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Truist Bank (20250021986). CONTACTLESS ACCESS TO SERVICE DEVICES TO FACILITATE SECURE TRANSACTIONS

From WikiPatents

CONTACTLESS ACCESS TO SERVICE DEVICES TO FACILITATE SECURE TRANSACTIONS

Organization Name

Truist Bank

Inventor(s)

Sudhakar Swaminathan of Duluth GA US

Muthu Gopalakrishnan of Suwanee GA US

Ryan Loesch of Cumming GA US

CONTACTLESS ACCESS TO SERVICE DEVICES TO FACILITATE SECURE TRANSACTIONS

This abstract first appeared for US patent application 20250021986 titled 'CONTACTLESS ACCESS TO SERVICE DEVICES TO FACILITATE SECURE TRANSACTIONS

Original Abstract Submitted

a system can be provided that can enable contactless access to service devices to facilitate secure transactions. for example, the system can include internet of things (iot) service devices associated with a service provider. the system can also include a computing environment, which may receive an access request from a mobile device. the access request can be transmitted in response to a user of the mobile device performing a contactless authentication process with an iot service device. the computing environment can then identify the iot service device and can identify a user account associated with the mobile device and with the service provider. the computing environment can further provide access for the mobile device to functions of the iot service device via a software application associated with the service provider. the functions can be used to facilitate secure transactions between the iot service device and the user account.

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