Capital One Services, LLC patent applications on January 30th, 2025
Patent Applications by Capital One Services, LLC on January 30th, 2025
Capital One Services, LLC: 19 patent applications
Capital One Services, LLC has applied for patents in the areas of H04L9/40 (3), G06F9/54 (3), G06F21/60 (3), G06Q20/40 (3), G06N20/00 (3) G06F3/1222 (1), G06N20/00 (1), G06Q30/0631 (1), G06Q20/4016 (1), G06Q20/352 (1)
With keywords such as: data, user, application, device, based, receive, machine, learning, information, and object in patent application abstracts.
Patent Applications by Capital One Services, LLC
Inventor(s): Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc, David Kelly WURMFELD of Falls Church VA (US) for capital one services, llc
IPC Code(s): G06F3/12, G06F21/60, G06V30/224, H04L9/40
CPC Code(s): G06F3/1222
Abstract: securing printing systems and methods include a printer with a controller coupled to a memory and configured to perform a printer operation. the printer controller receives an instruction comprising a first font element and a second font element. an identifier corresponding to the second font element is retrieved from a memory. the printer generates and prints a graphical character that based on the first font element and an augmented symbol corresponding to the identifier.
20250036402. DATA LINEAGE MANAGEMENT SYSTEM_simplified_abstract_(capital one services, llc)
Inventor(s): Sridhar Reddy MEKALA of Naperville IL (US) for capital one services, llc
IPC Code(s): G06F8/71
CPC Code(s): G06F8/71
Abstract: in some implementations, a data lineage management device may identify that a source code has been uploaded to a software development hosting system. the data lineage management device may retrieve the source code from the software development hosting system. the data lineage management device may determine, using a data lineage analysis model, data lineage information associated with a dataset related to the source code, wherein the data lineage analysis model includes a machine learning model that is trained based on respective data lineage information of datasets associated with a plurality of source codes. the data lineage management device may post the data lineage information to an enterprise data management system.
Inventor(s): Muralidharan Balasubramanian of Gaithersburg MD (US) for capital one services, llc, Eric K. Barnum of Midlothiuan VA (US) for capital one services, llc, Julie Dallen of Vienna VA (US) for capital one services, llc, David Watson of Alexandria VA (US) for capital one services, llc
IPC Code(s): G06F9/54, G06F9/38, G06F11/07, G06F18/23, G06N20/00
CPC Code(s): G06F9/54
Abstract: techniques for monitoring operating statuses of an application and its dependencies are provided. a monitoring application may collect and report the operating status of the monitored application and each dependency. through use of existing monitoring interfaces, the monitoring application can collect operating status without requiring modification of the underlying monitored application or dependencies. the monitoring application may determine a problem service that is a root cause of an unhealthy state of the monitored application. dependency analyzer and discovery crawler techniques may automatically configure and update the monitoring application. machine learning techniques may be used to determine patterns of performance based on system state information associated with performance events and provide health reports relative to a baseline status of the monitored application. also provided are techniques for testing a response of the monitored application through modifications to api calls. such tests may be used to train the machine learning model.
Inventor(s): Nicholas EFSEAFF of Washington DC (US) for capital one services, llc, Alexander MISIHOWSKY of Jersey City NJ (US) for capital one services, llc, Mohan Kumar ARJA of Newark DE (US) for capital one services, llc, Theodore Timothy JOHN of West Chester PA (US) for capital one services, llc, Nicholas VISALLI of Baltimore MD (US) for capital one services, llc, Andrew YOCCA of Dana Point CA (US) for capital one services, llc
IPC Code(s): G06F11/34, G06F9/448
CPC Code(s): G06F11/3495
Abstract: disclosed are methods and systems for orchestrating application performance testing using state machines. for instance, at least a portion of information included in a request to run a performance test on an application may be received, the portion including each component of the application. each component of the application may be deployed in a performance testing environment, and a script for the performance test may be generated based on one or more application performance metrics associated with the application. the performance test may be generated in accordance with the script and run on the application in the performance testing environment. upon detecting a completion of the performance test, each component of the application deployed in the performance testing environment may be destroyed.
