Capital One Services, LLC patent applications on July 25th, 2024
Patent Applications by Capital One Services, LLC on July 25th, 2024
Capital One Services, LLC: 22 patent applications
Capital One Services, LLC has applied for patents in the areas of G06F40/30 (4), G06N20/00 (4), G06Q30/0601 (3), G06F16/93 (2), G06Q20/10 (2) G06F16/93 (2), G06F18/211 (2), G01C21/3638 (1), G06Q30/0211 (1), H04L9/3213 (1)
With keywords such as: user, device, information, based, data, methods, systems, document, service, and determine in patent application abstracts.
Patent Applications by Capital One Services, LLC
Inventor(s): Chih-Hsiang CHOW of Coppell TX (US) for capital one services, llc, Andrew CHOUMAN of Northville MI (US) for capital one services, llc
IPC Code(s): G01C21/36, G02B27/01, G06N20/00
CPC Code(s): G01C21/3638
Abstract: in some implementations, a device may identify objects associated with the route based on one or more images associated with a selected route. the device may generate a model associated with the route including the scenery, wherein the scenery includes models of the objects based on geographic locations of the objects and three-dimensional spatial information of the objects. the device may determine a visual reference point for the virtual reality driving session based on at least one of vehicle information associated with the vehicle or user information. the device may provide, to a virtual reality device, presentation information that causes the virtual reality driving session to be displayed by the virtual reality device from a perspective of the visual reference point within a vehicle model associated with a selected vehicle placed in the model of the route with the scenery.
Inventor(s): Kush PATEL of Austin TX (US) for capital one services, llc, Gopi KANCHARLA of Frisco TX (US) for capital one services, llc, Venkatasudharsan DASA of Frisco TX (US) for capital one services, llc
IPC Code(s): G06F9/451, G06F8/60, G06F16/955, G06Q30/0601, H04L67/60
CPC Code(s): G06F9/451
Abstract: disclosed are examples of systems, methods and techniques related to delivering a service widget that collects data and provides a service. a service widget is provided in response to a widget delivery request received from a user browser. the delivered service widget enables the user browser to request item-related services from an enterprise. a request for the item-related services is received by an enterprise from the delivered service widget. provision of the service is enabled upon confirmation that an authentication token fetched from the client backend system is valid for the client backend system, the services request may be delivered to an enterprise server. the enterprise, in response to an analysis of the information related to the item available for purchase, may indicate that the item available for purchase meets a purchase threshold of the enterprise and provide an evaluation result including parameters of the item-related services.
Inventor(s): Raveender KOMMERA of Flower Mound TX (US) for capital one services, llc, Nathan GLOIER of Frisco TX (US) for capital one services, llc, Raman GUPTA of Plano TX (US) for capital one services, llc
IPC Code(s): G06F11/14, G06F16/27, G06F21/44
CPC Code(s): G06F11/1464
Abstract: the present disclosure relates to systems and methods for backing up a distributed database provided as a database instance across servers within a first geographic region. in one example, such a system may include at least one processor configured to: generate and transmit a command to duplicate the distributed database in object databases on first region servers; generate and transmit a command to duplicate the object databases on servers in at least a second geographic region independent from servers in the first region; and, when an error is detected with at least one server within the first region: generate and transmit a command to initiate a new distributed database on second region servers, generate and transmit a command to populate the new distributed database using the object databases on second region servers, and generate and transmit a command to re-route traffic from the distributed database to the new distributed database.
Inventor(s): Curtis HOLT of Richmond VA (US) for capital one services, llc
IPC Code(s): G06F16/93, G06N20/00
CPC Code(s): G06F16/93
Abstract: a computer-implemented method for template generation may include: receiving a first plurality of variables, each of the first plurality of variables specifying a feature to be implemented in a new template for document generation; for each of a plurality of existing templates for document generation, determining a degree of similarity between the first plurality of variables and a plurality of variables included in the respective existing template; upon determining that none of the degrees of similarity respectively determined for the plurality of existing templates satisfies a similarity threshold, determining that a combination of variables from two or more of the plurality of existing templates has a degree of similarity with the first plurality of variables satisfying the similarity threshold; and generating the new template based on the two or more of the plurality of existing templates.
