Capital One Services, LLC patent applications on October 10th, 2024
Patent Applications by Capital One Services, LLC on October 10th, 2024
Capital One Services, LLC: 21 patent applications
Capital One Services, LLC has applied for patents in the areas of G06Q20/34 (6), G06Q20/40 (5), G06F9/54 (3), G06N20/00 (3), G06Q30/0601 (2) G06Q20/352 (3), G06F21/577 (2), G06F9/543 (1), G06V20/41 (1), G06Q30/0222 (1)
With keywords such as: data, device, based, user, card, transaction, mobile, information, request, and entity in patent application abstracts.
Patent Applications by Capital One Services, LLC
Inventor(s): Kathryn CURLEY of McLean VA (US) for capital one services, llc
IPC Code(s): G06F9/54, G06N20/00
CPC Code(s): G06F9/543
Abstract: the systems and methods use a centralized platform that allows users to store, search, and/or interact with assets. in particular, the systems and methods allow for the interaction with application programming interfaces (“apis”) during api development. for example, the systems and methods allow users to access and interact with request/response information (e.g., data contracts, error messages, api details, request/response details, etc.) for apis within a single user interface and/or within the ecosystem of the data exchange.
Inventor(s): Yar Savchenko of Frisco TX (US) for capital one services, llc, Kyle Aaron Smith of Reston VA (US) for capital one services, llc
IPC Code(s): G06F11/36, G06F9/54
CPC Code(s): G06F11/3664
Abstract: disclosed embodiments may include a system for testing application resiliency. the system may receive first data associated with a plurality of microservices within a microservice architecture. the system may generate a graphical user interface (gui) configured to display the first data and an icon associated with each of the plurality of microservices. the system may receive, via the gui, a selection of the icon associated with a first microservice of the plurality of microservices. the system may transmit a call via an application programming interface (api), from the first microservice to further microservice(s) of the plurality of microservices. the system may receive, via the gui, a request to transmit a simulated hypertext transfer protocol (http) error response code from the further microservice(s) to the first microservice, transmit the simulated http error response code from the further microservice(s) to the first microservice, and monitor a response from the first microservice.
Inventor(s): Lance Creath of Chicago IL (US) for capital one services, llc, Jason Kabel of Palmyra VA (US) for capital one services, llc, Ming Yuan of Buffalo Grove IL (US) for capital one services, llc
IPC Code(s): G06F16/215
CPC Code(s): G06F16/215
Abstract: techniques for data quality analysis may include the determination of data quality metrics using reconfigurable quality components. access to the data may be based on the determined quality metrics. the configurable quality components may determine quality metrics for corresponding datasets. the quality components may be configured automatically based on quality configurations. the configuration of the quality components may be facilitated using a data orchestrator.
Inventor(s): Nishant Srivastava of Glen Allen VA (US) for capital one services, llc, Joshua Condon of Maidens VA (US) for capital one services, llc, Eric K. Barnum of Midlothian VA (US) for capital one services, llc
IPC Code(s): G06F16/2455, G06F9/46
CPC Code(s): G06F16/24568
Abstract: aspects described herein may relate to a transaction exchange platform using a streaming data platform (sdp) and microservices to process transactions in accordance with corresponding workflows. the transaction exchange platform may receive transactions from origination sources, which may be added to the sdp as transaction objects. microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. further, the microservices may leverage machine-learning models to determine whether transaction objects may be more effectively processed using alternative or secondary workflows. processing on the transaction exchange platform may facilitate clearing and settlement of transactions. some aspects may provide for dynamic and flexible reconfiguration of workflows.
Inventor(s): Hala Salim El-Ali of Murphy TX (US) for capital one services, llc., Rajesh Ranjan Sinha of McKinney TX (US) for capital one services, llc., Raghavendra Dharmavaram of Little Elm TX (US) for capital one services, llc., Siddharth Srinivasan of Little Elm TX (US) for capital one services, llc., Vipin Dwivedi of Frisco TX (US) for capital one services, llc., Fredrick Allen Crable of Allen TX (US) for capital one services, llc.
