Capital One Services, LLC patent applications on March 6th, 2025
Patent Applications by Capital One Services, LLC on March 6th, 2025
Capital One Services, LLC: 25 patent applications
Capital One Services, LLC has applied for patents in the areas of G06N20/00 (4), G06F9/54 (4), G06F9/451 (3), H04L9/40 (3), G06F16/23 (2) G06N20/00 (3), G06N20/20 (1), H04L63/105 (1), H04L63/102 (1), H04L63/10 (1)
With keywords such as: user, device, data, based, access, request, receive, machine, application, and learning in patent application abstracts.
Patent Applications by Capital One Services, LLC
Inventor(s): Trevor CONNOLLY of Brooklyn NY (US) for capital one services, llc, Louise LOPEZ of Wilmington DE (US) for capital one services, llc, Valerie CHOU of Silver Spring MD (US) for capital one services, llc, Euihyun HWANG of Arlington VA (US) for capital one services, llc, John STORM of Wilmington DE (US) for capital one services, llc
IPC Code(s): G01C21/36, G06F16/9537
CPC Code(s): G01C21/3682
Abstract: in some implementations, a device may obtain, via a visual element of a user interface, a request to filter a location element of the user interface by a function, wherein the visual element indicates the function, and wherein the device is associated with a device location. the device may search, based on obtaining the request, first information associated with a set of locations to identify one or more locations that are: one or more physical locations at which the function is performable and that are within a threshold distance from the device location, or one or more digital locations at which the function is performable. the device may provide, for display, the user interface including the location element depicting second information associated with the one or more locations.
Inventor(s): Bryan TAMAYO of Allen TX (US) for capital one services, llc
IPC Code(s): G06F3/0483, G06F3/0482, G06F3/04845, G06F40/40
CPC Code(s): G06F3/0483
Abstract: in some implementations, a device may receive, from a user device, a request relating to a user interface element of a user interface presented on the user device. the request may be based on a user interaction, associated with a user, with the user interface element in an initial state including first content. the device may determine, responsive to the request, second content for an expanded state of the user interface element based on one or more user interface attributes associated with the user. the device may transmit, to the user device, the second content to cause the user interface element to transition from the initial state including the first content to the expanded state including the second content.
20250077065. SCROLL TRACKING OF A WEB PAGE_simplified_abstract_(capital one services, llc)
Inventor(s): Bryan TAMAYO of Allen TX (US) for capital one services, llc
IPC Code(s): G06F3/0485, G06T11/20, G06T11/60
CPC Code(s): G06F3/0485
Abstract: in some implementations, a navigation tracking device may receive navigation position data associated with a scrolling display indicating an entry point associated with the scrolling display, an exit point associated with the scrolling display, and a plurality of portions of the scrolling display accessed between a first time at which the entry point was accessed and a second time at which the exit point was accessed. the navigation tracking device may receive timing data associated with the scrolling display, the timing data indicating the first time, the second time, and an elapsed time spent accessing each of the plurality of portions of the scrolling display. the navigation tracking device may generate, based on the navigation position data and the timing data, a graphical report indicating the entry point, the exit point, and the elapsed time spent accessing each of the plurality of portions of the scrolling display.
20250077194. VISUAL DATA MERGE PIPELINES_simplified_abstract_(capital one services, llc)
Inventor(s): Manohar MALAPATI of Plano TX (US) for capital one services, llc, Ramakrishna Chowdary SOMEPALLI of Plano TX (US) for capital one services, llc, Manav JAIN of Broadlands VA (US) for capital one services, llc
IPC Code(s): G06F8/34, G06F3/04817, G06F3/0482, G06F3/04842, G06F3/04845, G06F3/0486, G06F9/451
CPC Code(s): G06F8/34
Abstract: in some implementations, a data merger may receive a configuration associated with a first data source. the data merger may receive a configuration associated with a second data source. the data merger may receive a configuration associated with a first output endpoint. the data merger may receive an indication of a first transformation to apply to first data received from the first data source and second data received from the second source, such that the first output endpoint transmits a combination of the first data and the second data after application of the first transformation. the data merger may provide the first data, received from the first data source, to a machine learning model and receive an indication of a second transformation recommended by the machine learning model. the data merger may transmit the indication of the second transformation.