Inventor(s): Leandra Irvine of San Jose CA (US) for capital one services, llc, Girish Kolanthra Ramadevan of Tracy CA (US) for capital one services, llc, Leonhardt deWaal of Orinda CA (US) for capital one services, llc, Duncan Braun McIsaac of San Francisco CA (US) for capital one services, llc
IPC Code(s): G06F16/2455, G06F16/23, G06F16/2457, G06F16/25, G06Q40/02
CPC Code(s): G06F16/24553
Abstract: the present disclosure includes systems and methods to receive an event including key-value pairs representing data attributes defining an operation. an instrument configuration is accessed having an object configuration associated with a data object and a rule configuration, where the rule configuration defines at least one action to perform on the data object as a result of an object state of the data object. a change to the object state is determined based on the operation of the event. an inverse dependency graph is generated to map reactive actions in response to the change based on the object configuration. a reactive action to an additional data object is determined based on the inverse dependency graph, and an update to the change as a result of the reactive action is determined. a data record of states is updated with the update to the change and the reactive action.
20250036669. REPORT ARCHIVAL AND RETRIEVAL SYSTEM_simplified_abstract_(capital one services, llc)
Inventor(s): Jay Daniel YOVANOVICH of Raleigh NC (US) for capital one services, llc
IPC Code(s): G06F16/33, G06F16/38, G06F21/60
CPC Code(s): G06F16/334
Abstract: in some implementations, a device may receive report data associated with one or more reports generated by a source mainframe, wherein the report data is in a plain text data format. the device may convert the report data from the plain text data format to a platform-independent data format associated with metadata defining one or more attributes for the report data. the device may receive, from a client device, a query that includes one or more search parameters matching the one or more attributes for the report data. the device may provide the report data associated with the one or more attributes matching the one or more search parameters to the client device.
Inventor(s): Earle Michael Lee of Midlothian VA (US) for capital one services, llc, William Planck of Midlothian VA (US) for capital one services, llc
IPC Code(s): G06F16/901, G06Q20/42, H04L41/0806, H04L65/60
CPC Code(s): G06F16/9024
Abstract: aspects described herein may relate to a transaction exchange platform using a streaming data platform (sdp) and microservices to process transactions according to review and approval workflows. the transaction exchange platform may receive transactions from origination sources, which may be added to the sdp as transaction objects. microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. processing on the transaction exchange platform may facilitate clearing and settlement of transactions. some aspects may provide for dynamic and flexible reconfiguration of workflows and/or microservices. other aspects may provide for data snapshots and workflow tracking, allowing for monitoring, quality control, and auditability of transactions on the transaction exchange platform.
Inventor(s): Lokesh Vijay KUMAR of Frisco TX (US) for capital one services, llc, Poornima Bagare RAJU of Frisco TX (US) for capital one services, llc
IPC Code(s): G06F16/954, G06F9/445, G06F9/54, G06F16/9538, G06F16/958
CPC Code(s): G06F16/954
Abstract: in some implementations, a browser plugin may receive, from a web browser executed by a user device, an indication of a vehicle make and a vehicle model. the browser plugin may transmit, to an api function associated with the vehicle database, a query indicating the vehicle make and the vehicle model. the browser plugin may receive, from the vehicle database, a response indicating at least a quantity of matching vehicles. the browser plugin may output instructions for a pop-up window in the web browser that indicates the quantity of matching vehicles and that includes an element linking to the website associated with the vehicle database.
Inventor(s): Mohamed SECK of Aubrey TX (US) for capital one services, llc, Krystan R. FRANZEN of Mechanicsville VA (US) for capital one services, llc
IPC Code(s): G06F21/55
CPC Code(s): G06F21/554
Abstract: in some implementations, a remediation engine may receive an indication of a current instance of a security vulnerability associated with a cloud-based application. the remediation engine may determine, using a first machine learning model, a previous ticket associated with resolving a previous instance of the security vulnerability. the remediation engine may generate, using a second machine learning model, an automated script associated with resolving the security vulnerability. the remediation engine may transmit instructions for a user interface (ui) indicating the current instance of the security vulnerability. the remediation engine may receive an indication of an interaction with the ui. the remediation engine may transmit instructions for an overlay, indicating the previous ticket and the automated script, in response to the indication of the interaction with the ui.