20240248936. DOCUMENT MANAGEMENT PLATFORM_simplified_abstract_(capital one services, llc)
Inventor(s): Dianhai DU of Plano TX (US) for capital one services, llc, Abhinav SHARMA of Flower Mound TX (US) for capital one services, llc, Billy Jack HALL of Homer LA (US) for capital one services, llc, Arvind TANGIRALA of Herndon VA (US) for capital one services, llc, John F. GRISAMORE of Wylie TX (US) for capital one services, llc, Subramanyam JAYARAMAN of Potomac MD (US) for capital one services, llc, Balaraju GUJJARI of Little Elm TX (US) for capital one services, llc
IPC Code(s): G06F16/93, G06F16/21
CPC Code(s): G06F16/93
Abstract: in some implementations, a device may receive a request for a plurality of documents that are associated with an individual or entity. the device may perform a search for the plurality of documents in one or more document repositories. the device may store, based on a determination that a first document, of the plurality of documents, is available in a document repository, of the one or more document repositories, information indicating that the first document is available in the document repository. the device may determine, based on a determination that a second document, of the plurality of documents, is not available in the one or more document repositories, a procedure that is to be used for obtaining the second document. the device may perform the procedure for obtaining the second document based on determining the procedure that is to be used for obtaining the second document.
Inventor(s): Gang MEI of Ellicott City MD (US) for capital one services, llc, Zhuqing ZHANG of McLean VA (US) for capital one services, llc
IPC Code(s): G06F18/211, G06F18/21, G06F40/30
CPC Code(s): G06F18/211
Abstract: systems and methods for propagating labels through a sparsely labeled dataset using a supervised projection of a semantic embedding. the system may receive the dataset and a labeling task. it may determine a semantic graph by embedding the dataset using a language model. it may process the semantic graph in an artificial intelligence model, as well as determine: an optimal set of dimensions for the labeling task based on the semantic graph; a projected graph based on the optimal set of dimensions; a first distance between a first projection and a second projection in the projected graph; a first likelihood the first projection has a first label; and a second likelihood the first projection has a second label based in part on the first distance to the second projection. it may compare the first likelihood to the second likelihood and generate a recommendation to stop the labeling task.
Inventor(s): Gang MEI of Ellicott City MD (US) for capital one services, llc, Zhuqing Zhang of McLean VA (US) for capital one services, llc
IPC Code(s): G06F18/211, G06F18/21, G06F40/30
CPC Code(s): G06F18/211
Abstract: systems and methods for improving label quality in datasets using a quality filter based on a consistency score. the system may receive a first given label for a first text string. it may process the first text string in an artificial intelligence model, as well as determine: a first predicted label for the first text string; and a first consistency score for the first text string based on a comparison of the first predicted label and the first given label. the system may compare the first consistency score to a first threshold consistency score and, in response to comparing the first consistency score to the first threshold consistency score, filter the first text string to a first group. the system may generate a recommendation to use the first group for a supervised learning task.
Inventor(s): Gang MEI of Ellicott City MD (US) for capital one services, llc, Zhuqing ZHANG of McLean VA (US) for capital one services, llc
IPC Code(s): G06F40/44, G06F40/30
CPC Code(s): G06F40/44
Abstract: systems and methods for improving training efficiency while reducing total labeling cost for downstream modeling using entropy scores for labeling predictions. the system may receive a first text string, process the first text string in an artificial intelligence model, and determine: a first likelihood that the first text string has a first label component; a second likelihood that the first text string has a second label component; a composite likelihood for the first text string based on the first likelihood and the second likelihood; and a first entropy score from the composite likelihood. it may compare the first entropy score to a first threshold entropy score and generate a recommendation to review a first label being assigned to the first text string.
Inventor(s): Bryant YEE of Silver Spring MD (US) for capital one services, llc, Tyler MAIMAN of Melville NY (US) for capital one services, llc, Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc
IPC Code(s): G06K19/02, G06K19/077
CPC Code(s): G06K19/025
Abstract: provided are approaches for providing card information in a highly secure and convenient manner. in some approaches, a transaction card may include a body having a first main side opposite a second main side, wherein a first outer layer extends along the first main side, and an internal layer adjacent the first outer layer, wherein one or more visual features are provided on the internal layer. the transaction card may further include a plurality of beads within a carrier, wherein the plurality of beads and the carrier are positioned between the internal layer and the first outer layer, wherein a force applied to the first main side of the body displaces one or more beads of the plurality of beads.