Inventor(s): Mayur GUPTA of Frisco TX (US) for capital one services, llc, Indu JAIN of Frisco TX (US) for capital one services, llc, Preethi MAHESHWARAM of Plano TX (US) for capital one services, llc, Sahul Peer MOHAMMED of Frisco TX (US) for capital one services, llc
IPC Code(s): G06F9/30, G06F9/54
CPC Code(s): G06F9/3005
Abstract: in some implementations, a system may host an application that includes a host container and multiple micro frontend (mfe) components that each include an interface associated with the application. the system may receive, at the host container and from a client device, a request to initiate the application. the system may identify a set of attributes associated with a user that provided the request to initiate the application. the system may determine a flow associated with the application based on the set of attributes associated with a user that provided the request to initiate the application, wherein the flow associated with the application includes a sequence in which a subset of the multiple mfe components is presented to the user. the system may present, to the client device, the subset of the multiple mfe components in accordance with the flow based on the set of attributes associated with the user.
Inventor(s): Mayur GUPTA of Frisco TX (US) for capital one services, llc, Indu JAIN of Frisco TX (US) for capital one services, llc, Preethi MAHESHWARAM of Plano TX (US) for capital one services, llc, Sahul Peer MOHAMMED of Frisco TX (US) for capital one services, llc
IPC Code(s): G06F9/54
CPC Code(s): G06F9/542
Abstract: in some implementations, a system may host an application that includes various micro frontend (mfe) components. the system may define various user segments that are each associated with a combination of attributes corresponding to a path, of multiple paths supported by the application. the system may determine a flow associated with the application based on a mapping between a user segment corresponding to a set of attributes associated with a user that provided a request to initiate the application and a path, of the multiple paths supported by the application, associated with the user segment, wherein the flow associated with the application defines a subset of the mfe components and a sequence in which the subset of the mfe components is presented to the user. the system may present, to the client device, the subset of the plurality of mfe components in accordance with the sequence associated with the flow.
Inventor(s): Taylor TURNER of Richmond VA (US) for capital one services, llc, Jeremy GOODSITT of Champaign IL (US) for capital one services, llc, Michael DAVIS of Arlington VA (US) for capital one services, llc, Kenny BEAN of Herndon VA (US) for capital one services, llc, Tyler FARNAN of San Diego CA (US) for capital one services, llc
IPC Code(s): G06F16/22, G06F16/23, G06F16/242
CPC Code(s): G06F16/2228
Abstract: methods and systems for scalable dataset content embedding for improved searchability. for example, the system may retrieve a first dataset from a first data source. the system may generate a first data profile of the first dataset. the system may generate a latent index of the first data profile based on processing the first data profile using a first embedding algorithm. the system may receive, via a user interface, a first request for a first text string. the system may generate an embedded request corresponding to the first request based on processing the first text string using the first embedding algorithm. the system may process the embedded request using the latent index. the system may generate for display, in the user interface, a result based on processing the embedded request using the latent index.
Inventor(s): Michael LANGFORD of Plano TX (US) for capital one services, llc
IPC Code(s): G06F16/23, G06N20/00
CPC Code(s): G06F16/2365
Abstract: disclosed embodiments may include a system for providing a nearest neighbors classification pipeline with automated dimensionality reduction. the system may receive a dataset. the system may determine whether the dataset has a first dimensionality that exceeds a predetermined threshold. when dataset has a dimensionality that exceeds a predetermined threshold, the system may prompt a user to input an explained variance threshold ratio. the system may receive the explained variance threshold ratio. the system may iteratively perform a binary search on the dataset to determine a reduced dimensionality having a total explained variance ratio closest to but not less than the explained variance threshold ratio. the system may reduce the dataset to the reduced dimensionality to generate a reduced dataset. the system may train a machine learning model using the reduced dataset.
