Stripe, Inc. patent applications on January 30th, 2025
Patent Applications by Stripe, Inc. on January 30th, 2025
Stripe, Inc.: 2 patent applications
Stripe, Inc. has applied for patents in the areas of G06Q20/40 (2), G06Q20/20 (1), G06Q20/38 (1), G06K7/06 (1), G06K7/10 (1) G06Q20/20 (1), G06Q20/409 (1)
With keywords such as: data, tender, terminal, pad, transaction, pin, gateway, processor, reader, and card in patent application abstracts.
Patent Applications by Stripe, Inc.
Inventor(s): Jonathan Wall of San Francisco CA (US) for stripe, inc., Ross Favero of Berkeley CA (US) for stripe, inc., Eric Nelson Glass of San Francisco CA (US) for stripe, inc.
IPC Code(s): G06Q20/20, G06Q20/38, G06Q20/40
CPC Code(s): G06Q20/20
Abstract: embodiments of the invention include a method of performing a payment transaction comprising receiving transaction data by a pin pad terminal from a point-of-sale terminal, and receiving tender from a customer, by the pin pad terminal. tender data and the transaction data are sent to a service gateway, by the pin pad terminal. the service gateway collects metadata from the tender data and the transaction data. the tender data is sent by the pin pad terminal to the point-of-sale terminal, which sends the tender data and the transaction data to a merchant gateway for approval or denial of the tender data. the tender data sent to the pos may be encrypted. the service gateway may provide customer and merchant analytics based on the metadata, as well as perform security/fraud checks, bin management, pin pad management. systems are also disclosed.
Inventor(s): Hwai Sian Tsai of Tsuen Wan (HK) for stripe, inc., Chi Wah Lo of Tsuen Wan (HK) for stripe, inc.
IPC Code(s): G06Q20/40, G06K7/06, G06K7/10, G06Q20/34, G07F7/08
CPC Code(s): G06Q20/409
Abstract: a contactless card reader comprises a contactless card reader front-end coupled to a processor. a communications module is coupled to the processor and a set of sensors is coupled to the processor. the set of sensors determines parameters related to the location, orientation and motion of the card reader. the processor receives the parameters from the set of sensors and utilizes the parameters and scenario configuration data to evaluate a rule. the result of the evaluation of the rule results in a limitation on the operation of the card reader. the communications module is configured to intermittently receive the scenario configuration data from external sources.