IPC Code(s): G06F16/2458, G06F16/27, G06Q10/087, G06Q30/0601, G06Q40/03
CPC Code(s): G06F16/2471
Abstract: aspects described herein may relate to methods, systems, and apparatuses that partitions searchable content and distributes the segments across a plurality of processing nodes, which in turn further sub-partitions the partitions for processing by local search actor in order to increase the speed with which a search request from a user is processed. processing nodes available to receive partitioned searchable content are registered with an external storage device. the external storage device also maintains a global results collector that compiles results from the partitions of searchable content. respective local collector actors receive compiled results from local search actors for a processing node and the compiled results are sent to the global results collector for compiling for the plurality of processing nodes. results of the user search request are then provided to the user.
Inventor(s): Joerg RINGS of Chicago IL (US) for capital one services, llc, William Thomas ROMANO of Riverview FL (US) for capital one services, llc, Andre GATORANO of Palatine IL (US) for capital one services, llc
IPC Code(s): G06F16/35, G06F16/33, G06F16/93, G06F18/22, G06V10/762, G06V30/10, G06V30/40, G06V30/418
CPC Code(s): G06F16/353
Abstract: disclosed are examples of a system, techniques and non-transitory computer-readable storage medium that enable the selection of a response document template for generating an appropriate response to notification document. respective components may generate an electronic document from the notification document. a common theme between two or more of the electronic documents may be identified. the electronic documents identified as having the common theme may be grouped in a notification document corpus. the notification document corpus may be analyzed with reference to received notification documents stored in a document repository. based on results of the analysis, a template of a notification response document appropriate for responding to a specific notification document received by the enterprise may be selected. the selected response document template may be forwarded to a client device for further processing.
Inventor(s): Baharak Saberidokht of McLean VA (US) for capital one services, llc, Farshid Marbouti of McLean VA (US) for capital one services, llc, Stephen Fletcher of Arlington VA (US) for capital one services, llc
IPC Code(s): G06F21/14, G06F9/54, G06F18/214, G06F21/54, G06F21/84, G06N20/20
CPC Code(s): G06F21/14
Abstract: systems and methods enable automated and scalable obfuscation detection in programming scripts, including processing devices that receive software programming scripts and a symbol set. the processing devices determine a frequency of each symbol and an average frequency of the symbols in the script text. the processing devices determine a normal score of each symbol based on the frequency of each symbol and the average frequency to create a symbol feature for each symbol including the normal score. the processing devices utilize an obfuscation machine learning model including a classifier for binary obfuscation classification to detect obfuscation in the script based on the symbol features. the processing devices cause to display an alert indicting an obfuscated software programming script on a screen of a computing device associated with an administrative user to recommend security analysis of the software programming script based on the binary obfuscation classification.
Inventor(s): Thaddeus MADISON, JR. of Richmond VA (US) for capital one services, llc, Biswash GHIMIRE of East Lansing MI (US) for capital one services, llc, Anna GRAVES of Richmond VA (US) for capital one services, llc
IPC Code(s): G06F21/57, H04L9/40
CPC Code(s): G06F21/577
Abstract: methods and systems are described herein for novel uses and/or improvements to artificial intelligence applications for vulnerability management. additionally, methods and systems are described herein for contextualizing the importance of finding a patch for a vulnerability and helping to prioritize vulnerabilities to patch. as one example, methods and systems are described herein for generating a ranking of vulnerabilities based on the risk score and a corresponding compensation amount to incentivize individuals to find patches for vulnerabilities. additionally, methods and systems are described to determine a computing environment specific risk score for vulnerabilities detected within the computing environment.
Inventor(s): Thaddeus MADISON, JR. of Richmond VA (US) for capital one services, llc, Biswash GHIMIRE of East Lansing MI (US) for capital one services, llc, Anna GRAVES of Richmond VA (US) for capital one services, llc
IPC Code(s): G06F21/57, G06F21/55
CPC Code(s): G06F21/577
Abstract: methods and systems are described herein for novel uses and/or improvements to artificial intelligence applications for vulnerability management. additionally, methods and systems are described herein for contextualizing the importance of finding a patch for a vulnerability and helping to prioritize vulnerabilities to patch. as one example, methods and systems are described herein for generating a ranking of vulnerabilities based on the risk score and a corresponding compensation amount to incentivize individuals to find patches for vulnerabilities. additionally, methods and systems are described to determine a computing environment specific risk score for vulnerabilities detected within the computing environment.
