18381860. Crowdsourcing and Verifying a Trusted Entity's Identification (Capital One Services, LLC)
Crowdsourcing and Verifying a Trusted Entity's Identification
Organization Name
Inventor(s)
Armando Martinez Stone of Arlington VA US
Samuel Rapowitz of Roswell GA US
Bryant Yee of Silver Spring MD US
Crowdsourcing and Verifying a Trusted Entity's Identification
This abstract first appeared for US patent application 18381860 titled 'Crowdsourcing and Verifying a Trusted Entity's Identification
Original Abstract Submitted
Methods of verifying a user's identity using trusted members of the user's community are provided. Users may request trusted friends and family members register as vouching users. If a user needs to confirm the user's identity, such as during a multifactor authentication verification or in the event of a forgotten credential, vouching users may be called upon to verify user identity. Vouching users may confirm a user's identity via a group communication session or by proving physical proximity to the user. Physical proximity may be proven by tapping a token, such as an electronic device or a transaction card, to either the user's device and/or the vouching user's device. Using trusted friends and family members to verify a user's identity safeguards online accounts from deep fake AI creations and protects susceptible online users from phishing schemes and social engineering attacks.