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Capital One Services, LLC patent applications on May 1st, 2025

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Patent Applications by Capital One Services, LLC on May 1st, 2025

Capital One Services, LLC: 33 patent applications

Capital One Services, LLC has applied for patents in the areas of H04L9/40 (5), G06N20/00 (5), H04L9/32 (3), G06Q20/34 (2), G06F21/44 (2) G06N20/00 (4), G06N3/0985 (2), G06F9/45558 (1), G07F7/12 (1), H04W12/06 (1)

With keywords such as: device, data, user, based, request, transaction, authentication, card, computing, and access in patent application abstracts.



Patent Applications by Capital One Services, LLC

20250138856. SYSTEMS AND METHODS FOR OPTIMIZING CLOUD ARCHITECTURES USING ARTIFICIAL INTELLIGENCE MODELS_simplified_abstract_(capital one services, llc)

Inventor(s): Mohammad HASSAN of Washington DC US for capital one services, llc, Catherine BARNES of Glen Allen VA US for capital one services, llc, Matthew Louis NOWAK of Midlothian VA US for capital one services, llc

IPC Code(s): G06F9/455

CPC Code(s): G06F9/45558



Abstract: systems and methods are described herein for optimizing cloud architectures using artificial intelligence models trained on standardized cloud architecture patterns corresponding to specific requirements. for example, the system may receive a first cloud architecture processing requirement. the system may receive a first set of available cloud resources. the system may generate a first feature input based on the first cloud architecture processing requirement and the first set of available cloud resources. the system may input the first feature input into a first artificial intelligence model to generate a first output. the system may determine, based on the first output, a first cloud architecture pattern for the first set of available cloud resources.


20250139065. SCHEMA-BASED OBJECT PROCESSING_simplified_abstract_(capital one services, llc)

Inventor(s): Jake Lowell BLITCH of Frisco TX US for capital one services, llc, Zhen HOU of Prosper TX US for capital one services, llc

IPC Code(s): G06F16/21

CPC Code(s): G06F16/212



Abstract: in some implementations, a system may obtain an object comprising a plurality of sub-objects. the system may identify a schema associated with serialization and deserialization of the object, the schema defining a plurality of mappings. each mapping in the plurality of mappings may associate a respective set of sub-objects in the plurality of sub-objects with a file in a plurality of files. the system may process the object according to the schema to obtain the plurality of files. the system may provide an output including the plurality of files.


20250139102. DATA ATTRIBUTE DEPENDENT RULES AND DATA ORCHESTRATION_simplified_abstract_(capital one services, llc)

Inventor(s): Karen L. DIGGS of Henrico VA US for capital one services, llc, Emily Kate GALLAGHER of Midlothian VA US for capital one services, llc, Malay UDESHI of Fairfax VA US for capital one services, llc, David LOMELIN of Vienna VA US for capital one services, llc, Saji ASOK of Brambleton VA US for capital one services, llc, Owais MOHAIDEEN of Aldie VA US for capital one services, llc, Jeremy HANFORD of Reston VA US for capital one services, llc, Daniel Darrell Grey SILCOX of Glen Allen VA US for capital one services, llc, Manish SRIVASTAVA of Glen Allen VA US for capital one services, llc, Christopher R. BURKS of Midlothian VA US for capital one services, llc

IPC Code(s): G06F16/2455, G06F16/242

CPC Code(s): G06F16/24564



Abstract: in some implementations, a device may obtain a rule set that includes one or more rules that are defined using respective data attributes. the device may determine, based on the respective data attributes, a first level of data, including a first one or more data sources, associated with determining an outcome of the rule set. the device may determine, for at least one data source of the first one or more data sources, a second level of data associated with obtaining data from the at least one data source. the device may determine an execution protocol associated with obtaining protocol data that is associated with determining the outcome of the rule set. the device may obtain the protocol data. the device may apply, to the protocol data, the rule set to determine the outcome.