Inventor(s): Satish KESIBOYANA of Plano TX (US) for capital one services, llc, Rajaboopathy VIJAYARAGHAVAN of Carrollton TX (US) for capital one services, llc, Kush PATEL of Austin TX (US) for capital one services, llc, Jeffrey ROBERTS of Keller TX (US) for capital one services, llc, Dustin Ryan NATION of The Colony TX (US) for capital one services, llc, Jonathan DARLING of Richardson TX (US) for capital one services, llc, Venkata Sudharsan DASA of Frisco TX (US) for capital one services, llc
IPC Code(s): G06F21/62, G06F8/65, G06F8/71, G06F9/445, G06F9/54, G06F16/25, G06F16/955, G06F18/24, G06F21/53, G06F21/60, G06F40/103, G06F40/174, G06F40/18, G06K7/14, G06N3/02, G06N5/025, G06N20/00, G06Q10/10, G06Q20/38, G06Q20/40, G06Q30/018, G06Q30/0201, G06Q30/0601, G06Q40/02, G06Q40/03, G06Q50/26, H04L9/08, H04L9/40, H04L67/01
CPC Code(s): G06F21/6245
Abstract: a system for interfacing with a decisioning service from a third-party domain. a backend system may receive a request to interface with the decisioning service to generate a prequalification result for a user for a specified product, in response to the actuation of a button included in a third-party web domain rendering a product. the backend system may execute a call on a website of the decisioning service. the backend system may receive the product information from the button. the backend system may generate the website within the third-party domain, including a request for information about the user, in response to executing the call to the website. the backend system may transmit a request for generating prequalification result for the product to the decisioning service. the backend system may receive the prequalification result from the decisioning service.
Inventor(s): Satyajit Sajanrao Nalavade of Mckinney TX (US) for capital one services, llc
IPC Code(s): G06N20/00, G06N5/04
CPC Code(s): G06N20/00
Abstract: aspects described herein may allow managing profiles using machine learning models. a computing device may train a case-based reasoning (cbr) machine learning model using customer data, sales agent data, and completed transaction data, to predict a likelihood of a successful transaction between a customer associated with a customer profile, and a sales agent associated with a sales agent profile. after receiving a first customer profile, the computing device may determine, based on the confidential information and by inputting the first customer profile and the plurality of sales agent profile into the cbr machine learning model, a first sales agent, of a plurality of sales agents, that has a high likelihood of making a successful transaction with the first customer. the computing device may send an excerpt of the first customer profile omitting the confidential information.
Inventor(s): Ayaz MEHMANI of McLean VA (US) for capital one services, llc, Ruoyu SHAO of Allen TX (US) for capital one services, llc
IPC Code(s): G06N20/20
CPC Code(s): G06N20/20
Abstract: the system generates multiple classes of training data depending on their baseline shift. the system then trains a model or ensemble of models leveraging the entire dataset without the need for training them separately. a set of uniform input feature are generated for a user based on profile of the data (e.g., based on a user's auto loan terms and/or credit history). the system then engineers additional characteristic features based on the time criteria (e.g., based on a time period overlap with the time period of the classes and what class the profile data originated from). the system uses this time criteria (e.g., whether profile data originated from a given class and the amount of overlap of the data with a class) to determine how the feature input is processed through the models.
Inventor(s): Eric SCHULTZ of Trappe PA (US) for capital one services, llc, Mohamed SECK of Aubrey TX (US) for capital one services, llc, Joseph SCHOLZ of Bear DE (US) for capital one services, llc
IPC Code(s): G06Q10/047, G01C21/34, G06Q10/087, G06Q30/0601, H04W4/029
CPC Code(s): G06Q10/047
Abstract: a method for planning and/or optimizing an in-person trip includes: determining, based on a user interaction between a user and a user device, that the user has an in-person-action intention associated with a particular location; obtaining a list of elements designated by the user for in-person action; identifying at least one entity associated with the particular location; determining at least one location at the at least one entity associated with at least one element on the list; generating directions that indicate a path through the at least one entity and to the at least one location associated with the at least one element; receiving an indication from the user device that the user device has determined that the user has arrived at the at least one entity; and in response to receiving the indication, causing the user device to output the directions.