Inventor(s): Bryant YEE of Silver Spring MD (US) for capital one services, llc, Tyler MAIMAN of Melville NY (US) for capital one services, llc, Joshua EDWARDS of Philadelphia PA (US) for capital one services, llc
IPC Code(s): G06K19/077, B42D25/45
CPC Code(s): G06K19/07749
Abstract: authentication card with integrated stitching. in some aspects, an authentication card for short range wireless communications with an entity-specific stitching design includes at least one card layer comprising a first and second portion. the first portion may include a plurality of apertures provided on the first portion and a thread may be inserted through the plurality of apertures to create a stitching design, where the stitching can be used to identify an associated entity. a microchip may be provided on the second portion of the at least one card layer, wherein the microchip is coupled with an antenna enabling authentication (e.g., contactless) by employing radio frequency identification (rfid) or near field communication (nfc).
Inventor(s): Samuel YIP of East Brunswick NJ (US) for capital one services, llc, Tyler MAIMAN of Melville NY (US) for capital one services, llc, Joshua EDWARDS of Philadelphia PA (US) for capital one services, llc, Bryant YEE of Silver Spring MD (US) for capital one services, llc, Haytham YAGHI of Oakton VA (US) for capital one services, llc
IPC Code(s): G06N5/022
CPC Code(s): G06N5/022
Abstract: in some implementations, a device may determine, using a machine learning model and based on interaction data relating to interactions between a plurality of entities and a user, a machine learning prediction of a behavior of the user at a location. the device may determine a distance and a transportation mode for each of one or more predicted locations associated with the behavior of the user and a lodging unit of the location. the distance and the transportation mode may indicate a transportation amount. the device may transmit, to a user device of the user, information indicating a total amount associated with the lodging unit. the total amount includes a lodging amount associated with the lodging unit and transportation amounts for the one or more predicted locations.
20240249259. TOUCH PHONE TRANSACTIONS_simplified_abstract_(capital one services, llc)
Inventor(s): Benjamin Rappoport of Chevy Chase MD (US) for capital one services, llc
IPC Code(s): G06Q20/10, G06Q20/22, G06Q20/32, G06Q20/34, G06Q20/38, G06Q20/40
CPC Code(s): G06Q20/105
Abstract: a method, a system, and a computer program product for executing transactions using contactless cards. a near-field communication (nfc) exchange is executed between a first device and a second device upon the first device being detected by the second device to be located within a predetermined distance of the second device. the first device is associated with an electronic deposit account capable of receiving an electronic transfer of funds. at least one identification data associated with the first device is received from the first device based on the nfc exchange and sent to a server. a response from the server is processed and includes an authentication data corresponding to the first device and associated with the sent identification data. a request for electronically transferring predetermined electronic funds to the electronic deposit account is received. electronically transfer of the predetermined electronic funds to the electronic deposit account is performed based on the processing of the authentication data.
Inventor(s): Elias Cottingham of Brooklyn NY (US) for capital one services, llc, Thomas Dodson of Forest Hills NY (US) for capital one services, llc, Dwayne Richardson of New York NY (US) for capital one services, llc
IPC Code(s): G06Q20/10, G06F9/451, G06F9/54
CPC Code(s): G06Q20/108
Abstract: systems and methods associated with providing an automated portal to migrate one or more relationships with one entity to another entity are disclosed. in one embodiment, an exemplary method may comprise: providing a portal enabling automated migration of existing relationships from existing entities to a first entity; generating a first ui configured for identifying and providing access information regarding existing relationships for potential migration; generating a second ui to display information regarding the existing relationships and provide ui elements enabling the user to receive migration offers; determining terms of replacement relationships that the first entity can offer the user; generating a third ui to (i) compare terms between the existing and new relationships, and (ii) enable the user to authorize the relationship migration; performing an automated generation process to create the new relationship(s); and performing an automated transfer process to transfer all objects to the new relationship.
Inventor(s): Jeffrey Carlyle WIEKER of Falls Church VA (US) for capital one services, llc, Lawrence DOUGLAS of McLean VA (US) for capital one services, llc, Marisa LEE of Washington DC (US) for capital one services, llc
IPC Code(s): G06Q20/40, G06N20/00
CPC Code(s): G06Q20/4016
Abstract: a system and method for detecting a recurring charge that is unknown to the customer and/or the result of fraud or deceit is disclosed. a customer complaint initiates an analysis of a particular transaction. in response to the complaint, information relating to the transaction is extracted and used to identify additional information from a variety of different sources. such information may include information relating to the customer, information relating to the merchant, as well as information relating to past transactions or related transactions. this information is provided to a machine learning algorithm, both for training purposes and for analysis purposes. the machine learning algorithm analyzes a transaction in order to determine the likelihood that the transaction is a recurring transaction, as well as the likelihood that it is a result of a bad actor, fraud or deceit.