20250139114. VALIDATING CODE FOR AN EXTRACT, TRANSFORM, AND LOAD PROCESS_simplified_abstract_(capital one services, llc)

Inventor(s): Shreya GODDU of Long Island NY US for capital one services, llc, Arunadevi Ashok INAMDAR of Ashburn VA US for capital one services, llc, Thomas BARRY of New York NY US for capital one services, llc, Justin David GOOD of Richmond VA US for capital one services, llc, Swaroop Appu KOMAN of Scotch Plains NJ US for capital one services, llc, Mesfin MULUGETA DINKU of Vienna VA US for capital one services, llc, Sean BOURKE of Brooklyn NY US for capital one services, llc

IPC Code(s): G06F16/25

CPC Code(s): G06F16/254



Abstract: in some implementations, a device may receive a request to validate code defining a feature for compliance with a feature authoring library. the code may configure one or more phases of an extract, transform, and load (etl) process associated with obtaining data for the feature. the device may identify one or more standards for assessing whether an initialization or an execution of the one or more phases of the etl process is indicative of the code complying with the feature authoring library. the device may determine whether the initialization or the execution of the one or more phases of the etl process satisfies the one or more standards. the device may transmit, based on whether the initialization or the execution of the one or more phases of the etl process satisfies the one or more standards, a response indicating whether the code complies with the feature authoring library.


20250139147. SYSTEMS AND METHODS FOR PARSING LOG FILES USING CLASSIFICATION AND A PLURALITY OF NEURAL NETWORKS_simplified_abstract_(capital one services, llc)

Inventor(s): Anh TRUONG of Champaign IL US for capital one services, llc, Fardin ABDI TAGHI ABAD of Champaign IL US for capital one services, llc, Austin WALTERS of Savoy IL US for capital one services, llc, Jeremy GOODSITT of Champaign IL US for capital one services, llc, Vincent PHAM of Champaign IL US for capital one services, llc, Kate KEY of Effingham IL US for capital one services, llc

IPC Code(s): G06F16/35, G06F16/25, G06F40/205, G06N3/04, G06N3/044, G06N3/08

CPC Code(s): G06F16/35



Abstract: the present disclosure relates to systems and methods for parsing unstructured data with neural networks. in one implementation, a system for parsing unstructured data may include at least one processor and at least one non-transitory memory storing instructions that, when executed by the at least one processor, cause the system to: receive unstructured data; apply a classifier to the unstructured data to identify a type of the unstructured data; based on the identification, select a corresponding neural network; apply the selected neural network to the unstructured data to obtain structured data; and output the structured data.


20250139172. SERVERLESS NETWORK MONITORING_simplified_abstract_(capital one services, llc)

Inventor(s): Jose Mateo Ludena of Plano TX US for capital one services, llc

IPC Code(s): G06F16/951

CPC Code(s): G06F16/951



Abstract: techniques for improved web scraping techniques may use a serverless computing environment including a serverless monitoring application having one or more anonymous functions, such as one or more lambda functions. the serverless functions may monitor and scrape web sources. this lightweight solution provides monitoring and scraping functionality with improved efficiency with respect to resource utilization and energy consumption, including in scenarios where api access to the website is unavailable.


20250139187. AUTOMATICALLY GENERATING AND MODIFYING STYLE RULES_simplified_abstract_(capital one services, llc)

Inventor(s): Leeyat Bracha TESSLER of Arlington VA US for capital one services, llc, Claire M. ROWLETT of Washington DC US for capital one services, llc, Robert MAYS of Midlothian VA US for capital one services, llc, Daniel E. MILLER of Brooklyn NY US for capital one services, llc, Youbing YIN of Seattle WA US for capital one services, llc

IPC Code(s): G06F16/957, G06F40/143

CPC Code(s): G06F16/9577



Abstract: in some implementations, a style system may receive, from a repository, a plurality of files associated with an entity. the style system may apply a machine learning model to the plurality of files to determine a set of rules associated with images or text included in the plurality of files. the style system may generate a document that indicates the set of rules and may output, to a user device, the document.


20250139220. SYSTEMS AND METHODS FOR DETERMINING DOCUMENT AUTHENTICITY BASED ON WEIGHTED ANALYSIS OF CATEGORICAL CONTENT ATTRIBUTES_simplified_abstract_(capital one services, llc)

Inventor(s): Kimberly STOCKLEY of Washington DC US for capital one services, llc, Dexter FERGUSON of Catonsville MD US for capital one services, llc, Shannon YOGERST of New York NY US for capital one services, llc, Claire M. ROWLETT of Washington DC US for capital one services, llc, Tyler MAIMAN of Melville NY US for capital one services, llc, Leeyat Bracha TESSLER of Arlington VA US for capital one services, llc, Bryant YEE of Silver Spring MD US for capital one services, llc

IPC Code(s): G06F21/44

CPC Code(s): G06F21/44



Abstract: systems and methods are described herein for novel uses and/or improvements to artificial intelligence applications. as one example, systems and methods are described for the use of an artificial intelligence-based solution in identifying fraudulent documents and/or other content. in particular, the systems and methods adapt the artificial intelligence-based solution to overcome the technical problem of insufficient training data and/or solutions that are commensurate with the time frame and resources available.


