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18496016. SYSTEMS AND METHODS FOR RESTRICTING RESOURCE ACCESS (Capital One Services, LLC)

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SYSTEMS AND METHODS FOR RESTRICTING RESOURCE ACCESS

Organization Name

Capital One Services, LLC

Inventor(s)

Armando Martinez Stone of McLean VA US

Samuel Rapowitz of Roswell GA US

Bryant Yee of Silver Spring MD US

SYSTEMS AND METHODS FOR RESTRICTING RESOURCE ACCESS

This abstract first appeared for US patent application 18496016 titled 'SYSTEMS AND METHODS FOR RESTRICTING RESOURCE ACCESS

Original Abstract Submitted

Methods and systems for limiting resource access based on user input using an authentication token. In some aspects, the authentication token receives user input indicating a first allocation for a first resource access to be executed at a first time. The authentication token generates recommendations for a second allocation related to the first allocation. The user selects a second allocation. At the first time, the authentication token receives a first resource access request and executes the first allocation. The authentication token also transmits first metadata to an access approval system. At the second time, in response to a second resource access request, the authentication token or the access approval system compares the second resource access request to the first metadata or the second allocation to approve or decline the second resource access request.

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