Plaid Inc. patent applications on October 24th, 2024
Patent Applications by Plaid Inc. on October 24th, 2024
Plaid Inc.: 1 patent applications
Plaid Inc. has applied for patents in the areas of G06Q20/02 (1), G06Q20/32 (1), G06Q20/40 (1) G06Q20/023 (1)
With keywords such as: financial, institution, application, api, request, information, instance, normalized, provided, and transaction in patent application abstracts.
Patent Applications by Plaid Inc.
Inventor(s): William Hockey of San Francisco CA (US) for plaid inc., Zach Perret of San Francisco CA (US) for plaid inc., Charles Li of San Francisco CA (US) for plaid inc.
IPC Code(s): G06Q20/02, G06Q20/32, G06Q20/40
CPC Code(s): G06Q20/023
Abstract: systems and methods for programmatic access of a financial institution system. a normalized api request provided by an application system specifies user information corresponding to at least one account endpoint of an external financial institution system. responsive to the request, at least one application proxy instance associated with the normalized api request is used to collect transaction information from a corresponding financial institution system by providing the financial institution system with a proprietary api request. the transaction information is included in at least one proprietary api response provided by the financial institution system. a normalized api response is generated based on the collected transaction information and provided to the application system. each application proxy instance is constructed to simulate an application of the corresponding financial institution system on behalf of a user associated with the application proxy instance.