20250139412. DATA GENERATION FOR ARTIFICIAL INTELLIGENCE MODEL TRAINING_simplified_abstract_(capital one services, llc)

Inventor(s): Trijeet SETHI of McKinney TX US for capital one services, llc, Enwang ZHOU of Frisco TX US for capital one services, llc, Muralikumar VENKATASUBRAMANIAM of Plano TX US for capital one services, llc

IPC Code(s): G06N3/0455

CPC Code(s): G06N3/0455



Abstract: in some implementations, a device may receive input data for machine learning model training. the device may generate, based on the input data, artificial data using one or more machine learning models operating on one or more servers, wherein the one or more machine learning models includes a generative artificial intelligence model configured to generate the artificial data such that the artificial data shares a set of common characteristics with the input data. the device may train, using the artificial data and metadata associated with the artificial data, a particular machine learning model. the device may transmit an output associated with the particular machine learning model.


20250139440. SYSTEMS AND METHODS FOR MINIMIZING DEVELOPMENT TIME IN ARTIFICIAL INTELLIGENCE MODELS USING LOWER DIMENSIONAL EMBEDDINGS_simplified_abstract_(capital one services, llc)

Inventor(s): Michael LANGFORD of Plano TX US for capital one services, llc

IPC Code(s): G06N3/084

CPC Code(s): G06N3/084



Abstract: methods and systems are described herein for minimizing development time in artificial intelligence models by automating model selection based on dataset fittings of time-series data prior to hyperparameter optimization. for example, the system may apply a profiling model using a time-series embedding of the dataset combined with the aggregate statistical profile. in either case, the profiling model may be trained on the scoring policy and/or a time-series embedding of the dataset combined with the aggregate statistical profile to determine a likelihood of the effectiveness of a given model on the given dataset and/or likely hyperparameters for the given model.


20250139455. SYSTEMS AND METHODS FOR MINIMIZING DEVELOPMENT TIME IN ARTIFICIAL INTELLIGENCE MODELS USING DYNAMIC DATASET FITTINGS_simplified_abstract_(capital one services, llc)

Inventor(s): Michael LANGFORD of Plano TX US for capital one services, llc

IPC Code(s): G06N3/0985

CPC Code(s): G06N3/0985



Abstract: systems and methods for minimizing development time in artificial intelligence models by automating model selection based on dataset fittings of time-series data prior to hyperparameter optimization. the systems and methods use a scoring policy based on a plurality of labeled datasets that score one or more results contained within the aggregate statistical profile. the system may dynamically identify particular criteria in statistical data that indicates an effectiveness of a given model on a given dataset. these criteria (e.g., the scoring policy) may then be updated over time as new datasets, statistical analyses, and/or aggregated statistical profiles are developed within affecting the underlying models and/or datasets.


20250139456. SYSTEMS AND METHODS FOR MINIMIZING DEVELOPMENT TIME IN ARTIFICIAL INTELLIGENCE MODELS BASED ON DATASET FITTINGS_simplified_abstract_(capital one services, llc)

Inventor(s): Michael LANGFORD of Plano TX US for capital one services, llc

IPC Code(s): G06N3/0985, G06F17/14, G06N3/047

CPC Code(s): G06N3/0985



Abstract: methods and systems are described herein for minimizing development time in artificial intelligence models by automating model selection based on dataset fittings of time-series data prior to hyperparameter optimization. the system may select a statistical profile type to identify in a first dataset. the system may retrieve a statistical model corresponding to the statistical profile type. the system may select, based on a first statistical profile, a first untrained model from a first plurality of untrained models for training, wherein the first plurality of untrained models comprises respective algorithms for time-series forecasting and wherein each of the first plurality of untrained models comprises default hyperparameter tuning. the system may, based on selecting the first untrained model, tune a first hyperparameter of the first untrained model using the first dataset.


