Methods, Systems, and Electronic Devices for Presenting Secondary Confirmation Challenges for Electronic Payment Transactions

Abstract: a method in an electronic device includes receiving user input requesting an electronic payment transaction. the electronic payment transaction defines an electronic payment transaction amount. one or more processors of the electronic device determine whether the electronic payment transaction amount triggers a secondary confirmation operation. where it does, the one or more processors present a prompt that includes a secondary confirmation challenge. when user input correctly answers the secondary confirmation challenge, the one or more processors complete the electronic payment transaction. however, when the user input answering the secondary confirmation challenge incorrectly answers the secondary confirmation challenge, the one or more processors preclude completion of the electronic payment transaction.

Inventor(s): Krishnan Raghavan, Rahul Sahadevan, Nakul Patel

CPC Classification: G06Q20/42 (Confirmation, e.g. check or permission by the legal debtor of payment)

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