Wells Fargo Bank, N.A. patent applications on January 23rd, 2025
Patent Applications by Wells Fargo Bank, N.A. on January 23rd, 2025
Wells Fargo Bank, N.A.: 23 patent applications
Wells Fargo Bank, N.A. has applied for patents in the areas of G06Q40/02 (4), G06N20/00 (3), H04L29/06 (3), H04L9/06 (2), G07F19/00 (2) G06Q20/22 (2), G06F21/606 (1), G06Q30/0215 (1), H04L63/1433 (1), H04L63/123 (1)
With keywords such as: data, device, computing, based, user, information, payment, customer, network, and digital in patent application abstracts.
Patent Applications by Wells Fargo Bank, N.A.
Inventor(s): Andrew J. Garner, IV of State Road NC (US) for wells fargo bank, n.a., Chris Theodore Kalaboukis of San Jose CA (US) for wells fargo bank, n.a., Rameshchandra Bhaskar Ketharaju of Hyderabad (IN) for wells fargo bank, n.a., Joon Maeng of Newcastle WA (US) for wells fargo bank, n.a., Ramanathan Ramanathan of Bellevue WA (US) for wells fargo bank, n.a., Abhijit Rao of Irvine CA (US) for wells fargo bank, n.a., Andres J. Saenz of Cape Coral FL (US) for wells fargo bank, n.a.
IPC Code(s): G06F21/60, G06F21/62
CPC Code(s): G06F21/606
Abstract: techniques are described for distributed storage and retrieval of data by a defined computing system that includes a plurality of computing devices arranged in a network topology. the computing system stores two or more data blocks of a data set across two or more computing devices of the computing system. each data block comprises at least one fragment of the data set and metadata including a data set identifier. the storage locations of the data blocks are determined based on messages exchanged among the plurality of computing devices, and may only be known by the computing devices within the computing system. after receipt of a request to access the data set, the two or more computing devices retrieve the two or more data blocks based on the data set identifier, and the computing system sends the two or more data blocks to a requesting device external to the computing system.
Inventor(s): Arun Kumar Polala of Jersey City NJ (US) for wells fargo bank, n.a., Bernhard Hientzsch of Flushing NY (US) for wells fargo bank, n.a.
IPC Code(s): G06N20/00
CPC Code(s): G06N20/00
Abstract: this disclosure describes techniques for calibrating parameters for a model of interest. in one example, this disclosure describes identifying, based on a textual description, a model that generates an output based on a set of inputs; selecting a first plurality of parameter values; assembling a set of training samples by observing outputs generated by the model in response to each of the first plurality of parameter values; training a surrogate model, wherein the surrogate model is trained to predict outputs of the model; generating, using the surrogate model, predicted outputs of the model, wherein each of the predicted outputs of the model is based on a different parameter value in a second plurality of parameter values; selecting, based on the predicted outputs of the model, a desired parameter value; and applying the model, using the desired parameter value, to predict a value of interest for an input value.
Inventor(s): Anita Sukur of Minneapolis MN (US) for wells fargo bank, n.a., Drew Jahn of Charlotte NC (US) for wells fargo bank, n.a., Huanchee Aaron Chan of Fort Mill SC (US) for wells fargo bank, n.a., Brent Teitel of New York NY (US) for wells fargo bank, n.a., Sean Pifferi of Saint George UT (US) for wells fargo bank, n.a., Jeffrey Dean of Bend OR (US) for wells fargo bank, n.a.
IPC Code(s): G06Q10/06, G06Q30/02
CPC Code(s): G06Q10/0631
Abstract: systems, apparatuses, methods, and computer program products are disclosed for curating a community between a plurality of clients. an example method for curating a community between a plurality of clients includes authenticating a first client of the plurality of clients; obtaining first operation data of the first client; generating a first client profile for the first client; matching the first client to other ones of the plurality of clients using the first client classification; generating a community interaction portal that facilitates interaction between the first client and the other ones of the plurality of clients matched to the first client; and displaying the community interaction portal on a display.
Inventor(s): Holly Benedict of Davidson NC (US) for wells fargo bank, n.a., Heather Blanchard of Maple Plain MN (US) for wells fargo bank, n.a., Karin Geldfeld of San Francisco CA (US) for wells fargo bank, n.a., Vincent J. Hill,, SR. of Harrisburg PA (US) for wells fargo bank, n.a., Ryan McMahon of San Francisco CA (US) for wells fargo bank, n.a., Eric Vanderleek of High Ridge MO (US) for wells fargo bank, n.a.