20250139495. SELECTIVELY SHARED CONDENSED DATA FOR EFFICIENT FEDERATED LEARNING_simplified_abstract_(capital one services, llc)

Inventor(s): Michael DAVIS of Arlington VA US for capital one services, llc, Galen RAFFERTY of Mahomet IL US for capital one services, llc, Samuel SHARPE of Cambridge MA US for capital one services, llc, Brian BARR of Schenectady NY US for capital one services, llc, Jeremy GOODSITT of Champaign IL US for capital one services, llc, Taylor TURNER of Richmond VA US for capital one services, llc, Kenny BEAN of Herndon VA US for capital one services, llc, Owen REINERT of Queens NY US for capital one services, llc, Tyler FARNAN of San Diego CA US for capital one services, llc

IPC Code(s): G06N20/00

CPC Code(s): G06N20/00



Abstract: a method and related system for training a machine learning model using a federated learning structure by selectively sharing condensed data between devices includes operations to obtain datasets from client devices comprising a first client device and a second client device and updating a datasets subset to comprise a first dataset. the method further includes updating the datasets subset to comprise a second dataset based on a result indicating that a feature space distance between the first dataset and the second dataset satisfies a set of criteria and sending, to a third client device, the datasets subset comprising the first dataset and the second dataset. the method further includes obtaining, from the third client device, a set of model parameters that is derived from training based on the datasets subset and updating a server version of a machine learning model based on the set of model parameters.


20250139502. SYSTEMS AND METHODS FOR MINIMIZING DEVELOPMENT TIME IN ARTIFICIAL INTELLIGENCE MODELS_simplified_abstract_(capital one services, llc)

Inventor(s): Michael LANGFORD of Plano TX US for capital one services, llc, Abhisek JANA of Herndon VA US for capital one services, llc, Rajesh Kanna DURAIRAJ of Plano TX US for capital one services, llc

IPC Code(s): G06N20/00

CPC Code(s): G06N20/00



Abstract: methods and systems are described herein for minimizing development time in artificial intelligence models by automating model selection based on dataset fittings of time-series data prior to hyperparameter optimization.


20250139503. SYSTEMS AND METHODS FOR MINIMIZING DEVELOPMENT TIME IN ARTIFICIAL INTELLIGENCE MODELS BY AUTOMATING HYPERPARAMETER SELECTION_simplified_abstract_(capital one services, llc)

Inventor(s): Michael LANGFORD of Plano TX US for capital one services, llc

IPC Code(s): G06N20/00

CPC Code(s): G06N20/00



Abstract: methods and systems are described herein for minimizing development time in artificial intelligence models by automating model selection based on dataset fittings of time-series data prior to hyperparameter optimization. the systems and methods described herein aim to reduce the redundancies and improve the efficiencies of model selection, model training, and/or hyperparameter selection. the systems and methods achieve this by using information about the attributes of the time-series dataset that may be used to determine a model that may be most effective at fitting a given dataset. if a model is selected prior to hyperparameter optimization, the time and resources spent training, fitting, and/or tuning models that are not selected can be avoided.


20250139532. Managing Multifaceted, Implicit Goals Through Dialogue_simplified_abstract_(capital one services, llc)

Inventor(s): Scott Karp of McLean VA US for capital one services, llc, Erik Mueller of Chevy Chase MD US for capital one services, llc, Zachary Kulis of Arlington VA US for capital one services, llc

IPC Code(s): G06N20/00, G06F40/205, G06F40/30, G06F40/35, G06Q30/016, G10L15/18, G10L15/22, G10L15/30, G10L25/63

CPC Code(s): G06N20/00



Abstract: system and method of generating an executable action item in response to natural language dialogue are disclosed herein. a computing system receives a dialogue message from a remote client device of a customer associated with an organization, the dialogue message comprising an utterance indicative of an implied goal. a natural language processor of the computing system parses the dialogue message to identify one or more components contained in the utterance. the planning module of the computing system identifies the implied goal. the computing system generates a plan within a defined solution space. the computing system generates a verification message to the user to confirm the plan. the computing system transmits the verification message to the remote client device of the customer. the computing system updates an event queue with instructions to execute the action item according to the generated plan upon receiving a confirmation message from the remote client device.


20250139603. INTERACTING WITH AN AUTOMATED TELLER MACHINE USING A USER DEVICE_simplified_abstract_(capital one services, llc)

Inventor(s): Michael MOSSOBA of Great Falls VA US for capital one services, llc, Abdelkadar M’Hamed BENKREIRA of Washington DC US for capital one services, llc, Joshua EDWARDS of Philadelphia PA US for capital one services, llc

IPC Code(s): G06Q20/32, A61M1/00, A61M5/168, A61M25/00, A61M25/06, A61M39/22, F16K15/14, G06Q20/10, G06Q20/34, G06Q20/40, G07F19/00, H04M1/72412

CPC Code(s): G06Q20/3223



Abstract: a device may receive an indication that an atm transaction is to be conducted, display prompt(s) for a user to input user authentication credential information and to select an atm transaction type, detect user input(s) that include a user authentication credential and a selection of a particular atm transaction type, and receive, from an atm device, a request to establish a communication session. the atm device may include a sync button to initiate communicative coupling of the atm device and the user device. the request may be based on a user selection of the sync button. the device may communicatively couple to the atm device, and provide, to the atm device, the user authentication credential and data regarding the particular atm transaction type to cause the atm device to perform the atm transaction. the device may display information regarding the atm transaction.