Inventor(s): Nathan WOLFE of Silver Spring MD (US) for capital one services, llc, Md Arafat Hossain KHAN of Leesburg VA (US) for capital one services, llc
IPC Code(s): G06F40/35, G06N20/00
CPC Code(s): G06F40/35
Abstract: in some embodiments, intent labeling may be facilitated for machine learning model training. in some embodiments, a set of natural language inputs may be obtained. based on an action set, content related to intent labeling may be presented on a user interface. based on an entity hierarchy and user selection of an agent-side action of the action set, a first entity subset of entities associated with the agent-side action may be presented on the user interface. based on the entity hierarchy and user selection of a first entity from the first entity subset, a second entity subset of entities associated with the first entity may be presented on the user interface. based on user selection of a second entity from the second entity subset, the natural language input may be associated with an ordered intent label that includes the agent-side action, the first entity, and the second entity.
Inventor(s): George BERGERON of Falls Church VA (US) for capital one services, llc, Bryant YEE of Washington DC (US) for capital one services, llc, Mykhaylo BULGAKOV of Arlington VA (US) for capital one services, llc
IPC Code(s): G06K7/10, G06F3/0484, G06F3/14, G06F21/62, G06Q40/02, H04L9/08, H04L9/32
CPC Code(s): G06K7/10297
Abstract: various embodiments are generally directed to improving card security by providing a user a contactless card with no sensitive card information, such as card number, card verification value, and expiration date, printed thereon, and displaying the sensitive card information relative to the card in augmented reality (ar) based on successful nfc-based user authentication. according to examples, the nfc-based user authentication may be performed by one-tapping or single tapping the contactless card to user mobile device. one or more portions of the sensitive card information may be obfuscated to further enhance card security. moreover, the user can interact with ar elements including the sensitive card information to perform various actions.
Inventor(s): Samuel SHARPE of Cambridge MA (US) for capital one services, llc, Grant EDEN of San Francisco CA (US) for capital one services, llc, Justin AU-YEUNG of Somerville MA (US) for capital one services, llc
IPC Code(s): G06Q10/0637, G06Q10/0639
CPC Code(s): G06Q10/06375
Abstract: in some aspects, a computing system may generate graph data structures that can be compared with each other to make recommendations. a first graph data structure of the contrasting graphs may be generated based on a first subset of a dataset. for example, the first graph data structure may be generated based on users that have left an organization and graph inference techniques may be used to identify sources that caused the users to leave. a second graph data structure may be generated based on high-performing users of the organization and graph inference techniques may be used to identify potential causes of the users' high performance. the computing system may compare the first and second graph data structures to make recommendations. for example, the computing system may compare the two graphs to determine a modification to make the first graph more similar to the second graph.
Inventor(s): William Broome of Salt Lake City UT (US) for capital one services, llc, Joshua McGarity of Beacon NY (US) for capital one services, llc, Timothy Tran of Springfield VA (US) for capital one services, llc
IPC Code(s): G06Q20/34, G06Q20/32
CPC Code(s): G06Q20/352
Abstract: embodiments are directed to techniques and systems to perform operations with contactless cards and trusted devices.
Inventor(s): Daniel Pick of Falls Church VA (US) for capital one services, llc, Zainab Zaki of Reston VA (US) for capital one services, llc, Dipukumar Muraleedharakumar of Fairfax VA (US) for capital one services, llc
IPC Code(s): G06Q20/34, G06Q20/32, G06Q20/40, G06Q30/0207, G06Q30/0601
CPC Code(s): G06Q20/352
Abstract: a mobile device can receive a cryptogram from a contactless card, verify the cryptogram, and when the cryptogram has been verified and a merchant mobile application is running on the mobile device, launch a shopping mobile application and/or a shopping browser extension on the mobile device.
Inventor(s): Jeffrey RULE of Chevy Chase MD (US) for capital one services, llc, Walter A. MILLER of Glen Allen VA (US) for capital one services, llc
IPC Code(s): G06Q20/34, G06Q20/38, G06Q20/40, H04L9/32
CPC Code(s): G06Q20/352
Abstract: delegated administration of permissions using a contactless card. in one example, a permissions module may receive a request from a first account to grant a second account access to a computing resource. the permissions module may receive permissions data of the first account from a contactless card and encrypted data generated by the contactless card. the permissions module may transmit the permissions data and the encrypted data to an authentication server, which may verify the encrypted data based at least in part on the private key, and determine, based on the permissions data, that the first account has permissions to grant access to the computing resource. the permissions module may receive, from the authentication server, an indication of the verification of the encrypted data and a permissions vector associated with the second account, the permissions vector reflecting the grant of access to the computing resource to the second account.
