Oracle International Corporation (20240249730). AUTHENTICATION USING WORDS AS A SINGLE-USE PASSCODE simplified abstract

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AUTHENTICATION USING WORDS AS A SINGLE-USE PASSCODE

Organization Name

Oracle International Corporation

Inventor(s)

Kent Arthur Spaulding of Portland OR (US)

Kenneth Joseph Meltsner of Portland OR (US)

AUTHENTICATION USING WORDS AS A SINGLE-USE PASSCODE - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240249730 titled 'AUTHENTICATION USING WORDS AS A SINGLE-USE PASSCODE

The present disclosure introduces a multiple factor authentication process utilizing text passcodes. The process involves verifying a user through an authentication credential sent via a communication channel, followed by a second verification using a word or textual phrase sent through a different channel.

  • The process includes a first verification of the user using an authentication credential.
  • A second verification is performed using a word or textual phrase sent through a different communication channel.
  • The word or phrase can be a single-use, limited-time token provided as text or audio.

Potential Applications: - Secure access to online accounts - Enhanced security for financial transactions - Protection of sensitive information in healthcare or government sectors

Problems Solved: - Mitigating the risk of unauthorized access - Preventing identity theft and fraud - Ensuring data privacy and confidentiality

Benefits: - Improved security measures - Enhanced user authentication - Reduced likelihood of security breaches

Commercial Applications: Title: Enhanced Security Solutions for Online Platforms This technology can be utilized by banks, e-commerce websites, and other online platforms to enhance security measures and protect user data from unauthorized access.

Questions about Multiple Factor Authentication: 1. How does multiple factor authentication enhance security compared to traditional methods? Multiple factor authentication adds an extra layer of security by requiring users to provide multiple forms of verification, making it harder for unauthorized individuals to access accounts. 2. What are the potential drawbacks of implementing multiple factor authentication systems? While multiple factor authentication enhances security, it can also lead to user inconvenience and potential issues with accessibility for certain individuals.


Original Abstract Submitted

the present disclosure provide a multiple factor authentication process using text passcodes. a process performs a first verification of a user using an authentication credential transmitted via a first communication channel. based on successfully performing the first verification, the process performs a second verification using a word or a textual phrase transmitted to the user via a different communication channel. the word or textual phrase can be a single-use, limited-time token provided as text or audio.