20250139678. SYSTEMS AND METHODS FOR RECORDATION OF INTERACTION DATA_simplified_abstract_(capital one services, llc)

Inventor(s): Shabnam KOUSHA of Washington DC US for capital one services, llc, Claire M. ROWLETT of Washington DC US for capital one services, llc, Leeyat Bracha TESSLER of Arlington VA US for capital one services, llc, Alexander CHASE of Brooklyn NY US for capital one services, llc, Daniel E. MILLER of Brooklyn NY US for capital one services, llc, Dennis DOUGHTY of Brookline MA US for capital one services, llc

IPC Code(s): G06Q30/0601, G06F9/451

CPC Code(s): G06Q30/0613



Abstract: a computer-implemented method for recordation of interaction data is disclosed. the method may include causing, via a remote device, a first electronic application operating on a user device to: monitor activity of a second electronic application operating on the user device; detect, based on the monitoring, an interaction between a user of the user device and an entity via the second electronic application; extract interaction data associated with the detected interaction from the second electronic application; and transmit the extracted interaction data to the remote device. the method may further include receiving, via the remote device, interaction processing data; determining, by the remote device, whether the received interaction processing data corresponds to the detected interaction; and in response to determining a correspondence between the detected interaction and the interaction processing data, storing, by the remote device, the extracted interaction data and the interaction processing data in a data storage.


20250140003. GENERATING IMAGE METADATA_simplified_abstract_(capital one services, llc)

Inventor(s): Sunilkumar KOTHI REDDY of Little Elm TX US for capital one services, llc, Ravi KALIDINDI of Mckinney TX US for capital one services, llc, Ainsly Joseph DSOUZA of Udupi Taluk IN for capital one services, llc, Kshitij MATHUR of Bangalore IN for capital one services, llc, Joydeep DASGUPTA of Bangalore IN for capital one services, llc, Amrit Presanna KUMAR of Thalassery IN for capital one services, llc, Harsimran BASRA of Bangalore IN for capital one services, llc, Vishwajeet Shrikrishna LOHAKAREY of Bangalore IN for capital one services, llc

IPC Code(s): G06V20/70, G06T3/40, G06T7/00, G06T11/60, G06V10/60, H04N5/272

CPC Code(s): G06V20/70



Abstract: in some implementations, a device for generating image metadata may obtain a plurality of images associated with a plurality of vehicles. the device may generate, for each image of the plurality of images, metadata associated with the image. the device may generate the metadata in accordance with a machine learning model and in accordance with one or more characteristics associated with the image. the metadata may indicate, for example, a size of the image, a view of a vehicle included in the image, an angle of the vehicle included in the image, a quality of the image, and/or a background of the image. the device may modify the image in accordance with the metadata.


20250140013. DETERMINING WHETHER A USER HAS POSSESSION OF A TRANSACTION CARD AND/OR WHETHER THE USER IS AUTHORIZED TO POSSESS THE TRANSACTION CARD_simplified_abstract_(capital one services, llc)

Inventor(s): Francisco PEREZLEON of Richmond CA US for capital one services, llc, Molly JOHNSON of Alexandria VA US for capital one services, llc, Colin HART of Falls Church VA US for capital one services, llc, Kaitlin NEWMAN of Washington DC US for capital one services, llc, Angelina WU of Vienna VA US for capital one services, llc, Jason JI of Reston VA US for capital one services, llc, Joshua EDWARDS of Philadelphia PA US for capital one services, llc

IPC Code(s): G06V30/416, G06F18/22, G06K7/10, G06Q20/34, G06Q20/40, G06V30/10, G06V40/16

CPC Code(s): G06V30/416



Abstract: a device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. the device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. the device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. the device performs, based on determining whether the user has possession of the transaction card, at least one action.


20250140050. SYSTEMS AND METHODS FOR AUTHENTICATING A USER IDENTITY USING A SOUND DEVICE_simplified_abstract_(capital one services, llc)

Inventor(s): Justin BOWERS of Richmond VA US for capital one services, llc, Karthik NAGESH of Arlington VA US for capital one services, llc, Christopher MATTHEWS of Arlington VA US for capital one services, llc

IPC Code(s): G07F7/12, G06F21/31, G07F7/08

CPC Code(s): G07F7/12



Abstract: systems and methods for authenticating a user identity using a sound device, the sound device comprising a card including a plurality of texture protrusions, including establishing an audio connection between a user device and an authentication system, instructing a user of the user device to generate real-time sound data, receiving the real-time sound data at the authentication system, comparing the real-time sound data to a pre-determined sound configuration to determine a match value, and upon determining the match value, causing to output a notification of the determined match value.


