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20250232368. Method System Fund Home I (1ANDFUND, LLC)

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METHOD AND SYSTEM TO FUND HOME IMPROVEMENT PROJECT OF A CONSUMER

Abstract: methods and systems for achieving funding for home improvement projects for consumers are disclosed herein. in one example embodiment, a method includes providing a first computer () operated by a transaction facilitation company and configured to communicate with one or more other computers by at least one communication link. the method also includes receiving first information concerning a lead relating to the project, receiving second information relating to a soft credit application, and sending third information relating to a soft credit pull report. the method further includes receiving fourth information that includes an indication that a lending company has approved of the credit application, and additionally sending, for receipt either by a third computer () or a fourth computer (), the fourth information or further information based thereon. based upon the fourth or further information, the consumer is able to complete a loan arrangement to fund the project.

Inventor(s): Robert L. Macklin, Justin A. Hatcher, Jennifer L. Lau-Hatcher, Christopher R. Bower, Evan D. Dodge, Skyler R. Severns, Joseph F. Moran

CPC Classification: G06Q40/03 (Credit; Loans; Processing thereof)

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