Inventor(s): John PHINIZY of Midlothian VA (US) for capital one services, llc, Chih-Hsiang CHOW of Coppell TX (US) for capital one services, llc
IPC Code(s): G06Q10/087
CPC Code(s): G06Q10/087
Abstract: a method for dynamically modifying a virtual warehouse is disclosed. the method includes determining a first feature of interest of a virtual object of the virtual warehouse based on a first passive user interaction with the virtual object, generating a first search query based on the determined first feature of interest, identifying one or more first search results that corresponds to the first search query, the one or more first search results including at least one object with at least one feature, modifying the virtual warehouse based on the one or more first search results, and causing a user interface to output the modified virtual warehouse.
Inventor(s): Mohamed SECK of McLean VA (US) for capital one services, llc, Louis BUELL of McLean VA (US) for capital one services, llc, Bret SEBASTIAN of McLean VA (US) for capital one services, llc
IPC Code(s): G06Q10/20, G06N3/044
CPC Code(s): G06Q10/20
Abstract: an automated system is provided for facilitating improvements to an incident resolution system. the system includes a scenario construction processor configured for establishing a system incident scenario and a machine learning model constructed using incident response information for each of a plurality of incidents. a simulation processor is configured to use the machine learning model to run simulations of the system incident scenario. each simulation includes at least one variation of a selected critical action characteristic critical actions included in the scenario and each simulation produces a simulated incident resolution parameter. an improvement evaluation processor determines from the simulations, one or more of the at least one variation that results in a simulated incident resolution parameter meeting predetermined improvement criteria.
Inventor(s): Robert Raymond MANTONI, JR. of Restib VA (US) for capital one services, llc
IPC Code(s): G06Q20/34, G06Q20/40
CPC Code(s): G06Q20/352
Abstract: the disclosed systems and methods are directed to streamlining and enhancing feasibility of identity assertion in an online environment (e.g., distributed reputation network). the systems and methods facilitate conversion of user-specific data stored on a contactless card into a verified and/or authenticated identity token, via an application of nfc-enabled encrypted authentication process customized for optimizing identity assertion in block-chain network (e.g., association of reputation data blocks in a blockchain reputation network to a unique user-controlled identifier). the systems and methods leverage the proofed identity that can be generated by the encrypted authentication process initiated by a contactless card and stored thereupon for on-demand nfc transmission via a reader, to streamline generation of a user-specific authenticated digital identity token conforming with a self-sovereign identification model.
20250037132. TRUST PLATFORM_simplified_abstract_(capital one services, llc)
Inventor(s): Lawrence Hutchison DOUGLAS, Jr. of Mclean VA (US) for capital one services, llc, Yolanda LIU of Arlington VA (US) for capital one services, llc, Clayton JOHNSON of Edgewood MD (US) for capital one services, llc
IPC Code(s): G06Q20/40, G06Q20/24, G06Q20/32, G06Q40/03, H04L9/40
CPC Code(s): G06Q20/4016
Abstract: a first user device may receive, from a second user device, a request to communicatively couple to the first user device, and may establish a communication session with the second user device after receiving the request. the first user device may identify, after establishing the communication session, an inappropriate activity of the second user device relating to the communication session, and perform a set of actions based on identifying the inappropriate activity. the set of actions may include causing the communication session to be restricted, and providing, to a trust platform, a score for the second user device. the score may permit the trust platform to derive a composite score, indicative of a level of trustworthiness of the second user device, that enables other user devices, associated with the trust platform, to determine whether to grant access requests submitted by the second user device.
