Grange Holdings Inc. (20240212520). SYSTEM FOR LOWERING COSTS AND IMPROVING ACCESS TO DRIVER EDUCATION USING TELEMATICS simplified abstract
Contents
SYSTEM FOR LOWERING COSTS AND IMPROVING ACCESS TO DRIVER EDUCATION USING TELEMATICS
Organization Name
Inventor(s)
Jason L. Wrather of Columbus OH (US)
Brent Hammer of Columbus OH (US)
SYSTEM FOR LOWERING COSTS AND IMPROVING ACCESS TO DRIVER EDUCATION USING TELEMATICS - A simplified explanation of the abstract
This abstract first appeared for US patent application 20240212520 titled 'SYSTEM FOR LOWERING COSTS AND IMPROVING ACCESS TO DRIVER EDUCATION USING TELEMATICS
The patent application describes systems and methods for utilizing telematics technology to reduce costs and enhance access to driver education and car insurance for teenagers.
- Driver training application is downloaded.
- In-classroom learning module is activated within the application.
- Parent training practice module is activated in the application, tailored to the jurisdiction's supervised driving hour requirements.
- Telematics tracking software evaluates and scores the driver's real-time driving during supervised driving hours.
- In-car driving module is activated in the application, specific to the jurisdiction's in-car driving hour requirements.
- Telematics tracking software collects and scores the driver's real-time driving data during in-car driving hours.
- Teen completes the jurisdiction's driving exam, earns the driver's license, and receives an automobile insurance quote based on a proprietary teen driver insurance score.
Potential Applications: - Driver education programs - Insurance industry - Telematics technology companies
Problems Solved: - High costs of driver education and insurance for teens - Limited access to quality driver training - Lack of real-time feedback on teen driving behavior
Benefits: - Lower costs for driver education and insurance - Improved access to driver training - Real-time monitoring and scoring of teen driving behavior
Commercial Applications: "Telematics-Based Teen Driver Education and Insurance Program: Lowering Costs and Improving Access"
Questions about Telematics-Based Teen Driver Education and Insurance Program: 1. How does telematics technology improve teen driver education and insurance? 2. What are the key features of the driver training application in this system?
Original Abstract Submitted
systems and methods for lowering costs and improving access to driver education and automobile insurance for teens, using telematics technology. the method comprises downloading a driver training application; activating an in-classroom learning module in the application; activating a parent training practice module in the application specific to the jurisdiction's hour requirement for supervised driving that uses telematics tracking software to evaluate and score the driver's driving in real time; activating an in-car driving module in the application specific to the jurisdiction's hour requirement for in-car driving that uses the telematics tracking software to collects and score the driver's driving data in real time; completing the jurisdiction's driving exam; earning the jurisdiction's driver license; and receiving an automobile insurance quote generated from a proprietary teen driver insurance score.
