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20250232288. Electronic System (BANK OF AMERICA)

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ELECTRONIC SYSTEM FOR AUTOMATICALLY GENERATING RESOURCE DISTRIBUTIONS BASED ON SMS-BASED INSTRUCTIONS USING MACHINE LEARNING

Abstract: systems, computer program products, and methods are described herein for automatically generating resource distributions. the present invention may be configured to receive a text-based instruction and parse, using a machine learning model, the text-based instruction to generate a structured resource distribution including predicted distribution elements. the present invention may be configured to generate, based on the structured resource distribution, a resource distribution. in some embodiments, the text-based instruction may include an email message, an sms message, recorded speech converted to text, text input to a chat function, text recognized in an image, and/or the like.

Inventor(s): Ashwin Roongta, Aaron Blogg, Yvonne Y. Li, Leslieann Osborne, Anuj Shah, Thomas A. Sodano, Zhexiao Zhang

CPC Classification: G06Q20/3255 ({using mobile network messaging services for payment, e.g. SMS})

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