MEDICAL DIAGNOSTIC-INITIATED INSURANCE OFFERING

Organization Name

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor(s)

Andrew Patrick Wieduwilt of Bloomington IL US

MEDICAL DIAGNOSTIC-INITIATED INSURANCE OFFERING

This abstract first appeared for US patent application 19013644 titled 'MEDICAL DIAGNOSTIC-INITIATED INSURANCE OFFERING

Original Abstract Submitted

Techniques for initiating offers for insurance based upon medical diagnostic examinations may include, for each of a plurality of stored examination results: with a patient's or customer's affirmative consent or permission, (1) determining a health profile of a respective patient; (2) determining, based upon contents of the health profile, whether or not the patient is eligible for one or more offers of insurance; (3) providing the health profile of an eligible patient to one or more insurance providers; and/or (4) receiving one or more insurance offers that include binding quotes for insurance. Using the techniques disclosed herein, patients who have undergone medical examinations may be automatically selected and provided with insurance offers for which they have been pre-approved. The insurance offers may include binding quotes for insurance coverage. As a result, insurance or other cost savings may be provided to patients or other customers (e.g., parents of young patients).