Inventor(s): Erol UNAL of Allen TX (US) for capital one services, llc, Grace TSUI of Chicago IL (US) for capital one services, llc
IPC Code(s): G06F16/958, G06F16/957
CPC Code(s): G06F16/958
Abstract: in some implementations, a user device may receive, from a website host, a webpage encoding a scaffold with a set of slots. the user device may transmit, to a registry host, a request for website elements from a set of possible website elements. the user device may receive, from the registry host and in response to the request for website elements, code for a subset of website elements from the set of possible website elements. the user device may output the subset of website elements in the set of slots.
Inventor(s): Nagesh Gummadivalli of Chantilly VA (US) for capital one services, llc, Aniket Sinkar of Glen Allen VA (US) for capital one services, llc, Arindam Chakraborty of Glen Allen VA (US) for capital one services, llc, Norflet Bailey of Woodford VA (US) for capital one services, llc, Clayton Mottley of Alexandria VA (US) for capital one services, llc, Arthur Maltson of Maple (CA) for capital one services, llc, Elijah Sattler of Richmond VA (US) for capital one services, llc, Gregory Moczygemba of Quinton VA (US) for capital one services, llc, Nitin Sharma of Glen Allen VA (US) for capital one services, llc, Empress Marcelin of Glen Allen VA (US) for capital one services, llc, Bryan Barton of McLean VA (US) for capital one services, llc
IPC Code(s): G06F21/62, G06F9/54, G06F21/45, G06F21/60
CPC Code(s): G06F21/6245
Abstract: systems and methods of the present disclosure enable the automated provisioning of security and compliance policies and onboarding to identity governance solutions. the systems and methods include processors to receive a database provisioning request associated with at least one entity and accessing at least one identity data record via an identity management mechanism associated with the at least one entity. the processors automatically access the database via a secured port; automatically cause to generate in the database, at least one privilege account and at least one access credential rule based on the at least one identity data record. the database is configured to utilize the at least one access credential rule to automatically manage access credentials for accessing the database via the at least one privilege account. the processors automatically disconnect from the secured port of the database.
Inventor(s): Bryan TAMAYO of Allen TX (US) for capital one services, llc, Unique Samantha CAREY of Little Elm TX (US) for capital one services, llc, Catherine Lueatrice LOVETT of Dallas TX (US) for capital one services, llc
IPC Code(s): G06F40/40
CPC Code(s): G06F40/40
Abstract: in some implementations, a conferencing system may receive a set of responses, corresponding to a set of questions, associated with a set of users. the conferencing system may identify, for a first user in the set of users, a subset of matching users in the set of users, based on the set of responses. the conferencing system may output an indication of the subset of matching users. the conferencing system may generate, by applying a machine learning model to the set of responses, at least one suggested cluster for a breakout subset of the set of users. the conferencing system may determine, based on the at least one suggested cluster, at least one possible location. the conferencing system may output an indication of the at least one suggested cluster and the at least one possible location.
Inventor(s): Samuel SHARPE of Cambridge MA (US) for capital one services, llc, Christopher Bayan BRUSS of Washington DC (US) for capital one services, llc, Brian BARR of Schenectady NY (US) for capital one services, llc
IPC Code(s): G06N20/00, G06F9/451
CPC Code(s): G06N20/00
Abstract: systems and methods for ranking user interface elements using explainability vectors. the system receives training data for a ranking machine learning model. the training data comprises values for a first set of features. the system trains the ranking machine learning model using the training data. the system processes the ranking model to extract an explainability vector. based on the explainability vector, the system processes the first set of features to generate a second set of features. the system processes the second set of features and the output of the predictive machine learning model to generate an explanative factor and trains a ranking model using the explanative factor and a third set of features. the system receives as output from the ranking model a vector indicating display positions and rankings of user interface elements.
Inventor(s): Ziyi YE of Plano TX (US) for capital one services, llc
IPC Code(s): G06N20/00
CPC Code(s): G06N20/00
Abstract: in some implementations, a device may determine a set of features for the machine learning model. the device may determine, using off-policy evaluation, a performance level of the machine learning model associated with the set of features. the device may determine, based on the performance level, a ranking of the set of features. the device may generate, based on the ranking, one or more subsets of features from the set of features. the device may determine, using the off-policy evaluation, performance levels of the machine learning model for respective subsets of features from the one or more subsets of features. the device may select, based on the performance levels, a subset of features from the one or more subsets of features. the device may obtain, via the machine learning model, one or more recommendations that are based on input data, wherein the machine learning model uses the subset of features.