IPC Code(s): G06Q10/1053, G06Q10/0639, G06Q40/08, G06Q50/00
CPC Code(s): G06Q10/1053
Abstract: a system includes a network interface coupled to a network, a profile database coupled to the network interface and configured to store profile information relating to a plurality of users, and a processing circuit. the processing circuit is configured to: provide, via a display of a user device, a graphical user interface having a searchable data field that allows a user to enter search criteria; receive, via the network interface, search criteria from the user device associated with the user of the plurality of users; identify historical data comprising at least one of (a) historical search selections associated with the user or (b) data patterns associated with existing or previous successful relationships; and cause profile information relating to one or more users based on the search criteria and the historical data to be transmitted to the device via the network interface.
20250029076. SYSTEM AND METHOD FOR MOBILE CHECK DEPOSIT_simplified_abstract_(wells fargo bank, n.a.)
Inventor(s): David Joel Sherman of Haywood CA (US) for wells fargo bank, n.a., Nishant Usapkar of San Ramon CA (US) for wells fargo bank, n.a., Katie Knight of Erie CO (US) for wells fargo bank, n.a., Ranjit S. Pradhan of Menlo Park CA (US) for wells fargo bank, n.a.
IPC Code(s): G06Q20/04, G06Q20/32, G06T1/00, G06V30/224
CPC Code(s): G06Q20/042
Abstract: machine-readable storage media having instructions stored therein that, when executed by a processor of a mobile device, configure the mobile device to capture a check image for funds to be deposited into a recipient account. the mobile device configured to display a request to a user of the mobile device to provide one or more portions of a micr line for the received check image and receive user inputs from the user specifying the one or more portions of the micr line. the mobile device configured to transmit a message to a bank account computer system associated with the recipient account, the message including data specifying the one or more portions of the micr line.
Inventor(s): Brent Teitel of Armonk NY (US) for wells fargo bank, n.a., Michelle Emily Ziolkowski of Pittsburgh PA (US) for wells fargo bank, n.a.
IPC Code(s): G06Q20/10, G06Q40/02
CPC Code(s): G06Q20/102
Abstract: a computing system includes a memory and processing circuitry in communication with the memory. the processing circuitry is configured to receive, from a biller device, a request for payment that indicates a payment amount requested from a payer; and output, for display by a payer device operated by the payer, information indicative of the request for payment, wherein the information indicative of the request for payment comprises the requested payment amount. the processing circuitry is also configured to output, for display by the payer device, information about an offer to apply a funding option to the payment amount, wherein the offer to apply the funding option identifies an amount of funds available; and receive, from the payer device, an indication of selection of the funding option.
Inventor(s): Biswajit Mishra of Bengaluru (IN) for wells fargo bank, n.a., Bhawana Chauhan of Bengaluru (IN) for wells fargo bank, n.a., Durga Vijay Kumar Sunkavalli of Hyderabad (IN) for wells fargo bank, n.a.
IPC Code(s): G06Q20/22, G06Q20/40, G06V40/16, G06V40/20
CPC Code(s): G06Q20/22
Abstract: computer-implemented methods, apparatuses, and computer program products are provided for multi-user transaction authentication and allocation. an example computer-implemented method includes receiving a transaction payment request data object from a first user device that includes image data and a transaction payment request value. the method further includes determining a first user and a second user from amongst the plurality of users based at least in part upon the image data, determining a first sub-transaction value for the first user, and determining a second sub-transaction value for the second user. the method further includes generating a responsive transaction payment data object that includes instructions for executing a transaction responsive to the transaction payment request data object.
20250029086. GEOFENCED PAYMENTS_simplified_abstract_(wells fargo bank, n.a.)
Inventor(s): Haila Fine of San Francisco CA (US) for wells fargo bank, n.a.
IPC Code(s): G06Q20/22
CPC Code(s): G06Q20/22
Abstract: a computer-implemented method includes detecting a mobile device associated with an entity entering a geographic location, monitoring a position of the entity within the geographic location, determining movements of the entity within the geographic location based on monitoring the position of the entity, identifying an action performed by the entity within the geographic location based on the movements of the entity, determining an amount of a payment based on the action where the amount of the payment is configured to at least one of increase or decrease based on the movements of the entity within the geographic location, detecting the mobile device exiting the geographic location, and transferring the payment via a payment network in response to determining the amount of the payment and the entity exiting the geographic location.