Inventor(s): Alexander Gurfinkel of West Hollywood CA (US) for capital one services, llc, Srikanth Bongu of Plano TX (US) for capital one services, llc, Nicholas Nitta of Frisco TX (US) for capital one services, llc, Robert Byron of Plano TX (US) for capital one services, llc
IPC Code(s): G06Q30/0601, G06Q30/0201
CPC Code(s): G06Q30/0631
Abstract: methods, systems, and apparatuses are described herein for progressively training an auto recommendation machine learning model based on differences between customer automobile searching preferences and actual automobile purchasing behavior. search data indicating a history of auto shopping searches by one or more users may be received. training data may be generated based on the search data and historical vehicle financing data and used to train a machine learning model. auto shopping preference information may be received and provided as input to the trained machine learning model, which may output one or more recommended automobiles. after display of those one or more recommended automobiles, the system may receive an indication of an automobile purchased by a user and determine a difference between the automobile purchased by the user and the automobile shopping preference information. based on that difference, the trained machine learning model may be further trained.
Inventor(s): Panayiotis VARVAREZIS of Wilmington DE (US) for capital one services, llc, Mausam GAUTAM of Fairfax VA (US) for capital one services, llc, Reza JABERI of Fairfax VA (US) for capital one services, llc, Edward LEE of La Crescenta CA (US) for capital one services, llc, Chad LANDIS of Severna Park MD (US) for capital one services, llc
IPC Code(s): H04L9/32, H04L9/08, H04W4/20, H04W12/06, H04W12/08, H04W12/30
CPC Code(s): H04L9/3234
Abstract: example embodiments of systems and methods for application verification are provided. an application may generate a cryptographic key, and encrypt the cryptographic key with a predefined public key. a server, in data communication with the application, may include a predefined private key. the application may transmit the cryptographic key to the server. the server may receive, from the application, the cryptographic key; decrypt the cryptographic key using the predefined private key; encrypt an authorization token using the decrypted key; and transmit, to the client application, the authorization token via an out-of-band channel. the application may receive, from the server, the authorization token via the out-of-band channel; and decrypt the authorization token to obtain access to one or more services associated with the server.
Capital One Services, LLC patent applications on January 30th, 2025
- Capital One Services, LLC
- G06F3/12
- G06F21/60
- G06V30/224
- H04L9/40
- CPC G06F3/1222
- Capital one services, llc
- G06F8/71
- CPC G06F8/71
- G06F9/54
- G06F9/38
- G06F11/07
- G06F18/23
- G06N20/00
- CPC G06F9/54
- G06F11/34
- G06F9/448
- CPC G06F11/3495
- G06F16/2455
- G06F16/23
- G06F16/2457
- G06F16/25
- G06Q40/02
- CPC G06F16/24553
- G06F16/33
- G06F16/38
- CPC G06F16/334
- G06F16/901
- G06Q20/42
- H04L41/0806
- H04L65/60
- CPC G06F16/9024
- G06F16/954
- G06F9/445
- G06F16/9538
- G06F16/958
- CPC G06F16/954
- G06F21/55
- CPC G06F21/554
- G06F21/62
- G06F8/65
- G06F16/955
- G06F18/24
- G06F21/53
- G06F40/103
- G06F40/174
- G06F40/18
- G06K7/14
- G06N3/02
- G06N5/025
- G06Q10/10
- G06Q20/38
- G06Q20/40
- G06Q30/018
- G06Q30/0201
- G06Q30/0601
- G06Q40/03
- G06Q50/26
- H04L9/08
- H04L67/01
- CPC G06F21/6245
- G06N5/04
- CPC G06N20/00
- G06N20/20
- CPC G06N20/20
- G06Q10/047
- G01C21/34
- G06Q10/087
- H04W4/029
- CPC G06Q10/047
- CPC G06Q10/087
- G06Q10/20
- G06N3/044
- CPC G06Q10/20
- G06Q20/34
- CPC G06Q20/352
- G06Q20/24
- G06Q20/32
- CPC G06Q20/4016
- CPC G06Q30/0631
- H04L9/32
- H04W4/20
- H04W12/06
- H04W12/08
- H04W12/30
- CPC H04L9/3234