18807308. CREDIT RISK ASSESSMENT SYSTEMS AND METHODS (Royal Bank of Canada)
CREDIT RISK ASSESSMENT SYSTEMS AND METHODS
Organization Name
Inventor(s)
Hashim Khawaja of Edmonton (CA)
Dien Ngoc Nguyen of Toronto (CA)
Amir Memartoluie of Oakville (CA)
CREDIT RISK ASSESSMENT SYSTEMS AND METHODS
This abstract first appeared for US patent application 18807308 titled 'CREDIT RISK ASSESSMENT SYSTEMS AND METHODS
Original Abstract Submitted
Methods, systems, and techniques for automatically assessing credit risk of a counterparty are disclosed. A credit risk assessment method comprises: quantifying a relevance of news topics to one or more credit risk keywords; determining one or more relevant news topics that are relevant to the one or more credit risk keywords; obtaining a plurality of news articles each tagged with one or more news topics and having an associated sentiment; determining a relevant news article as a news article tagged with the one or more relevant news topics; and assessing a credit risk of a counterparty based at least in part on the sentiment of the relevant news article.