20250029091. CONNECTED PAYMENT CARD SYSTEMS AND METHODS_simplified_abstract_(wells fargo bank, n.a.)
Inventor(s): Michelle B. Techel of San Carlos CA (US) for wells fargo bank, n.a., Peter Ho of Walnut Creek CA (US) for wells fargo bank, n.a., Timothy R. Edge of San Francisco CA (US) for wells fargo bank, n.a., Dorothy M. Scocci of San Ramon CA (US) for wells fargo bank, n.a., Brenda L. Yost of San Francisco CA (US) for wells fargo bank, n.a., Kathy Barris Dideum of San Antonio CA (US) for wells fargo bank, n.a., Cheryl Lynn Wong of Alameda CA (US) for wells fargo bank, n.a., Khyati Soparkar of San Francisco CA (US) for wells fargo bank, n.a., Steven E. Puffer of Champlin MN (US) for wells fargo bank, n.a., Stephanie S. Hellman of Fairfax CA (US) for wells fargo bank, n.a., Brian M. Pearce of Pleasanton CA (US) for wells fargo bank, n.a., James D. Crowell of West Des Moines IA (US) for wells fargo bank, n.a.
IPC Code(s): G06Q20/34, G06F3/0481, G06F3/0482, G06Q20/36, G06Q40/02, G07F17/32
CPC Code(s): G06Q20/34
Abstract: methods and systems of managing payment cards are disclosed. a financial institution computing system includes a token database storing a plurality of tokens and token information, a network interface circuit enabling the financial institution computing system to exchange information over a network; and a token management circuit. the token management circuit enables a graphical user interface on a customer device over the network that can be used to generate new token requests, re-provision token requests, and management requests. the management requests enable and disable tokens, such that transactions against a payment card account using an enabled token are completed, and transactions against the payment card account using a disabled token are denied.
Inventor(s): Young M. Yang of San Francisco CA (US) for wells fargo bank, n.a., Eric J. Miller of Burlingame CA (US) for wells fargo bank, n.a., Jenny Y. Tao of Belmont CA (US) for wells fargo bank, n.a.
IPC Code(s): G06Q20/34, G06Q20/12, G06Q20/38
CPC Code(s): G06Q20/355
Abstract: systems and methods of enabling and providing digital objects across multiple environments are provided. a computer-implemented method includes: extracting image content from digital object; determining that the image content satisfies a filter, wherein the filter defines prohibited content for card images; in response to the determination that the image content satisfies the filter, causing, a provisioning of the digital object to an application to display the digital object as being associated with a card; receiving a credential associated with a third-party system depicting a digital representation of the card; providing the received credential to the third-party system depicting the digital representation of the card; and receiving an indication of a verification of the received credential and linking a provider institution computing system with the third-party system.
Inventor(s): Jimmie Harold Lenz of Isle of Palms SC (US) for wells fargo bank, n.a.
IPC Code(s): G06Q20/38, G06Q20/24, H04L9/06, H04L9/14, H04L9/32, H04L9/40
CPC Code(s): G06Q20/389
Abstract: a method may include receiving at a receiving system an electronic request to transfer assets, included in an account of a user at a delivering system, to the receiving system; generating an electronic transaction record, the electronic transaction record identifying the user, the assets, and transfer information related to the assets; adding the electronic transaction record to a shared ledger data structure; in response to the adding: transmitting an indication to the delivering system that the electronic transaction record was added; and transmitting a notification to computing nodes associated with the shared ledger data structure that the shared ledger data structure was updated; after transmitting the indication, receiving confirmation from a third-party system that the assets were successfully transferred; and in response to the confirmation, updating an account database at the receiving system indicating a transfer of the assets
Inventor(s): Naga Jyothi Avusingi of Hyderabad (IN) for wells fargo bank, n.a., Shanmukeswara Rao Donkada of Hyderabad (IN) for wells fargo bank, n.a., Gopinath Dhanapal of Karnataka (IN) for wells fargo bank, n.a.
IPC Code(s): G06Q30/00, G06F16/25, G06N5/02
CPC Code(s): G06Q30/016
Abstract: an apparatus, system, method, and computer program product are provided for improved automated customer assistance based on legacy data, which may be associated with an ancestor in a family that owns a family business. some example embodiments use legacy data not associated with the client but associated with the client's predecessor. some example embodiments employ machine-learning modeling to facilitate automated customer assistance to generate advisories to clients that to assist the client in addressing the implementation of strategies or specific events.
