRIC BEHAVIOR TO PREVENT USERS FROM INAPPROPRIATELY ENTERING SENSITIVE INFORMATION (17847418)

Main Inventor

Jennifer Kwok

TECHNIQUES TO PERFORM DYNAMIC CALL CENTER AUTHENTICATION UTILIZING A CONTACTLESS CARD (17850278)

Main Inventor

Francis OGBENNAH

CONTEXT-BASED PATTERN MATCHING FOR SENSITIVE DATA DETECTION (17849439)

Main Inventor

Anh TRUONG

SYSTEM AND METHOD FOR DYNAMIC GENERATION OF URL BY SMART CARD (18242405)

Main Inventor

Jeffrey RULE

SYSTEMS AND METHODS FOR GENERATING REAL-TIME DYNAMIC CONVERSATIONAL RESPONSES DURING CONVERSATIONAL INTERACTIONS USING MACHINE LEARNING MODELS (17850282)

Main Inventor

Md Arafat Hossain KHAN

TOKEN SYNTHESIS FOR MACHINE LEARNING MODELS (17849391)

Main Inventor

Anh TRUONG

SYSTEMS AND METHODS FOR AUTOMATED OBJECT RECOGNITION (18460014)

Main Inventor

Hannes Mikael JOUHIKAINEN

PROGRAMMATIC SELECTOR FOR CHOOSING A WELL-SUITED STACKED MACHINE LEARNING ENSEMBLE PIPELINE AND HYPERPARAMETER VALUES (17848728)

Main Inventor

Michael LANGFORD

AUTOMATED PAYMENT SPLITTING (17846540)

Main Inventor

Phoebe Atkins

SYSTEMS AND METHODS FOR ACCOUNTS WITH MULTIPLE PROFILES (17851514)

Main Inventor

Wendy Wu

MOBILE WEB BROWSER AUTHENTICATION AND CHECKOUT USING A CONTACTLESS CARD (17847961)

Main Inventor

Jeffrey RULE

METHODS AND SYSTEMS FOR DISPLAYING ACCOUNT INFORMATION (18465036)

Main Inventor

Adam R. KOEPPEL

SYSTEMS AND METHODS FOR SECURELY GENERATING AND PRINTING A DOCUMENT (18467378)

Main Inventor

Jade GARRETT

SYSTEMS AND METHODS FOR MONITORING POST-TRANSACTION ADJUSTMENTS (17851568)

Main Inventor

Anne Moshyedi

AUTHENTICATING A CARD BASED ON CARD MOVEMENT (17847771)

Main Inventor

Cruz Vargas

SYSTEMS AND METHODS FOR ASSISTING USERS IN ASSESSING COSTS OF TRANSACTIONS (18466407)

Main Inventor

Austin WALTERS

OPTIMIZED EXCHANGE RATES BASED ON USER PROFILES (17808127)

Main Inventor

Michael MOSSOBA

DEMAND EQUILIBRIUM BASED PRICING (17846148)

Main Inventor

Ray Cheng

SYSTEMS AND METHODS FOR PURCHASE DEVICE (18462929)

Main Inventor

Adam KOEPPEL

TRANSACTION AND RECEIPT BASED ALERT AND NOTIFICATION SYSTEM AND TECHNIQUES (18243596)

Main Inventor

Latika GULATI

SYSTEMS AND METHODS FOR SECURING RISK IN BLOCKCHAIN NETWORKS (17851437)

Main Inventor

Samuel Rapowitz

DETERMINING WHETHER A USER HAS POSSESSION OF A TRANSACTION CARD AND/OR WHETHER THE USER IS AUTHORIZED TO POSSESS THE TRANSACTION CARD (18460979)

Main Inventor

Francisco PEREZLEON

AUDIBLE TRANSACTION VERIFICATION WITH AN ASSISTANCE DEVICE (17847266)

Main Inventor

Joshua Edwards

DETERMINING A CHANGE TO PRODUCT INFORMATION OR USER INFORMATION VIA HASHING (18457531)

Main Inventor

Qiaochu TANG

Email Processing for Improved Authentication Question Accuracy (18243334)

Main Inventor

Viraj Chaudhary

METHOD AND SYSTEM FOR PROTECTION OF CLOUD-BASED INFRASTRUCTURE (17748592)

Main Inventor

Syed Sameer Hakim

SMART VIDEO CONFERENCE ENVIRONMENT (17846073)

Main Inventor

Xiaoguang Zhu