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20250220014. Pre-access Automat (Bank of America)

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PRE-ACCESS AUTOMATED LOGIN TO COMPUTING DEVICES, APPLICATIONS AND WEB SITES/SERVICES BASED ON MACHINE-LEARNING DETERMINED USER ACCESS PATTERNS

Abstract: user authentication/login occurs prior to a user accessing a network, application, web site/service or coming in contact with a computing device. pre-authenticating/logging-in of users in advance of the user visiting or accessing the computing technology. a single device passcode that unlocks the device and a passcode vault storing the user's passcodes. unlocking the passcode vault provides for the passcodes stored therein to be automatically applied to the corresponding entities requiring authentication to grant users access without requiring any user input/actions. machine-learning (ml) models that are trained to learn user login patterns are implemented to identify login pattern(s) and subsequently passcodes are retrieved for the entities making up the login pattern(s) from the passcode vault. prior to the user accessing the entities that make up the login pattern, the present invention accesses the entities and applies the retrieved passcodes to pre-authenticate the user.

Inventor(s): Maharaj Mukherjee, George Anthony Albero

CPC Classification: H04L63/083 ({using passwords (cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code )})

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