Capital one services, llc (20250131413). Deactivate Virtual Card Numbers Based on Billing Cycles
Deactivate Virtual Card Numbers Based on Billing Cycles
Organization Name
Inventor(s)
Joshua Edwards of Philadelphia PA US
Michael Mossoba of Great Falls VA US
Deactivate Virtual Card Numbers Based on Billing Cycles
This abstract first appeared for US patent application 20250131413 titled 'Deactivate Virtual Card Numbers Based on Billing Cycles
Original Abstract Submitted
aspects provided may allow for an entity to deactivate a virtual card number (vcn). in particular, aspects provide for deactivating vcns based on a frequency or periodicity of an interaction. after deactivation, the entity may block future charges to the vcn. further aspects provide for using incoming charge data sent to one or more previous users to train a machine learning model to determine the frequency or periodicity of the interaction. additional aspects may also provide for including trial length when determining the deactivation date, providing vcn configuration options to a user, and notifying the user based on upcoming and current vcn status changes.