Jump to content

Capital one services, llc (20240232841). AUDIO-BASED SECURITY FOR AUTOMATED TELLER MACHINES simplified abstract

From WikiPatents

AUDIO-BASED SECURITY FOR AUTOMATED TELLER MACHINES

Organization Name

capital one services, llc

Inventor(s)

Danielle Simpson of Manassas VA (US)

Saleem Ahmed Sangi of McLean VA (US)

Matthew B. Konopa of Falls Church VA (US)

Brian J. Oh of Clifton VA (US)

AUDIO-BASED SECURITY FOR AUTOMATED TELLER MACHINES - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240232841 titled 'AUDIO-BASED SECURITY FOR AUTOMATED TELLER MACHINES

The patent application describes a system, method, and computer program product for verifying proximity to a kiosk, such as an ATM, using ambient sound recorded by a mobile device.

  • Mobile application on a mobile device can set up a prestaged transaction for completion near the kiosk.
  • Ambient sound recorded by the mobile device's microphone, such as songs or tones, is used to verify the location of the device.
  • The ambient sound may include ultrasonic sound played by a sound system near the kiosk.
  • The recorded ambient sound is compared to expected audio from the sound system to determine proximity to the kiosk.
    • Potential Applications:**

- Enhanced security for ATM transactions - Streamlined and secure mobile payments near kiosks - Improved user experience for interacting with kiosks

    • Problems Solved:**

- Ensures the mobile device is in proximity to the kiosk for secure transactions - Reduces the risk of unauthorized transactions or fraud - Simplifies the process of completing transactions near kiosks

    • Benefits:**

- Increased security for financial transactions - Convenient and efficient way to complete transactions - Enhanced user experience with kiosk interactions

    • Commercial Applications:**

Title: Secure Proximity Verification Technology for Kiosk Transactions This technology can be utilized by banks, financial institutions, and retail businesses to enhance the security and convenience of transactions conducted near kiosks. It can also be integrated into mobile payment systems to provide a seamless and secure payment experience for customers.

    • Questions about the Technology:**

1. How does the use of ambient sound improve the verification of proximity to a kiosk?

  - The use of ambient sound helps to provide an additional layer of security by verifying the location of the mobile device near the kiosk.

2. What are the potential challenges in implementing this technology in real-world scenarios?

  - Some potential challenges could include ensuring the accuracy of the ambient sound comparison and addressing any technical limitations of the mobile device's microphone.


Original Abstract Submitted

disclosed herein are system, method, and computer program product embodiments for verification of proximity to a kiosk, such as an atm. the mobile application installed on a mobile device may be used to setup a prestaged transaction. when the mobile device is in the proximity to the kiosk to complete the prestaged transaction, a location of the mobile device may be verified using ambient sound recorded by a microphone of the mobile device. the ambient sound may be songs, tones, or ultrasonic sound played by a sound system near the kiosk. the recorded ambient sound may then be compared to expected audio from the sound system to determine whether the mobile device is in proximity to the kiosk.

Cookies help us deliver our services. By using our services, you agree to our use of cookies.