20250140170. SYSTEMS AND METHODS FOR CORRECTING AMBIENT-LIGHT ILLUMINANCE DIFFERENCES OF AMBIENT LIGHT DIRECTED ONTO REGIONS OF A DISPLAY_simplified_abstract_(capital one services, llc)

Inventor(s): Austin Walters of Savoy IL US for capital one services, llc, Jeremy Goodsitt of Champaign IL US for capital one services, llc

IPC Code(s): G09G3/32

CPC Code(s): G09G3/32



Abstract: an apparatus includes a display, a memory, a light sensor array and a light source array. the light source array emits light to display an image on the display. a controller is configured to receive a sensor output from each light sensor in the light sensor array. an ambient-light illuminance difference between a first illuminance of a first ambient light externally directed onto a first region of the displayed image of the display and a second illuminance of a second ambient light externally directed respectively onto a second region of the displayed image of the display is computed. light source controls of light sources of the light source array are varied to change a luminous emittance of the light source array within the at least one second region of the displayed image so as to reduce a luminance difference between the first region and the second region of the displayed image.


20250141684. SYSTEMS AND METHODS FOR VALIDATING ADDED COMPONENTS OF A VEHICLE_simplified_abstract_(capital one services, llc)

Inventor(s): Chanakya KASPA of McKinney TX US for capital one services, llc, Sikkandar SIKKANDAR PACKIAM of McKinney TX US for capital one services, llc, Arunachalam RAMASWAMY of McLean VA US for capital one services, llc

IPC Code(s): H04L9/32, G06F21/44, G06N20/00

CPC Code(s): H04L9/3213



Abstract: systems and methods for validating added components for a vehicle. in some aspects, the system may determine from a plurality of cryptographic tokens related to a plurality of assets, a cryptographic token corresponding to a validation request for an asset and received from a computing device. the system may determine whether one or more added components from the validation request are capable of being integrated with the asset in presence of one or more base components for the asset from the cryptographic token. in response to determining that the one or more added components are being integrated, the system may determine, using a first machine learning model, whether the one or more added components are credible. in response to determining that at least one component of the one or more added components is not credible, the system may generate an alert indicating the at least one component as not credible.


20250141687. TRANSMISSION OF SECURE AND AUTHENTICATED DATA OVER A NETWORK_simplified_abstract_(capital one services, llc)

Inventor(s): Anthony Glynn of Fairfax VA US for capital one services, llc, Soumendra Bhattacharya of Union City CA US for capital one services, llc, Robert Mantoni of Reston VA US for capital one services, llc

IPC Code(s): H04L9/32, H04L9/08, H04L9/30

CPC Code(s): H04L9/3234



Abstract: a method, a system, and a computer program product for transmission of information over a network. a validity token is generated based on a received contactless card identifier associated with a contactless card. the validity token is generated upon validating the contactless card using the contactless card identifier, and transmitted to a first computing device. a second computing device is identified based on an information request received from the first computing device. the information request includes a first public key associated with the first computing device and the validity token. an encrypted response to the request and a second public key associated with the second computing device are sent to the first computing device. the second computing device generates the encrypted response and encrypts it using a shared key generated using the first public key. the first computing device decrypts the response upon generation of the shared key using the second public key.


20250141700. SYSTEMS AND METHODS FOR TRANSACTION CARD-BASED AUTHENTICATION_simplified_abstract_(capital one services, llc)

Inventor(s): Kevin OSBORN of Newton Highlands MA US for capital one services, llc, Samuel Patrick EDWARDS of Richmond VA US for capital one services, llc, Vincent Vy NGO of McLean VA US for capital one services, llc

IPC Code(s): H04L9/32, H04L9/08, H04L9/40

CPC Code(s): H04L9/3271



Abstract: a method is provided for communicating with a transaction card having a card data processor, a near card field communication (nfc) interface, and a card memory having a unique card identifier stored therein. in this method, a user communication device establishes an nfc session with the transaction card and transmits to the transaction card an nfc data exchange format (ndef) write tag command including session-specific challenge information. the user communication device transmits to the transaction card an ndef read tag command and receives from the transaction card, card-specific challenge response information. the challenge response information is then used to authenticate the transaction card.