Inventor(s): Rolf Anderson of San Francisco CA (US) for wells fargo bank, n.a., Azita Asefi of Vacaville CA (US) for wells fargo bank, n.a., Alan W. Hecht of San Francisco CA (US) for wells fargo bank, n.a., Ann M. Kirk of Deerwood MN (US) for wells fargo bank, n.a.
IPC Code(s): G06Q30/018, G06N20/00
CPC Code(s): G06Q30/0185
Abstract: a provider computing system includes a network interface and a processing circuit structured to receive a plurality of fraud cases where each fraud case is associated with transaction data and an initial priority score, determine an updated priority score for each fraud case based on the transaction data and case prioritization data where the case prioritization data includes a set of rules developed using a machine learning model, assign each fraud case to one of a plurality of queues, assign at least one fraud case to a fraud agent computing terminal associated with a fraud agent responsive to determining its updated priority score is at or above a threshold by moving the at least one fraud case to a cache, receive an input from the fraud agent computing terminal regarding a disposition of the at least one fraud case, and restructure the case prioritization data based on the input.
Inventor(s): Rebecca H. McCloskey of Cornelius NC (US) for wells fargo bank, n.a., Alicia Y. Moore of San Ramon CA (US) for wells fargo bank, n.a., Denny E. Puckett of Charlotte NC (US) for wells fargo bank, n.a., Jerome Rhodes of Hayward CA (US) for wells fargo bank, n.a.
IPC Code(s): G06Q30/0207, G06Q20/10, G06Q30/0235, G07F19/00
CPC Code(s): G06Q30/0215
Abstract: an automated teller machine (“atm”) including a processing circuit including a processor and a memory, the memory structured to store instructions that are executable by the processor. the instructions cause the processing circuit to, upon determining that a mobile device of a customer is within a threshold proximity of the atm: retrieve a real-time rewards balance of a rewards account associated with the customer; determine that at least a portion of the real-time rewards balance is expiring within a certain amount of time; generate a push notification indicating that the customer is near the atm where the customer can redeem the at least a portion of the real-time rewards balance that is expiring and an interactive user interface element configured to be interacted with by the customer on the mobile device to view a location of the atm; and transmit the push notification to the mobile device of the customer.
Inventor(s): Brenda Sue Christmas of Fountain Hills AZ (US) for wells fargo bank, n.a., Narayanan Ganapathy Iyer of Gilbert AZ (US) for wells fargo bank, n.a., Praveen Kesani of San Ramon CA (US) for wells fargo bank, n.a., Narendra Raje Urs Vidya Mysore of Fremont CA (US) for wells fargo bank, n.a.
IPC Code(s): G06Q30/06
CPC Code(s): G06Q30/0613
Abstract: a method comprises receiving, by a computing device, a selection of at least one product to initiate for a customer, determining, by executing a first bot, a product initiation system compatible with a second format and configured to initiate the at least one product, and retrieving, via the first bot, the customer information from a set of previously collected customer information within a product selection form stored in a first format. the method further includes enqueuing, via first bot, the customer information in a workflow queue, and providing, via at least one second bot, the customer information to the product initiation system in the second format, the at least one second bot being associated with the at least one product. the method further includes receiving, from the product initiation system, a notification indicating whether the at least one product has been initiated.
Inventor(s): Marie Sally Relova of Corte Madera CA (US) for wells fargo bank, n.a., Akshay Goel of Bangalore (IN) for wells fargo bank, n.a., Ying Gu of Irvine CA (US) for wells fargo bank, n.a.
IPC Code(s): G06Q40/02, G06N20/00, G06Q30/02
CPC Code(s): G06Q40/03
Abstract: a computer-based credit evaluation system is described that uses a machine learning-based credit risk model with an adverse action methodology to assess applicant credit profiles and identify adverse action factors for credit request denials. the credit risk model is trained to assess an applicant's credit profile based on characteristics. in the case of a denial, the system compares applicant values of the characteristics against anchor values for the characteristics determined based on values from a top scoring credit profile. the system uses the credit risk model to calculate a replacement score for each of the characteristics by replacing the applicant value for the characteristic with an anchor value for the characteristic. the system ranks the characteristics based on the replacement scores, and identifies the top ranked characteristics as the adverse action factors for the denial.