Inventor(s): Jeffrey RULE of Chevy Chase MD (US) for capital one services, llc, Melissa HENG of Glen Allen VA (US) for capital one services, llc, James ASHFIELD of Midlothian VA (US) for capital one services, llc, Colin HART of Arlington VA (US) for capital one services, llc, Rajko ILINCIC of Annandale VA (US) for capital one services, llc, Wayne LUTZ of Fort Washington MD (US) for capital one services, llc
IPC Code(s): G06Q20/34, G06Q20/40
CPC Code(s): G06Q20/354
Abstract: example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. the contactless card may include one or more processors and memory. the memory may include one or more applets. the client device may include one or more processors and memory. the client device may be in data communication with the contactless card. one or more servers may be in data communication with the client device. a first set of information may be transmitted from the contactless card to the client device. the first set of information may include one or more links to activate the contactless card. the client device may be configured to receive the first set of information from the contactless card. upon validation of the first set of information, the contactless card may be activated.
Inventor(s): Yvonne Jih of Oakton VA (US) for capital one services, llc, Arjun Appaji Gowda of Ashburn VA (US) for capital one services, llc, Brian J. Oh of Clifton VA (US) for capital one services, llc, Matthew P. Mann of Avondale PA (US) for capital one services, llc
IPC Code(s): G06Q20/40, H04W12/47, H04W12/64
CPC Code(s): G06Q20/4016
Abstract: systems and methods involving platform agnostic infrastructure for in-branch authentication and authorization, e.g., for customers and/or transactions, are disclosed. in one embodiment, an exemplary method may include initiating, upon an account access attempt, an authentication-authorization session based on account information, receiving a transaction request from an app running on a customer computing device, updating the session data of the current authentication/authorization session with the transaction request, determining a transaction risk level based on session data of current and/or prior session(s), initiating an authentication procedures based on transaction information, selecting an authentication mechanism from a library based on the authentication procedures, utilizing the authentication mechanism to authenticate the user according to the authentication procedure(s), enabling the app, upon authentication, to proceed to perform the transaction, and/or concluding the session and/or updating the session data with the one or more authentication procedures and/or transaction details of the completed transaction.
Inventor(s): Mark SORBELLO of Richmond Hill (CA) for capital one services, llc
IPC Code(s): G06Q20/40, G06Q20/24, G06Q20/34
CPC Code(s): G06Q20/405
Abstract: a method for pre-authorizing a credit transaction may include receiving a pre-authorization request including a request identifier, a user identifier, a pre-authorization amount, a time duration identifier, and a vendor identifier, transmitting the pre-authorization request to a server remote from the user device, receiving a pre-authorization confirmation including the request identifier, a confirmation identifier, and a time duration identifier, and displaying a confirmation message that the pre-authorization request has been approved. a user device configured to pre-authorize a credit transaction may include a processor, a display in communication with the processor, a wireless transceiver in communication with the processor and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including receiving a pre-authorization request, transmitting the pre-authorization request to a server remote from the user device, receiving a pre-authorization confirmation, and displaying a confirmation message that the pre-authorization request has been approved.
Inventor(s): Matthew NOWAK of Midlothian VA (US) for capital one services, llc, Alexander GURFINKEL of Frisco TX (US) for capital one services, llc, Anna HUSAIN of Chevy Chase MD (US) for capital one services, llc, Kamari CLARK of Arlington VA (US) for capital one services, llc
IPC Code(s): G06Q30/0202, G06Q10/1093, H04W4/029
CPC Code(s): G06Q30/0202
Abstract: in some implementations, a device may retrieve one or more of: exchange data, account data, record data, interaction data, or metaverse data. the device may obtain at least one of location data or wireless network data, where the location data indicates a location, of a user device, associated with a first entity, and where the wireless network data indicates a wireless network, to which the user device has connected, associated with a second entity. the device may determine a probability of the user acquiring an item in a future time interval based on at least one of the exchange data, the account data, the record data, the interaction data, or the metaverse data, and at least one of first information relating to the first entity or second information relating to the second entity. the device may transmit information based on the probability of the user acquiring the item.
