18814319. SYSTEM AND METHOD FOR ELECTRONIC RESOURCE ACCESS MANAGEMENT (Royal Bank of Canada)
SYSTEM AND METHOD FOR ELECTRONIC RESOURCE ACCESS MANAGEMENT
Organization Name
Inventor(s)
Amirreza Oghbaee of New York NY (US)
Marat Khandros of Brooklyn NY (US)
SYSTEM AND METHOD FOR ELECTRONIC RESOURCE ACCESS MANAGEMENT
This abstract first appeared for US patent application 18814319 titled 'SYSTEM AND METHOD FOR ELECTRONIC RESOURCE ACCESS MANAGEMENT
Original Abstract Submitted
Systems and methods for managing electronic resource access are disclosed. An example computer system may include: a processor; and a non-transitory memory storing one or more sets of instructions that when executed by the processor, causes the system to: receive a user request for accessing or modifying an electronic resource; process the user request to obtain text data; apply feature engineering to the text data to output a feature matrix, the feature engineering comprising application of natural language processing to the text data; use a trained machine learning model to determine a probability score indicating a likelihood of incident occurrence as a result of the user request; and generate signals for displaying a decision granting or denying the user request based on the probability score.