20250141835. Subnetwork Selection_simplified_abstract_(capital one services, llc)

Inventor(s): Rahul Parikh of Plano TX US for capital one services, llc, Sugavaneswaran Selvaraj of Frisco TX US for capital one services, llc, Vijayalakshmi Narasimha Raju Kalidindi of Frisco TX US for capital one services, llc

IPC Code(s): H04L61/50, H04L61/4511, H04L101/668

CPC Code(s): H04L61/50



Abstract: a method, apparatus, and computer-readable medium are described that gather information from subnets of a virtual private cloud, compare the information of the subnets to criteria of components of a service, and identify selected subnets that comport with the criteria. the subnets may be associated with different availability zones. the selection of any subnet may affect the subnets available for the next selection. the process may dynamically adjust for previous subnet selections and may be available as a service. based on a call to the service with criteria of the components, the service may request information regarding the subnets and return an identified list of subnets for the components. the process may accommodate services during development stages and during deployment stages and/or account for primary and secondary subnet assignments. by dynamically adjusting the available subnets, delays in subnet selection and subsequent deployment may be reduced.


20250141867. SYSTEMS AND METHODS FOR DIGITAL MEDIA-BASED USER AUTHENTICATION_simplified_abstract_(capital one services, llc)

Inventor(s): Lawrence DOUGLAS of McLean VA US for capital one services, llc, Jeffrey RULE of Chevy Chase MD US for capital one services, llc, Jackson MACOMBER of Henrico VA US for capital one services, llc

IPC Code(s): H04L9/40

CPC Code(s): H04L63/0861



Abstract: systems and methods for digital media-based user authentication are disclosed herein. in some aspects, the system may receive an authentication request. the system may transmit a user verification request based on the authentication request. the system may receive media recordings in response to the user verification request. the system may detect one or more features in the media recordings. the system may generate a plurality of risk metrics for the user based on generating risk metrics for the one or more features. the system may determine an authentication probability based on the plurality of risk metrics.


20250141874. SYSTEMS AND METHODS FOR USING ARTIFICIAL INTELLIGENCE TO FACILITATE SECURITY ACCESS MANAGEMENT_simplified_abstract_(capital one services, llc)

Inventor(s): Nilesh BHOYAR of Livingston NJ US for capital one services, llc, Adam HASINSKI of Vienna VA US for capital one services, llc, Kashish Paresh KOTHARI of Richmond VA US for capital one services, llc, Mohammad Nayaz ARSHAD of Glen Allen VA US for capital one services, llc, Fnu RUBIN THOMAS of Jersey City NJ US for capital one services, llc, Viral SHANKER of Hoboken NJ US for capital one services, llc

IPC Code(s): H04L9/40

CPC Code(s): H04L63/102



Abstract: a system obtains a user profile that is associated with a user. the system determines, based on the user profile, and by using a first machine learning model, that the user is to be granted a security access and thereby causes the security access to be granted to the user. the system obtains, based on causing the security access to be granted to the user, user behavior information associated with the user. the system generates, based on the user behavior information, and by using a second machine learning model, certification information that indicates whether the security access is to be renewed or revoked. the system thereby causes the security access to be renewed when the certification information indicates that the security access is to be renewed, or the security access to be revoked when the certification information indicates that the security access is to be revoked.


20250141895. METHODS AND SYSTEMS FOR CATEGORIZING CYBER INCIDENT LOGS FEATURING DYNAMIC RELATIONSHIPS TO PRE-EXISTING CYBER INCIDENT REPORTS IN REAL-TIME_simplified_abstract_(capital one services, llc)

Inventor(s): Vivek DATLA of McLean VA US for capital one services, llc, Isha CHATURVEDI of Mountain View CA US for capital one services, llc, Anirban DAS of McLean VA US for capital one services, llc

IPC Code(s): H04L9/40

CPC Code(s): H04L63/1425



Abstract: systems and methods for the creation of human-readable cyber incident reports from cyber incident logs, in which the cyber incident reports may link cyber incidents recorded in a cyber incident log to the existing knowledge sources. to do so, the systems and methods overcome the technical problems of conventional systems as well as the technical problems inherent in adapting artificial intelligence solutions to the creation of cyber incident reports.