20250077961. MACHINE LEARNING MODEL EVALUATION_simplified_abstract_(capital one services, llc)
Inventor(s): Sreekanth CHINTHAGUNTA of Mckinney TX (US) for capital one services, llc, Alexander BURDICK of Frisco TX (US) for capital one services, llc
IPC Code(s): G06N20/00
CPC Code(s): G06N20/00
Abstract: in some implementations, a device may obtain, via application infrastructure associated with an application, data associated with the application, the data including a first one or more outputs of a first machine learning model that is deployed via the application infrastructure. the device may generate a second one or more outputs of a second machine learning model. the device may replace the first one or more outputs with the second one or more outputs in the data to generate modified data. the device may provide, via the application infrastructure, the modified data to a processing component of the application. the device may obtain, based on providing the modified data, evaluation information indicating a performance level of the second machine learning model.
Inventor(s): Samuel SHARPE of Cambridge MA (US) for capital one services, llc, Christopher Bayan BRUSS of Washington DC (US) for capital one services, llc, Brian BARR of Schenectady NY (US) for capital one services, llc
IPC Code(s): G06N20/20
CPC Code(s): G06N20/20
Abstract: systems and methods for generating contextual data for downstream models using explainability vectors. the system receives training data for an upstream machine learning model. the training data comprises values for a first set of features. the system trains the upstream machine learning model using the training data. the system processes the upstream machine learning model to extract an explainability vector. based on the explainability vector, the system processes the first set of features to generate a second set of features. the system processes the second set of features and the output of the upstream machine learning model to generate an explanative factor and trains a downstream model using the explanative factor and a third set of features.
Inventor(s): Taylor TURNER of Richmond VA (US) for capital one services, llc, Galen RAFFERTY of Mahomet IL (US) for capital one services, llc, Samuel SHARPE of Cambridge MA (US) for capital one services, llc, Brian BARR of Schenectady NY (US) for capital one services, llc, Jeremy GOODSITT of Champaign IL (US) for capital one services, llc, Michael DAVIS of Arlington VA (US) for capital one services, llc
IPC Code(s): G06Q10/0631, G06Q10/067, G06Q10/10, G06Q10/1093, H04L67/54
CPC Code(s): G06Q10/063112
Abstract: in some implementations, an expert system may receive, from a user device, a data structure representing a project associated with a technical request. the expert system may map the data structure to a graph representation of a user space to determine a set of users. the expert system may determine a set of statuses, corresponding to the set of users, associated with availability of the set of users. the expert system may transmit, to the user device, instructions for a user interface including visual indicators for the set of users and the set of statuses. the expert system may receive, from the user device, an indication of a selected user from the set of users and may transmit a message addressed to the selected user.
Inventor(s): Kevin OSBORN of McLean VA (US) for capital one services, llc, Jeffrey RULE of McLean VA (US) for capital one services, llc
IPC Code(s): G06Q20/38, G06Q20/10
CPC Code(s): G06Q20/3829
Abstract: systems and methods for authentication may include a first device having an association with a first account, including a memory containing one or more applets, a counter value, and transmission data, a communication interface, and one or more processors in communication with the memory and communication interface. the first device may create a cryptogram based on the counter value, wherein the cryptogram includes the counter value and the transmission data. the first device may transmit, after entry of the communication interface into a communication field, the cryptogram, and update, after transmission of the cryptogram, the counter value. the first device may receive, via the communication interface, one or more encrypted keys and one or more parameters. the first device may decrypt the one or more encrypted keys and, after decryption of the one or more encrypted keys, switch an association from the first account to a second account.
