Capital one services, llc (20240257196). SYSTEMS AND METHODS FOR AUTHORIZING AGE-RESTRICTED INTERACTIONS simplified abstract

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SYSTEMS AND METHODS FOR AUTHORIZING AGE-RESTRICTED INTERACTIONS

Organization Name

capital one services, llc

Inventor(s)

Robert Dwane Wokaty, Jr. of Glen Allen VA (US)

SYSTEMS AND METHODS FOR AUTHORIZING AGE-RESTRICTED INTERACTIONS - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240257196 titled 'SYSTEMS AND METHODS FOR AUTHORIZING AGE-RESTRICTED INTERACTIONS

The patent application describes methods and systems for authorizing age-restricted interactions using a certification mechanism for age validation associated with an account.

  • The system receives a request from a computing device based on detecting an age restriction and a certification mechanism for age validation.
  • The request includes an account identifier, which is used to retrieve the age identifier of the account holder from a data store.
  • A message containing the age identifier is generated and sent back to the computing device for determining if the account holder meets the age restriction.
  • Upon approval, a second request is received to approve the interaction, and a message indicating approval is generated and provided.

Potential Applications: - Age verification for accessing age-restricted content online - Age verification for purchasing age-restricted products or services - Age verification for participating in age-restricted activities or events

Problems Solved: - Ensuring compliance with age restrictions in various interactions - Preventing unauthorized access to age-restricted content or services - Streamlining the age verification process for users and businesses

Benefits: - Enhanced security and compliance with age restrictions - Improved user experience by simplifying age verification processes - Reduced risk of unauthorized access to age-restricted content

Commercial Applications: "Age Verification System for Online Platforms: Enhancing security and compliance for age-restricted content access"

Questions about Age Verification Systems: 1. How does the system ensure the accuracy of age verification? The system uses a certification mechanism associated with the account to validate the age of the account holder accurately.

2. What measures are in place to protect the privacy of users during the age verification process? The system follows strict privacy protocols to ensure that users' personal information is secure and protected during the verification process.


Original Abstract Submitted

disclosed are methods and systems for authorizing age-restricted interactions. a first request may be received at an interaction authorization system from a computing device based on the computing device detecting (1) an age restriction associated with an interaction and (2) a certification mechanism for age validation associated with an account. the first request may include an account identifier, where the account is identified from a data store using the identifier to receive an age identifier of the account holder stored in association with the account. a first message including the age identifier may be generated and provided to the computing device for use in determining the account holder's age meets the age restriction. based on the determination, a second request may be received at the interaction authorization system from the computing device to approve the interaction, and a responsive second message indicating an interaction approval may be generated and provided.