Inventor(s): Carrie Anne Hanson of Charlotte NC (US) for wells fargo bank, n.a.
IPC Code(s): G06Q40/06, G06Q40/02, G06Q40/08
CPC Code(s): G06Q40/06
Abstract: aspects of the present disclosure address systems and methods for providing a list of financial filters, receiving, from a user, a selection of one or more of the financial filters and a target geographic area, and applying the selection of the one or more financial filters and the target geographic area to match a set of matched geographic areas from a data store, wherein the matched geographic areas are geographically included as part of the target geographic area. the systems and methods additionally include retrieving financial information, demographic information, or a combination thereof, for the set of matched geographic areas when a match is found, and presenting, via a display, the set of matched geographic areas, the financial information, the demographic information, or a combination thereof.
20250029457. DIGITAL INK AUTOMATED TELLER MACHINE_simplified_abstract_(wells fargo bank, n.a.)
Inventor(s): Debashis Ghosh of Charlotte NC (US) for wells fargo bank, n.a., Kurt D. Newman of Fortson GA (US) for wells fargo bank, n.a.
IPC Code(s): G07F19/00, G06Q30/0251
CPC Code(s): G07F19/206
Abstract: techniques are described for providing financial institution-specific branding and transactions based on a transaction request initiated by a user at a digital ink atm and subsequent receipt of a cryptogram from the user's payment card at the digital ink atm. an atm server device receives the cryptogram from the digital ink atm and, based on identifying information included in the cryptogram, determines the financial institution associated with the payment card. the atm server device then communicates with a bank server device associated with the financial institution to authenticate the user. upon authentication, the bank server sends a file containing branding information specific to the financial institution to the atm server. the atm server then sends instructions to the digital ink atm displays, including a digital ink display, to display the branding information to the user. the bank server device then authorizes performance of the transaction at the digital ink atm.
Inventor(s): Jeffrey J. Stapleton of O'Fallon MO (US) for wells fargo bank, n.a.
IPC Code(s): H04L9/06, H04L9/08
CPC Code(s): H04L9/0637
Abstract: the arrangements disclosed herein relate to systems, apparatus, methods, and non-transitory computer readable media for determining to erase a plurality of ciphertext blocks stored in a memory device, in response to determining to erase the plurality of ciphertext blocks, performing a cryptographic erasure of the plurality of ciphertext blocks. the cryptographic erasure includes encrypting each of the plurality of ciphertext blocks with a random key and destroying the random key in response to encrypting each of the plurality of ciphertext blocks.
Inventor(s): Richard Toohey of Madison WI (US) for wells fargo bank, n.a., Jeff J. Stapleton of Irving TX (US) for wells fargo bank, n.a., Michael Erik Meinholz of Charlotte NC (US) for wells fargo bank, n.a., Peter Bordow of Fountain Hills AZ (US) for wells fargo bank, n.a., Ilber Gashi of Huntersville NC (US) for wells fargo bank, n.a.
IPC Code(s): H04L29/06, H04B10/70, H04L9/08
CPC Code(s): H04L63/0876
Abstract: systems, apparatuses, methods, and computer program products are disclosed for authenticating devices. an example method includes generating pairs of entangled photons by a first device. one photon of each entangled photon pair may be transmitted to a second device. the first device and the second device may attempt to measure respective photons of the entangled photon pair to obtain a bit of a bit sequence. the bits may be encoded in the polarizations of the entangled photon pairs and may correspond to a true random number due to the generation method used by the first device. the second device may provide authentication data based on the bit sequence to the first device. the first device may use its copy of the bit sequence and the authentication data to authenticate the second device.
Inventor(s): Peter BORDOW of Fountain Hills AZ (US) for wells fargo bank, n.a., Jeff J. STAPLETON of O'Fallon MO (US) for wells fargo bank, n.a., Ramesh YARLAGADDA of Charlotte NC (US) for wells fargo bank, n.a.
IPC Code(s): H04L29/06
CPC Code(s): H04L63/123
Abstract: a computer-implemented method, apparatus, and computer program product for digital identity based authentication are provided. an example method includes receiving a request for authentication associated with a first user and determining attributes associated with the first user that include at least one static attribute and at least one dynamic attribute. the method further includes generating an inquiry authentication credential based upon the static attribute and the dynamic attribute and includes querying a digital identity construct database storing one or more previously acquired attributes of the first user. the method includes obtaining a verified authentication credential based upon the previously acquired iterations of the static and dynamic attributes and includes authenticating the first user based upon a comparison between the inquiry authentication credential and the verified authentication credential.
