Capital One Services, LLC patent applications on July 18th, 2024
Patent Applications by Capital One Services, LLC on July 18th, 2024
Capital One Services, LLC: 24 patent applications
Capital One Services, LLC has applied for patents in the areas of G06N20/00 (5), G06Q20/40 (4), G06F16/23 (3), G06Q20/34 (3), G06K7/10 (2) G06F16/23 (2), G06F16/219 (1), G06Q20/40155 (1), H04L47/781 (1), H04L9/3247 (1)
With keywords such as: user, device, card, transaction, data, information, based, subset, metadata, and users in patent application abstracts.
Patent Applications by Capital One Services, LLC
Inventor(s): Tania CRUZ MORALES of Washington DC (US) for capital one services, llc, Purva SHANKER of Arlington VA (US) for capital one services, llc, Shannon YOGERST of New York NY (US) for capital one services, llc, Ignacio ESPINO of Arlington VA (US) for capital one services, llc, Dan LIN of Arlington VA (US) for capital one services, llc, Nathan WOLFE of Silver Spring MD (US) for capital one services, llc
IPC Code(s): G06F16/21, G06F16/2458, G06N20/00
CPC Code(s): G06F16/219
Abstract: systems and methods are described for maintaining bifurcated data management while labeling data for artificial intelligence model development. for example, the system may receive a first label for a first sample from a first dataset, wherein the first dataset is accessible to a first subset of a plurality of users, and wherein the first subset comprises a first attribute. the system may receive first version metadata of the first label, wherein the first version metadata comprises a proposed label for the first sample assigned by a first user. the system may determine, based on a first user input from the first user, a first grouping of source code files for storing the first version metadata, wherein the first grouping of source code files is accessible to a second subset of the plurality of users, and wherein the second subset comprises a second attribute.
Inventor(s): Tania CRUZ MORALES of Washington DC (US) for capital one services, llc, Purva SHANKER of Arlington VA (US) for capital one services, llc, Shannon YOGERST of New York NY (US) for capital one services, llc, Ignacio ESPINO of Arlington VA (US) for capital one services, llc, Dan LIN of Arlington VA (US) for capital one services, llc, Nathan WOLFE of Silver Spring MD (US) for capital one services, llc
IPC Code(s): G06F16/22
CPC Code(s): G06F16/2228
Abstract: systems and methods are described for maintaining bifurcated data management while labeling data for artificial intelligence model development. for example, the system may receive a first label for a first sample from a first dataset, wherein the first dataset is accessible to a first subset of a plurality of users, and wherein the first subset comprises a first attribute. the system may receive first version metadata of the first label, wherein the first version metadata comprises a proposed label for the first sample assigned by a first user. the system may determine, based on a first user input from the first user, a first grouping of source code files for storing the first version metadata, wherein the first grouping of source code files is accessible to a second subset of the plurality of users, and wherein the second subset comprises a second attribute.
Inventor(s): Tania CRUZ MORALES of Washington DC (US) for capital one services, llc, Purva SHANKER of Arlington VA (US) for capital one services, llc, Shannon YOGERST of New York NY (US) for capital one services, llc, Ignacio ESPINO of Arlington VA (US) for capital one services, llc, Dan LIN of Arlington VA (US) for capital one services, llc, Nathan WOLFE of Silver Spring MD (US) for capital one services, llc
IPC Code(s): G06F16/23, G06N20/00
CPC Code(s): G06F16/23
Abstract: systems and methods are described for maintaining bifurcated data management while labeling data for artificial intelligence model development. for example, the system may receive a first label for a first sample from a first dataset, wherein the first dataset is accessible to a first subset of a plurality of users, and wherein the first subset comprises a first attribute. the system may receive first version metadata of the first label, wherein the first version metadata comprises a proposed label for the first sample assigned by a first user. the system may determine, based on a first user input from the first user, a first grouping of source code files for storing the first version metadata, wherein the first grouping of source code files is accessible to a second subset of the plurality of users, and wherein the second subset comprises a second attribute.
