18242405. SYSTEM AND METHOD FOR DYNAMIC GENERATION OF URL BY SMART CARD simplified abstract (Capital One Services, LLC)

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SYSTEM AND METHOD FOR DYNAMIC GENERATION OF URL BY SMART CARD

Organization Name

Capital One Services, LLC

Inventor(s)

Jeffrey Rule of Chevy Chase MD (US)

Wayne Lutz of Fort Washington MD (US)

Paul Moreton of Glen Allen VA (US)

Kevin Osborn of Newton Highlands MA (US)

SYSTEM AND METHOD FOR DYNAMIC GENERATION OF URL BY SMART CARD - A simplified explanation of the abstract

This abstract first appeared for US patent application 18242405 titled 'SYSTEM AND METHOD FOR DYNAMIC GENERATION OF URL BY SMART CARD

Simplified Explanation

The abstract describes a smart card and methods for secure data access using the smart card. The smart card includes a microprocessor, memory, counter, and a unique identifier. It can generate a unique URL and transmit it securely to other devices for data access.

  • The smart card is made of a substrate and includes a microprocessor, memory, counter, and unique identifier.
  • It contains an applet in its memory.
  • The smart card can dynamically generate a unique URL.
  • The URL is transmitted securely via a contactless communication interface.
  • The URL facilitates secure data access from other devices.

Potential Applications

  • Secure access to sensitive data or systems.
  • Authentication and authorization processes.
  • Secure transactions and payments.
  • Access control for physical spaces or digital resources.

Problems Solved

  • Ensures secure data access by generating unique URLs.
  • Provides a contactless communication interface for transmitting the URLs.
  • Protects sensitive data and systems from unauthorized access.

Benefits

  • Enhanced security for data access and transactions.
  • Convenient and efficient contactless communication.
  • Unique URLs provide a secure and reliable means of access control.


Original Abstract Submitted

Embodiments of a smart card and systems and methods for secure data access using a smart card are described. The smart card may be formed a substrate and may include a microprocessor, a memory containing an applet, a counter, and a unique identifier. The smart card may dynamically generate a unique uniform resource location (URL) and transmit the URL to via a contactless communication interface to securely facilitate data access from other devices.

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