Affirm, Inc. Patent Application Trends in 2024

Affirm, Inc. patent applications in 2024

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Top 10 Technology Areas

• G06Q40/025 (Banking, e.g. interest calculation or account maintenance (credit or loans)
  • Count: 3 patents
  • Example: 20240104645. SYSTEM, METHOD AND APPARATUS FOR OPTIMIZATION OF FINANCING PROGRAMS simplified abstract (Affirm, Inc.)
• G06Q20/24 (Credit schemes, i.e. "pay after")
  • Count: 3 patents
  • Example: 20240202736. SYSTEM AND METHOD FOR MAKING PURCHASE PAYMENTS AFTER PAYMENT FAILURES simplified abstract (Affirm, Inc.)
• G06Q40/03 (Credit; Loans; Processing thereof)
  • Count: 3 patents
  • Example: 20240078599. SYSTEM, METHOD AND APPARATUS FOR PROVIDING ADAPTIVE CONSUMER CHECKOUT OPTIONS simplified abstract (Affirm, Inc.)
• H04L63/0853 ({using an additional device, e.g. smartcard, SIM or a different communication terminal (cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices)
  • Count: 1 patents
  • Example: 20240106822. SYSTEM AND METHOD FOR PASSWORDLESS LOGINS simplified abstract (Affirm, Inc.)
• G06F21/35 (communicating wirelessly)
  • Count: 1 patents
  • Example: 20240106822. SYSTEM AND METHOD FOR PASSWORDLESS LOGINS simplified abstract (Affirm, Inc.)
• H04L63/08 ({for authentication of entities (cryptographic mechanisms or cryptographic arrangements for entity authentication)
  • Count: 1 patents
  • Example: 20240106822. SYSTEM AND METHOD FOR PASSWORDLESS LOGINS simplified abstract (Affirm, Inc.)
• H04L63/10 ({for controlling access to devices or network resources})
  • Count: 1 patents
  • Example: 20240106822. SYSTEM AND METHOD FOR PASSWORDLESS LOGINS simplified abstract (Affirm, Inc.)
• H04L67/10 (in which an application is distributed across nodes in the network (software deployment)
  • Count: 1 patents
  • Example: 20240106822. SYSTEM AND METHOD FOR PASSWORDLESS LOGINS simplified abstract (Affirm, Inc.)
• G06Q20/407 ({Cancellation of a transaction})
  • Count: 1 patents
  • Example: 20240202736. SYSTEM AND METHOD FOR MAKING PURCHASE PAYMENTS AFTER PAYMENT FAILURES simplified abstract (Affirm, Inc.)
• G06Q20/102 ({Bill distribution or payments})
  • Count: 1 patents
  • Example: 20240078599. SYSTEM, METHOD AND APPARATUS FOR PROVIDING ADAPTIVE CONSUMER CHECKOUT OPTIONS simplified abstract (Affirm, Inc.)

Emerging Technology Areas

• G06Q40/04 (Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange)
  • Count: 1 patents
  • Example: 20240221084. METHOD AND APPARATUS FOR FACILITATING MERCHANT SELF SERVICE WITH RESPECT TO FINANCING AND CONTENT SUPPORT FOR MARKETING EVENTS simplified abstract (Affirm, Inc.)
• G06Q30/0203 (Market surveys; Market polls)
  • Count: 1 patents
  • Example: 20240221084. METHOD AND APPARATUS FOR FACILITATING MERCHANT SELF SERVICE WITH RESPECT TO FINANCING AND CONTENT SUPPORT FOR MARKETING EVENTS simplified abstract (Affirm, Inc.)
• G06Q40/06 (Asset management; Financial planning or analysis)
  • Count: 1 patents
  • Example: 20240221084. METHOD AND APPARATUS FOR FACILITATING MERCHANT SELF SERVICE WITH RESPECT TO FINANCING AND CONTENT SUPPORT FOR MARKETING EVENTS simplified abstract (Affirm, Inc.)
• G06Q20/4014 ({Identity check for transactions})
  • Count: 1 patents
  • Example: 20240112249. INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE simplified abstract (Affirm, Inc.)
• G06Q20/3276 ({using a pictured code, e.g. barcode or QR-code, being read by the M-device})
  • Count: 1 patents
  • Example: 20240112249. INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE simplified abstract (Affirm, Inc.)
• G06Q20/3267 (using wireless devices)
  • Count: 1 patents
  • Example: 20240112249. INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE simplified abstract (Affirm, Inc.)
• G06Q20/3223 ({Realising banking transactions through M-devices})
  • Count: 1 patents
  • Example: 20240112249. INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE simplified abstract (Affirm, Inc.)
• G06Q20/29 ({characterised by micropayments})
  • Count: 1 patents
  • Example: 20240112249. INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE simplified abstract (Affirm, Inc.)
• G06Q20/26 (Debit schemes, e.g. "pay now")
  • Count: 1 patents
  • Example: 20240112249. INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE simplified abstract (Affirm, Inc.)
• G06Q30/0637 ({Approvals})
  • Count: 1 patents
  • Example: 20240112249. INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE simplified abstract (Affirm, Inc.)

Top Inventors

• Nitesh Kumar of San Francisco CA (US) (3 patents)
• Aaron Ng Ligon of San Francisco CA (US) (2 patents)
• Manuel De Jesus Arias of San Francisco CA (US) (2 patents)
• Kenny Eimer of San Francisco CA (US) (2 patents)
• Jesse Kendrick of San Francisco CA (US) (2 patents)
• Hanif Leoputera of Long Island City NY (US) (1 patent)
• Adriel Sumathipala of New York NY (US) (1 patent)
• Nelson Chen of Austin TX (US) (1 patent)
• Ting Chih Lin of San Francisco CA (US) (1 patent)
• Niloy Gupta of San Francisco CA (US) (1 patent)

Patent Categories

Geographical Distribution of Inventors

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Geographical Distribution of US Inventors