SYSTEMS AND METHODS FOR GENERATING INSURANCE POLICIES WITH PREDESIGNATED POLICY LEVELS AND REIMBURSEMENT CONTROLS

Abstract: a computer-implemented method including predicting, using a trained computing model, one or more item categories for a user, the trained computing model being trained based on at least one of image data, personal possession data, claim data, or reimbursement data. the method also can include generating a plurality of predesignated policy levels for the user based at least on the one or more item categories, as predicted, wherein the plurality of predesignated policy levels cover one or more insured item categories. the method additionally can include receiving a selection by the user of a predesignated policy level from among the plurality of predesignated policy levels. the method further can include receiving a claim from the user. the method additionally can include generating one or more reimbursement controls for the one or more insured item categories based at least on the claim and the predesignated policy level. the method further can include programming a payment device to include the one or more reimbursement controls for the one or more insured item categories to pay the claim.

Inventor(s): Kenneth Jason Sanchez

CPC Classification: G06Q40/08 (Insurance)

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