20250030716. THREAT REGISTRY AND ASSESSMENT_simplified_abstract_(wells fargo bank, n.a.)
Inventor(s): Shane Dale Cross of Morganton NC (US) for wells fargo bank, n.a., Peter Anatole Makohon of Huntersville NC (US) for wells fargo bank, n.a., Christopher Schooley of Colorado Springs CO (US) for wells fargo bank, n.a., Shawn Wallis of Fremont CA (US) for wells fargo bank, n.a., Robert Irving Kirby, JR. of Charlotte NC (US) for wells fargo bank, n.a., Jae Wook Lee of Charlotte NC (US) for wells fargo bank, n.a.
IPC Code(s): H04L29/06
CPC Code(s): H04L63/1433
Abstract: techniques described herein pertain to prioritizing threats based on their potential effect on the specific enterprise network sought to be protected. in one example, this disclosure describes a method that includes collecting, by a computing system and from a plurality of external data sources, threat information; storing, by the computing system and in a threat registry, the threat information that includes information about a plurality of threats; collecting, by the computing system, information about an attack surface for an enterprise network; mapping, by the computing system, the threat information to the attack surface; analyzing, by the computing system and based on the mapping of the threat information to the attack surface, a threat included in the plurality of threats to identify a risk score associated with the threat, wherein the risk score represents an assessment of the vulnerability of the enterprise network to the threat.
Inventor(s): Rachel Yun Kim Bierner of Los Angeles CA (US) for wells fargo bank, n.a., Adrian Lane of Phoenix AZ (US) for wells fargo bank, n.a., Alina LeClair of Austin TX (US) for wells fargo bank, n.a., Molly Morgan of Bermuda Run NC (US) for wells fargo bank, n.a., David Mortman of Worthington OH (US) for wells fargo bank, n.a., Tracie Wescott of Charlotte NC (US) for wells fargo bank, n.a.
IPC Code(s): H04L9/40
CPC Code(s): H04L63/20
Abstract: an example computer system for providing a maturity model can include: one or more processors; and non-transitory computer-readable storage media encoding instructions which, when executed by the one or more processors, causes the computer system to: use a cloud computing cybersecurity matrix that organizes a suite of cybersecurity capabilities associated with a cloud computing environment; overlay the maturity model onto the cloud computing cybersecurity matrix, the maturity model measuring a maturity level of technologies associated with the cloud computing environment; and display a dashboard showing the cloud computing cybersecurity matrix with the maturity model overlaid thereon.
Wells Fargo Bank, N.A. patent applications on January 23rd, 2025
- Wells Fargo Bank, N.A.
- G06F21/60
- G06F21/62
- CPC G06F21/606
- Wells fargo bank, n.a.
- G06N20/00
- CPC G06N20/00
- G06Q10/06
- G06Q30/02
- CPC G06Q10/0631
- G06Q10/1053
- G06Q10/0639
- G06Q40/08
- G06Q50/00
- CPC G06Q10/1053
- G06Q20/04
- G06Q20/32
- G06T1/00
- G06V30/224
- CPC G06Q20/042
- G06Q20/10
- G06Q40/02
- CPC G06Q20/102
- G06Q20/22
- G06Q20/40
- G06V40/16
- G06V40/20
- CPC G06Q20/22
- G06Q20/34
- G06F3/0481
- G06F3/0482
- G06Q20/36
- G07F17/32
- CPC G06Q20/34
- G06Q20/12
- G06Q20/38
- CPC G06Q20/355
- G06Q20/24
- H04L9/06
- H04L9/14
- H04L9/32
- H04L9/40
- CPC G06Q20/389
- G06Q30/00
- G06F16/25
- G06N5/02
- CPC G06Q30/016
- G06Q30/018
- CPC G06Q30/0185
- G06Q30/0207
- G06Q30/0235
- G07F19/00
- CPC G06Q30/0215
- G06Q30/06
- CPC G06Q30/0613
- CPC G06Q40/03
- G06Q40/06
- CPC G06Q40/06
- G06Q30/0251
- CPC G07F19/206
- H04L9/08
- CPC H04L9/0637
- H04L29/06
- H04B10/70
- CPC H04L63/0876
- CPC H04L63/123
- CPC H04L63/1433
- CPC H04L63/20