Inventor(s): Jim Brocato of McLean VA (US) for capital one services, llc, Alberto Silva of McLean VA (US) for capital one services, llc, Victor Lombardi of McLean VA (US) for capital one services, llc, Christopher Bowers of Midlothian VA (US) for capital one services, llc
IPC Code(s): G06Q40/06, G06F3/04842, G06F9/451, G06F9/54, G06Q40/03, G06Q50/16
CPC Code(s): G06Q40/06
Abstract: in order to provide agile and dynamic portfolio management, systems and methods for underwriting and portfolio management include an ecosystem including a platform, including processing devices, communication interfaces, runtime environments, and databases, where the databases are configured to store ecosystem data, where the ecosystem data includes data associated with a plurality of systems. a service layer is in communication with the platform, the service layer including containers executed in the runtime environment and configured to implement microservices, where each of the containers include: at least one microservice and a datastore device configured to store domain-specific data. an orchestrator is in communication with the service layer, the orchestrator to schedule execution of the microservices according to bounded contexts coordinated with composite application programming interfaces (api) interfacing with a microservice specific api.
Inventor(s): John PHINIZY of Midlothian VA (US) for capital one services, llc, Chih-Hsiang CHOW of Coppell TX (US) for capital one services, llc
IPC Code(s): G06T7/00, G06T19/00
CPC Code(s): G06T7/0002
Abstract: in some implementations, a device may obtain scan data associated with an object, where the scan data includes a three-dimensional representation of a surface of the object. the device may identify one or more damaged regions of the object based on the scan data. the device may align the scan data with model data associated with a three-dimensional model representative of the object. the device may generate virtual content including: an object representation that includes an overlay of the three-dimensional representation of the surface of the object on the three-dimensional model representative of the object, based on alignment of the scan data with the model data; and one or more content items indicating locations of the one or more damaged regions with respect to the object representation. the device may cause presentation of the virtual content in a user interface of a user device.
Inventor(s): David Kelly Wurmfeld of Fairfax VA (US) for capital one services, llc
IPC Code(s): G07F19/00, G06F21/32, G06V40/16
CPC Code(s): G07F19/207
Abstract: disclosed embodiments may include a system that may receive first level authentication data from a first user, identify a first user device associated with the first user, and determine whether a current location of the first user device is within a predetermined proximity of a first computing device. in response to the determination, the system may detect one or more objects within the predetermined proximity of the first computing device using the one or more positional sensors. the system may determine that at least one of the one or more objects is associated with a human, and in response, trigger a security measure. the system may transmit an indication of the triggered security measure to the first computing device, and may transmit instructions to the first user device configured to cause the first user device to provide an alert to the first user.
Inventor(s): Dominic Joseph CANNIZZARO of McLean VA (US) for capital one services, llc
IPC Code(s): H04L47/80, H04L47/70
CPC Code(s): H04L47/808
Abstract: systems and methods for ranking access configurations for requested resources. in some aspects, a system receives a resource access request from a user. the system obtains a resource access history for the user. the system generates access configurations available to the user. the system generates a plurality of probabilities using a machine learning model. the system, based on comparing probabilities with a threshold probability, determines a subset of access configurations. the system generates an access benefit metric for each access configuration. the system generates a representation of access configurations according to access benefit metrics.
Inventor(s): Garrett JONES of McLean VA (US) for capital one services, llc, Elise RIVAS of McLean VA (US) for capital one services, llc, Pramod POOJARY of McLean VA (US) for capital one services, llc, Lakshmi Narasimha Sarma KATTAMURI of Herndon VA (US) for capital one services, llc, Chandrasekar THIRUNAVUKKARASU of Chicago IL (US) for capital one services, llc, Sowmyanarayanan GOVINDAN of McLean VA (US) for capital one services, llc, Charlie SIZE of Arlington VA (US) for capital one services, llc
IPC Code(s): H04L9/40, G06F9/50, G06Q40/03
CPC Code(s): H04L63/10
Abstract: systems and methods for dynamically mediating user access to resources based on user and administrator system input. in some aspects, the system may receive a resource access request. the system may retrieve a plurality of resource groupings. the system may determine a first grouping of the plurality of resource groupings. the system may obtain a set of access configurations. the system may receive a requested access configuration. the system may provide access to the first resource.
