COMPUTER-BASED SYSTEMS CONFIGURED TO DYNAMICALLY GENERATE AUTHENTICATION STEPS TO PERFORM AN AMELIORATIVE ACTION AND METHODS OF USE THEREOF

Abstract: in some embodiments, the present disclosure provides an exemplary method that may include steps of receiving input data from at least two external data sources; utilizing a trained machine learning algorithm to identify a digital signal within the input data; automatically verifying the identity of the digital signal based on a repository of telecommunication data associated with the particular interaction parameter; utilizing an initiation protocol-specific backbone engine to determine that the digital signal fails to match the repository of telecommunication data associated with the particular interaction parameter; updating the repository of telecommunication data; utilizing the trained machine learning algorithm to calculate a confidence score associated with a risk factor; aggregating each confidence score to calculate an overall confidence score associated with the digital signal; dynamically generating an authentication step to be performed by the particular user; and automatically blocking an initiation to an interaction session associated with the digital signal.

Inventor(s): James Ashfield, Donald L. Smith, Daniel Alan Jarvis

CPC Classification: H04L65/1079 ({of unsolicited session attempts, e.g. SPIT})

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