Inventor(s): Jagdeep Kalra of Herndon VA (US) for capital one services, llc, Kamalesh Jayaraman of Fairfax VA (US) for capital one services, llc, David Tobey of Brooklyn NY (US) for capital one services, llc
IPC Code(s): G06Q30/0211, G06F40/30, G06N20/00
CPC Code(s): G06Q30/0211
Abstract: systems and methods associated with providing content personalization are disclosed. in one embodiment, an exemplary method may comprise receiving first data including content preferences associated with an audience, receiving second data including an initial digital message being proposed for transmission to the audience, generating a recommendation data set based at least in part on the first data and the second data, wherein the recommendation data set identifies at least one recommended content type and at least one recommended message type, determining via a natural language generation machine learning model suggested content for the audience, and providing the suggested content for dissemination to the audience.
Inventor(s): James O. H. MONTGOMERY of McLean VA (US) for capital one services, llc, Athanassios KINTSAKIS of Mountain View CA (US) for capital one services, llc, Keegan HINES of Washington DC (US) for capital one services, llc
IPC Code(s): G06Q30/0251, G06Q30/0241, G06Q30/0242, G06Q30/0273
CPC Code(s): G06Q30/0256
Abstract: disclosed are methods, systems, and non-transitory computer-readable medium for targeting bid and position for a keyword. for instance, the method may include obtaining information about the keyword, the information about the keyword including observations of value with respect to position for the keyword. the method may further include applying a gaussian process model on the observations to obtain a prediction function and associated uncertainties, the prediction function and the associated uncertainties relating positions to expected values; applying a thompson sampling reinforcement learning model on the expected values and the positions to obtain a target position; and applying a bid model to the target position to obtain bid information for the keyword. the method may also include transmitting a bid message to a search engine, the bid message including the bid information.
Inventor(s): Chih-Hsiang Chow of Coppell TX (US) for capital one services, llc, Elizabeth Furlan of Plano TX (US) for capital one services, llc, Steven Dang of Plano TX (US) for capital one services, llc
IPC Code(s): G06Q30/02, G06F16/9535, G06F16/9538, G06N3/08, G06Q30/0283, G06Q30/0601, G06T7/00
CPC Code(s): G06Q30/0278
Abstract: aspects described provide systems and methods that relate generally to image analysis and, more specifically, identifying individual components and elements in an image. the systems and methods include a valuation application executing one or more application program interfaces (apis) communicating with one or more websites via a network, where the user is prompted to enter information and/or take pictures or videos of their vehicle that they would like to sell. the valuation application utilizes a machine learning model to identify and value the various vehicle components within the images and videos. based on the machine learning model, the valuation application identifies each component according to the images and videos and performs a search to determine the value of the components identified. the valuation application tabulates and summarizes the vehicle component resale values and resell information for the user to view.
Inventor(s): Thomas Poole of Chantilly VA (US) for capital one services, llc, Kaleen Love of Washington DC (US) for capital one services, llc
IPC Code(s): G06Q30/0601, G06Q30/0207
CPC Code(s): G06Q30/0633
Abstract: systems and methods are provided for purchasing merchandise items at a desired purchase price. in accordance with certain embodiments, systems and methods are provided for specifying a desired purchase price for a merchandise item. embodiments of the present disclosure may also provide systems and methods for completing purchases of the merchandise item when the purchase price of the merchandise item is less than or equal to the desired purchase price. other embodiments of the present disclosure may also provide systems and methods to determine and/or adjust the purchase price for a merchandise item and notify the customer when the adjusted purchase price is less than or equal to the desired purchase price.
Inventor(s): Christopher CAMENARES of Falls Church VA (US) for capital one services, llc, Joseph BOAYUE of Reston VA (US) for capital one services, llc, Lee ADCOCK of Midlothian VA (US) for capital one services, llc, Ana CRUZ of Arlington VA (US) for capital one services, llc, Nahid Farhady GHALATY of Fairfax VA (US) for capital one services, llc
IPC Code(s): G10L15/26, G06F21/30, G06F21/31, G06F40/253, G06F40/289, G10L15/18, G10L17/02
CPC Code(s): G10L15/26
Abstract: systems, methods, and computer-readable storage media for providing communication recommendations to users. the system receives electronic transcripts associated with a first user and generates, based on the transcripts, a communication profile of the user. the system also receives additional user transcripts associated with a plurality of additional users and generates additional communication profiles for those additional users based on the additional transcripts. the system receives a request to communicate with at least one user within the plurality of additional users regarding a specified topic, identifies a second user from within the plurality of additional users, and generates a communication initiation recommendation for the first user to communicate with the second user. the system then transmits the communication initiation recommendation to a first user computing device associated with the first user.