Inventor(s): James ZARAKAS of Centreville VA (US) for capital one services, llc, Adam VUKICH of Springfield VA (US) for capital one services, llc, Molly JOHNSON of Alexandria VA (US) for capital one services, llc
IPC Code(s): G06Q30/0207, G06N20/00, G06Q20/20, G06Q20/34, G06Q30/0283, G06Q30/0601
CPC Code(s): G06Q30/0222
Abstract: a device may receive, from a client device associated with a customer, an agreement of the customer to join a rewards program, and may receive, from the client device and based on the customer joining the rewards program, item data identifying an item placed in a shopping cart by the customer and customer data identifying the customer, wherein the item data is received by a transaction card from a price tag of the item, and wherein the item data is received after the item has been removed from a shelf and placed in the shopping cart. the device may receive rewards data identifying rewards associated with a plurality of items, and may process the item data, the rewards data, and the customer data, with a machine learning model, to identify a reward for the customer. the device may provide, to the client device, data identifying the reward.
Inventor(s): Samuel Rapowitz of Roswell GA (US) for capital one services, llc, Renee Gill of New York NY (US) for capital one services, llc, Dennis Liu of Richmond VA (US) for capital one services, llc
IPC Code(s): G06V20/40, G11B27/34
CPC Code(s): G06V20/41
Abstract: disclosed embodiments can include a system for utilizing machine vision to verify dispatch of items. the disclosure provides a system having dispatch module comprising one or more processors and a memory storing instructions are configured to cause the dispatch module to perform a method. the method includes receiving a dispatch request for a first item. the method includes receiving, from a machine vision (mv) computing device, a first trigger of object recognition for the first item. the method includes initiating the first video comprising a process of packaging the first item. the method includes receiving a second trigger of label recognition associated with the first item. the method includes discontinuing the first video processing session. the method includes receiving a third trigger of label recognition associated with the first item. the method includes initiating a second video processing session to save a second video captured by the mv computing device.
Inventor(s): Joanna VITUG WEBER of Glen Allen VA (US) for capital one services, llc, Ganapathi MADAMADAKALA of Ashburn VA (US) for capital one services, llc, Cara WEIKEL of Silver Spring MD (US) for capital one services, llc, Kyle AL-SHAFEI of Arlington VA (US) for capital one services, llc, Swapnav DEKA of Plano TX (US) for capital one services, llc, Brian MURPHY of Silver Spring MD (US) for capital one services, llc
IPC Code(s): H04L9/40
CPC Code(s): H04L63/101
Abstract: in some implementations, a mobile device may store information related to a mobile id registered to the mobile device, wherein the mobile id is an electronic identity document associated with a user of the mobile device. the mobile device may configure, for the mobile id, a mobile id association tree that defines one or more groups that each include, as members, the user of the mobile device and one or more additional users that are each associated with a respective mobile id, wherein the one or more groups are each associated with one or more shared services that are accessible to each member of a corresponding group based on information related to the mobile id associated with the respective member.
Capital One Services, LLC patent applications on October 10th, 2024
- Capital One Services, LLC
- G06F9/54
- G06N20/00
- CPC G06F9/543
- Capital one services, llc
- G06F11/36
- CPC G06F11/3664
- G06F16/215
- CPC G06F16/215
- G06F16/2455
- G06F9/46
- CPC G06F16/24568
- G06F16/2458
- G06F16/27
- G06Q10/087
- G06Q30/0601
- G06Q40/03
- CPC G06F16/2471
- Capital one services, llc.
- G06F16/35
- G06F16/33
- G06F16/93
- G06F18/22
- G06V10/762
- G06V30/10
- G06V30/40
- G06V30/418
- CPC G06F16/353
- G06F21/14
- G06F18/214
- G06F21/54
- G06F21/84
- G06N20/20
- CPC G06F21/14
- G06F21/57
- H04L9/40
- CPC G06F21/577
- G06F21/55
- G06F40/35
- CPC G06F40/35
- G06K7/10
- G06F3/0484
- G06F3/14
- G06F21/62
- G06Q40/02
- H04L9/08
- H04L9/32
- CPC G06K7/10297
- G06Q10/0637
- G06Q10/0639
- CPC G06Q10/06375
- G06Q20/34
- G06Q20/32
- CPC G06Q20/352
- G06Q20/40
- G06Q30/0207
- G06Q20/38
- CPC G06Q20/354
- H04W12/47
- H04W12/64
- CPC G06Q20/4016
- G06Q20/24
- CPC G06Q20/405
- G06Q30/0202
- G06Q10/1093
- H04W4/029
- CPC G06Q30/0202
- G06Q20/20
- G06Q30/0283
- CPC G06Q30/0222
- G06V20/40
- G11B27/34
- CPC G06V20/41
- CPC H04L63/101