20250141936. UPDATING SECURITY RULE SETS USING REPOSITORY SWITCHING_simplified_abstract_(capital one services, llc)

Inventor(s): Srinivas Alladi of Glen Allen VA US for capital one services, llc, Muthukumar Kubendran of Glen Allen VA US for capital one services, llc

IPC Code(s): H04L9/40

CPC Code(s): H04L63/205



Abstract: methods and systems are described herein for updating cybersecurity enforcement rules in real-time over disparate computer networks. a rule enforcement system may receive a real-time data stream. the real-time data stream may include real-time communications requiring cybersecurity verification. real-time data communications are processed through a first rule repository. in response to determining that rule updates to rules within the first rule repository are available, a second rule repository is retrieved and brought online. previously received real-time communication data is processed with the first rule repository and new real-time communication data is routed to the second rule repository. when previously received real-time communication data has been processed, the first rule repository is disabled.


20250141993. COMPUTER-BASED SYSTEMS HAVING COMPUTING DEVICES PROGRAMMED FOR CALLER IDENTITY VERIFICATION AND METHODS OF USE THEREOF_simplified_abstract_(capital one services, llc)

Inventor(s): Tyler Maiman of Melville NY US for capital one services, llc, Lin Ni Lisa Cheng of Great Neck NY US for capital one services, llc, Dwij Trivedi of Oakton VA US for capital one services, llc, Asher Smith-Rose of Midlothian VA US for capital one services, llc, Salik Shah of Washington DC US for capital one services, llc

IPC Code(s): H04M3/42

CPC Code(s): H04M3/42059



Abstract: systems and methods of caller identity verification and notification are disclosed. in one embodiment, an exemplary computer-implemented method may include: configuring a notification application, executing at a first computing device associated with a first user, the first user associated with an entity; receiving, from the notification application executing on the first computing device, an indication when the first user initiates a particular call to a second user; determining an application associated with the entity and installed on the second computing device of the second user, the application having an icon displayed at a screen of the second computing device; and instructing the application, executing on the second computing device, when the second computing device has received the particular call from the first user, to update an appearance of the icon associated with the application to display an indicator with regard to that the first user is associated with the entity.


20250142325. SYSTEMS AND METHODS FOR DETECTED-CAPABILITY-BASED AUTHENTICATION OF A MOBILE DEVICE FOR PERFORMING AN ACCESS OPERATION WITH A LOCAL DEVICE_simplified_abstract_(capital one services, llc)

Inventor(s): Mohammed Zafar IQBAL of McLean VA US for capital one services, llc, Kevin ROSENGREN of Richmond VA US for capital one services, llc, Max DOERFLER of Richmond VA US for capital one services, llc, Brian DeLUCA of Midlothian VA US for capital one services, llc, Anurag JOSHI of Glen Allen VA US for capital one services, llc, James DILLON of Midlothian VA US for capital one services, llc, Richie HOLLINS of Mechanicsville VA US for capital one services, llc, Jamie WARDER of Bethesda MD US for capital one services, llc, William A. HODGES of Mechanicsville VA US for capital one services, llc, Ken ALLEN of Glen Allen VA US for capital one services, llc

IPC Code(s): H04W12/06

CPC Code(s): H04W12/06



Abstract: in some embodiments, based on a wireless signal of a mobile device (e.g., obtained by a local device) the mobile device and a first authentication capability of the mobile device may be detected. based on the detection of the mobile device, the mobile device may present access initiation options on a user interface of the mobile device. based on a selection of a first option of the access initiation options via the user interface to initiate an access request for an access operation with the local device, an authentication request may be generated, where the authentication request is associated with the first authentication capability and with a first authentication tier. for example, the authentication request may be generated based on (i) the first authentication capability being detected as an authentication capability of the mobile device and (ii) the first authentication tier corresponding to an access amount of the access request.


20250142608. SYSTEMS AND METHODS FOR RESTRICTING RESOURCE ACCESS_simplified_abstract_(capital one services, llc)

Inventor(s): Armando MARTINEZ STONE of McLean VA US for capital one services, llc, Samuel RAPOWITZ of Roswell GA US for capital one services, llc, Bryant YEE of Silver Spring MD US for capital one services, llc

IPC Code(s): H04W72/54, H04W72/27

CPC Code(s): H04W72/54



Abstract: methods and systems for limiting resource access based on user input using an authentication token. in some aspects, the authentication token receives user input indicating a first allocation for a first resource access to be executed at a first time. the authentication token generates recommendations for a second allocation related to the first allocation. the user selects a second allocation. at the first time, the authentication token receives a first resource access request and executes the first allocation. the authentication token also transmits first metadata to an access approval system. at the second time, in response to a second resource access request, the authentication token or the access approval system compares the second resource access request to the first metadata or the second allocation to approve or decline the second resource access request.


Capital One Services, LLC patent applications on May 1st, 2025

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