Secure Transactions Over Communications Sessions

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Secure Transactions Over Communications Sessions - A simplified explanation of the abstract

This abstract first appeared for US patent application 18435151 titled 'Secure Transactions Over Communications Sessions

The patent application describes methods and systems for authenticating communications sessions, such as voice and video calls, particularly in the context of financial transactions.

Detection of a communications session, such as a video or voice call, related to a transaction.
Receipt of an authorization request during the communications session via a secure transaction application and a different communications channel.
Display of a request to approve goods or services to be purchased in the transaction.
Transmission of an authorization of the transaction to a server in response to user input.
Initiation of payment for the transaction using payment information associated with a user.

Potential Applications: - Secure authentication of communications sessions in various industries, especially for financial transactions. - Enhancing the security and efficiency of transactions conducted over voice and video calls.

Problems Solved: - Addressing the need for secure authentication and authorization processes during communications sessions. - Streamlining the transaction approval process for users.

Benefits: - Improved security for transactions conducted over voice and video calls. - Enhanced user experience by simplifying the authorization process.

Commercial Applications: Title: Secure Authentication System for Financial Transactions This technology can be utilized by financial institutions, e-commerce platforms, and other industries that require secure transaction authentication over voice and video calls. The market implications include increased trust and confidence among users conducting transactions remotely.

Questions about Secure Authentication System for Financial Transactions: 1. How does this technology improve the security of financial transactions conducted over voice and video calls? 2. What are the potential challenges in implementing this authentication system across different industries?

Frequently Updated Research: Stay updated on the latest advancements in secure authentication technologies for communications sessions, especially in the financial sector. Explore research on user authentication methods and transaction security protocols to enhance the effectiveness of this system.

Original Abstract Submitted

Methods and systems for authenticating communications sessions, such as voice and video calls, are described herein. A communications session, such as a video or voice call, may be detected. The communications session may relate to a transaction, such as a financial transaction. An authorization request may be received during the communications session. The authorization request may be received by a secure transaction application and via a first communications channel that is different from a second communications channel used for the communications session. A request to approve one or more goods or services to be purchased via the transaction may be displayed. In response to user input responding to the request, an authorization of the transaction may be transmitted to a server. The authorization may be configured to cause the server to initiate payment for the transaction using payment information associated with a user.