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Capital one services, llc (20250131079). Verifying a Trusted Entity's Identification Via Proximity-Based Data

From WikiPatents

Verifying a Trusted Entity's Identification Via Proximity-Based Data

Organization Name

capital one services, llc

Inventor(s)

Armando Martinez Stone of Arlington VA US

Samuel Rapowitz of Roswell GA US

Bryant Yee of Silver Spring MD US

Verifying a Trusted Entity's Identification Via Proximity-Based Data

This abstract first appeared for US patent application 20250131079 titled 'Verifying a Trusted Entity's Identification Via Proximity-Based Data

Original Abstract Submitted

methods of verifying a user's identity using trusted members of the user's community are provided. users may request trusted friends and family members register as vouching users. if a user needs to confirm the user's identity, such as during a multifactor authentication verification or in the event of a forgotten credential, vouching users may be called upon to verify user identity. vouching users may confirm a user's identity via a group communication session or by proving physical proximity to the user. physical proximity may be proven by tapping a token, such as an electronic device or a transaction card, to either the user's device and/or the vouching user's device. using trusted friends and family members to verify a user's identity safeguards online accounts from deep fake ai creations and protects susceptible online users from phishing schemes and social engineering attacks.

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