Inventor(s): Garrett JONES of McLean VA (US) for capital one services, llc, Elise RIVAS of McLean VA (US) for capital one services, llc, Pramod POOJARY of McLean VA (US) for capital one services, llc, Lakshmi Narasimha Sarma KATTAMURI of Herndon VA (US) for capital one services, llc, Chandrasekar THIRUNAVUKKARASU of Chicago IL (US) for capital one services, llc, Sowmyanarayanan GOVINDAN of McLean VA (US) for capital one services, llc, Charlie SIZE of Arlington VA (US) for capital one services, llc
IPC Code(s): H04L9/40
CPC Code(s): H04L63/102
Abstract: systems and methods for dynamically mediating user access to resources based on user and administrator system input. in some aspects, the system may receive a first resource access request. the system may transmit a request for configuration criteria. the system may receive a plurality of configuration parameter sets. the system may determine a first access configuration. the system may provide access to the first resource according to the first access configuration.
Inventor(s): Dominic Joseph CANNIZZARO of McLean VA (US) for capital one services, llc
IPC Code(s): H04L9/40
CPC Code(s): H04L63/105
Abstract: systems and methods for managing resource access permissions for users with unknown credentials are disclosed herein. a resource access request may be received. a measure of risk may be determined. in response to determining that a first access level is permitted, the first user identifier may be inserted in a first access control list. based on information regarding resources accessed by the first user, an updated measure of risk may be determined. in response to determining that a second access level is permitted, the first user identifier may be inserted in a second access control list.
Inventor(s): Deepak RAMAMOHAN of Mysuru (IN) for capital one services, llc
IPC Code(s): H04L67/1074, G06F40/20
CPC Code(s): H04L67/1078
Abstract: routing peer-to-peer communications via telecommunications networks based on bifurcated user-specific sentiment analysis may be facilitated. in some embodiments, a system may generate a sentiment value related to each utterance of a set of utterances associated with a user by providing each utterance of the set of utterances to a sentiment machine learning model. the system may bin each utterance into a set of bins based on the sentiment values. the system may determine a sentiment probability of each bin of the set of bins by randomly sampling a subset of utterances corresponding to a respective bin of the set of bins. the system may determine an overall sentiment probability for a transcript based on the determined sentiment probability of each bin. in response to receiving a communication request, the system may route the communication request to an agent based on the overall sentiment probability satisfying a threshold sentiment probability.
Capital One Services, LLC patent applications on March 6th, 2025
- Capital One Services, LLC
- G01C21/36
- G06F16/9537
- CPC G01C21/3682
- Capital one services, llc
- G06F3/0483
- G06F3/0482
- G06F3/04845
- G06F40/40
- CPC G06F3/0483
- G06F3/0485
- G06T11/20
- G06T11/60
- CPC G06F3/0485
- G06F8/34
- G06F3/04817
- G06F3/04842
- G06F3/0486
- G06F9/451
- CPC G06F8/34
- G06F9/30
- G06F9/54
- CPC G06F9/3005
- CPC G06F9/542
- G06F16/22
- G06F16/23
- G06F16/242
- CPC G06F16/2228
- G06N20/00
- CPC G06F16/2365
- G06F16/958
- G06F16/957
- CPC G06F16/958
- G06F21/62
- G06F21/45
- G06F21/60
- CPC G06F21/6245
- CPC G06F40/40
- CPC G06N20/00
- G06N20/20
- CPC G06N20/20
- G06Q10/0631
- G06Q10/067
- G06Q10/10
- G06Q10/1093
- H04L67/54
- CPC G06Q10/063112
- G06Q20/38
- G06Q20/10
- CPC G06Q20/3829
- G06Q40/06
- G06Q40/03
- G06Q50/16
- CPC G06Q40/06
- G06T7/00
- G06T19/00
- CPC G06T7/0002
- G07F19/00
- G06F21/32
- G06V40/16
- CPC G07F19/207
- H04L47/80
- H04L47/70
- CPC H04L47/808
- H04L9/40
- G06F9/50
- CPC H04L63/10
- CPC H04L63/102
- CPC H04L63/105
- H04L67/1074
- G06F40/20
- CPC H04L67/1078