Inventor(s): Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc, Cara WEIKEL of Silver Spring MD (US) for capital one services, llc
IPC Code(s): H04L9/08, G06Q20/36
CPC Code(s): H04L9/0825
Abstract: the exemplary embodiments may provide a password-less user authentication mechanism that enables users to be authenticated for accessing an online service. the online service may be, for example, a website that provides a service. a user registers with the online service and then is given a private cryptographic key that is used to gain access to the online service. the exemplary embodiments enable the creation of subaccounts that are affiliated with an account. at least one offspring cryptographic key pair for user authentication may be generated for each subaccount. the offspring cryptographic key pairs are derived from the primary cryptographic key pair for user authentication that is associated with the account. the offspring key cryptographic key pairs are used to gain access to the online service via a subaccount. each subaccount may have different modes of access. each subaccount may have different authorizations relative to use of the online service.
Inventor(s): Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc, Xiaoguang ZHU of New York NY (US) for capital one services, llc, Samuel RAPOWITZ of Roswell GA (US) for capital one services, llc
IPC Code(s): H04L9/32, H04L9/00, H04L9/30
CPC Code(s): H04L9/3213
Abstract: methods and systems are described herein for an access control system that may receive, from a device associated with a cryptography-based storage application, a blockchain operation request. the blockchain operation request may include an identifier of a cryptographic token (e.g., non-fungible token) that may store encrypted verification data encrypted using a public key associated with the cryptography-based storage application. the access control system may use an address associated with the cryptography-based storage application to send the verification data so that the verification data is decrypted and a first encoding of the decrypted data is generated by the device associated with the cryptography-based storage application. the access control system may then compare that first encoding with a second encoding made from the original verification data, and, based on the first encoding matching the second encoding, generate an authentication confirmation.
Inventor(s): Samuel RAPOWITZ of Roswell GA (US) for capital one services, llc, Michael MOSSOBA of Great Falls VA (US) for capital one services, llc, Dennis LIU of Richmond VA (US) for capital one services, llc, Austin ERICKSON of Herndon VA (US) for capital one services, llc
IPC Code(s): H04L9/40, H04L9/00
CPC Code(s): H04L63/1425
Abstract: methods and systems disclosed herein may detect a malicious user by scanning the messaging platform with the members for any malicious content using sentiment detection. sentiment detection may be performed using a machine learning model or another type of sentiment detection. for example, the machine learning model may detect a malicious comment and then determine whether the user is malicious using a variety of behavior patterns. for example, the machine learning model may use factors like reactions from the community, sentiment analysis, and the number of posts to determine whether the user is malicious. by doing so, the system is able to search constantly for users that may be malicious.
Capital One Services, LLC patent applications on July 25th, 2024
- Capital One Services, LLC
- G01C21/36
- G02B27/01
- G06N20/00
- CPC G01C21/3638
- Capital one services, llc
- G06F9/451
- G06F8/60
- G06F16/955
- G06Q30/0601
- H04L67/60
- CPC G06F9/451
- G06F11/14
- G06F16/27
- G06F21/44
- CPC G06F11/1464
- G06F16/93
- CPC G06F16/93
- G06F16/21
- G06F18/211
- G06F18/21
- G06F40/30
- CPC G06F18/211
- G06F40/44
- CPC G06F40/44
- G06K19/02
- G06K19/077
- CPC G06K19/025
- B42D25/45
- CPC G06K19/07749
- G06N5/022
- CPC G06N5/022
- G06Q20/10
- G06Q20/22
- G06Q20/32
- G06Q20/34
- G06Q20/38
- G06Q20/40
- CPC G06Q20/105
- G06F9/54
- CPC G06Q20/108
- CPC G06Q20/4016
- G06Q30/0211
- CPC G06Q30/0211
- G06Q30/0251
- G06Q30/0241
- G06Q30/0242
- G06Q30/0273
- CPC G06Q30/0256
- G06Q30/02
- G06F16/9535
- G06F16/9538
- G06N3/08
- G06Q30/0283
- G06T7/00
- CPC G06Q30/0278
- G06Q30/0207
- CPC G06Q30/0633
- G10L15/26
- G06F21/30
- G06F21/31
- G06F40/253
- G06F40/289
- G10L15/18
- G10L17/02
- CPC G10L15/26
- H04L9/08
- G06Q20/36
- CPC H04L9/0825
- H04L9/32
- H04L9/00
- H04L9/30
- CPC H04L9/3213
- H04L9/40
- CPC H04L63/1425
