State Farm Mutual Automobile Insurance Company (20240296503). ACCIDENT RECONSTRUCTION IMPLEMENTING UNMANNED AERIAL VEHICLES (UAVS) simplified abstract

ACCIDENT RECONSTRUCTION IMPLEMENTING UNMANNED AERIAL VEHICLES (UAVS)

Organization Name

State Farm Mutual Automobile Insurance Company

Inventor(s)

Nathan L. Tofte of Downs IL (US)

Timothy W. Ryan of Hudson IL (US)

Nathan W. Baumann of Bloomington IL (US)

Michael Shawn Jacob of Le Roy IL (US)

Joshua David Lillie of Bloomington IL (US)

Brian N. Harvey of Bloomington IL (US)

Roxane Lyons of Chenoa IL (US)

Rosemarie Geier Grant of Ellsworth IL (US)

ACCIDENT RECONSTRUCTION IMPLEMENTING UNMANNED AERIAL VEHICLES (UAVS) - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240296503 titled 'ACCIDENT RECONSTRUCTION IMPLEMENTING UNMANNED AERIAL VEHICLES (UAVS)

The abstract describes how unmanned aerial vehicles (UAVs) can be used to create a virtual reconstruction model of a vehicle collision. By collecting data, including images, related to the collision, insurers can analyze the information to determine various factors such as vehicle impact points, road layout, traffic light status, and vehicle speeds and directions. This data can then be used to generate a virtual reconstruction model that insurers can utilize for insurance-related tasks such as fault allocation and adjusting insurance pricing.

• UAVs collect data and images of vehicle collisions.
• Data is analyzed to determine various factors of the collision.
• A virtual reconstruction model is generated based on the data.
• Insurers use the model for fault allocation and adjusting insurance pricing.

Potential Applications: - Insurance claims processing - Accident reconstruction - Risk assessment for insurance policies

Problems Solved: - Efficient data collection for accident analysis - Accurate reconstruction of vehicle collisions - Improved fault allocation in insurance claims

Benefits: - Faster processing of insurance claims - More accurate assessment of fault in accidents - Enhanced risk management for insurers

Commercial Applications: Title: "Enhancing Insurance Claims Processing with UAV Technology" This technology can be used by insurance companies to streamline claims processing, improve accuracy in fault allocation, and enhance risk assessment for insurance policies. This can lead to more efficient operations and better customer service for insurers.

Questions about UAV Technology: 1. How can UAV technology improve the accuracy of fault allocation in insurance claims? 2. What are the potential cost savings for insurance companies by utilizing UAV technology for accident reconstruction?

Frequently Updated Research: Researchers are constantly exploring new ways to enhance the capabilities of UAVs in accident reconstruction and insurance claims processing. Stay updated on the latest advancements in this field to leverage the full potential of this technology.

Original Abstract Submitted

unmanned aerial vehicles (uavs) may facilitate the generation of a virtual reconstruction model of a vehicle collision. uavs may collect data (including images) related to the vehicle collision, such as with the insured's permission, which may be received by an external computing device associated with the insurer and utilized to perform a photogrammetric analysis of the images to determine vehicle impact points, the road layout at the scene of the collision, the state of the traffic light at the scene of the collision, the speeds and directions of vehicles, etc. this data may be used to generate a virtual reconstruction model of the vehicle collision. an insurer may use the virtual reconstruction model to perform various insurance-related tasks, such as allocating fault to drivers or autonomous vehicles involved in the vehicle collision, and adjustment of insurance pricing based upon the fault allocation.