METHODS OF FACILITATING EMERGENCY ASSISTANCE

Organization Name

State Farm Mutual Automobile Insurance Company

Inventor(s)

Thomas Michael Potter of Normal IL US

Douglas Albert Graff of Bloomington IL US

Mark E. Clauss of Bloomington IL US

Dustin Ryan Carter of Normal IL US

Megan Michal Baumann of Bloomington IL US

Atlanta Bonnom of Denver CO US

Craig Cope of Bloomington IL US

Jennifer Luella Lawyer of Bloomington IL US

Curtis Simpson of Carlock IL US

Nathan W. Baumann of Bloomington IL US

METHODS OF FACILITATING EMERGENCY ASSISTANCE

This abstract first appeared for US patent application 18971126 titled 'METHODS OF FACILITATING EMERGENCY ASSISTANCE

Original Abstract Submitted

A method of driver behavior that includes generating, by a mobile device located inside a vehicle, telematics data associated with operation of the vehicle, and transmitting, from the mobile device to one or more processors via wireless communication, the telematics data in real-time. The method also includes analyzing the telematics data to determine whether a driving score for a driver, determining whether the driving score is greater than a threshold value, determining a discount based upon the driving score being higher than the threshold, and generating a communication based upon the discount. The method further includes transmitting the communication.