Oracle international corporation (20250094963). Virtual Card Transactions
Virtual Card Transactions
Organization Name
oracle international corporation
Inventor(s)
Tapomoy Dey of Santa Clara CA US
Harshavardhan Takle of Foster City CA US
Rondy C. Ng of Redwood Shores CA US
Virtual Card Transactions
This abstract first appeared for US patent application 20250094963 titled 'Virtual Card Transactions
Original Abstract Submitted
techniques for managing secure virtual card number (vcn) transactions are disclosed. a pos terminal that processes payments receives an instruction in a secure digital communication over a network to process a payment from a customer to a supplier. based on receiving a payment request via a network, the pos terminal identifies a vcn associated with the request. the pos terminal validates the vcn and processes the payment request. the pos terminal communicates the vcn to the supplier's bank to initiate a funds transfer between the supplier's bank and the customer's bank that issued the vcn. upon completion of the transaction, the banks confirm the transaction to the customer and the pos terminal.