Inventor(s): Shabnam Kousha of Washington DC (US) for capital one services, llc, Joshua Edwards of Philadelphia PA (US) for capital one services, llc, Lin Ni Lisa Cheng of Great Neck NY (US) for capital one services, llc, Tyler Maiman of Melville NY (US) for capital one services, llc, Asher Smith-Rose of Midlothian VA (US) for capital one services, llc
IPC Code(s): G06F16/23, G06F16/2455
CPC Code(s): G06F16/23
Abstract: in some embodiments, the present disclosure provides an exemplary method that may include steps of receiving input data from at least one external data aggregator; utilizing a trained machine learning algorithm to generate a database of known queries; receiving subsequent input data from the at least one external aggregator; automatically updating the database of known queries associated with the plurality of users; utilizing the trained machine learning algorithm to perform a cross-reference analysis to determine a presence of a data record within the database of known queries; dynamically removing the data record from the database of known queries; utilizing the trained machine learning algorithm to predict a trigger associated with the presence of the at least one data record; and instructing a computing device to initiate a verification of the presence of the at least one data record.
Inventor(s): Rajko ILINCIC of Annandale VA (US) for capital one services, llc, Jeffrey RULE of Chevy Chase MD (US) for capital one services, llc
IPC Code(s): G06F21/45, G06F21/60, H04L9/40
CPC Code(s): G06F21/45
Abstract: an authentication system comprises a browser extension and a password manager application. the browser extension can be configured for execution on a first user device. the browser extension can be configured to display a response code and receive a login credential from a server. the response code can comprise a unique session identifier identifying the browser extension and a user browsing session. the password manager application can be configured for execution on a second user device. the second user device can have a scanner configured to scan the response code. the password manager application can be configured to extract the unique session identifier, parse the unique session identifier into session identifier content, send a portion of the session identifier content to the server, receive an approval from a user of the second user device, and send a notification to the server.
Inventor(s): Salik SHAH of Washington DC (US) for capital one services, llc, Sophie BERMUDEZ of Washington DC (US) for capital one services, llc
IPC Code(s): G06F21/62, G06Q40/12
CPC Code(s): G06F21/6245
Abstract: in a method of controlling account user access to transaction information for a joint account, a set of control criteria is stored in a control database. information for a new transaction is received and stored in a transaction information database. an information limitation request to prevent access to the transaction information by a second account user for a withholding time interval is received from a first account user. an access limitation record including identification of the second account user and the withholding time interval is stored in the information control database. upon receiving from a second account user a request for account information including the transaction information, a determination may be made as to whether the transaction information should be withheld from the second account user. responsive to a determination that the transaction information should be withheld, a response excluding the transaction information is transmitted to the second user device.
Inventor(s): Jeffrey RULE of Chevy Chase MD (US) for capital one services, llc, Rajko ILINCIC of Annandale VA (US) for capital one services, llc, Colin HART of Arlington VA (US) for capital one services, llc
IPC Code(s): G06K7/10, A63F13/00, A63F13/20, A63F13/95, G06K7/00, G06K7/015, G06K19/00, G06K19/07, G06Q20/34, H04M1/02
CPC Code(s): G06K7/10366
Abstract: example embodiments of systems, methods, and devices for transaction card alignment are provided. in one example embodiment, a mobile device may include a first component and a second component foldable with respect to one another between a first configuration and a second configuration. the mobile device may further include a screen interface on an interior side of the first component, and an alignment feature along the interior side, the alignment feature providing alignment for a contactless card with respect to the screen interface, wherein the contactless card is uncovered by the second component in the first configuration and covered by the second component in the second configuration.
Inventor(s): Bryant YEE of Silver Spring MD (US) for capital one services, llc, Tyler MAIMAN of Melville NY (US) for capital one services, llc, Cruz VARGAS of Ocean Springs MS (US) for capital one services, llc
IPC Code(s): G06K19/06, G06Q20/34
CPC Code(s): G06K19/06196
Abstract: in some implementations, a transaction card may include a card body and a plurality of magnetic stripe segments disposed on the card body. the plurality of magnetic stripe segments may be non-contiguous with each other. the plurality of magnetic stripe segments may define a tactile pattern that indicates an attribute of the transaction card.
20240242051. TRANSACTION CARD WITH TACTILE ELEMENTS_simplified_abstract_(capital one services, llc)
Inventor(s): Bryant YEE of Silver Spring MD (US) for capital one services, llc, Tyler MAIMAN of Melville NY (US) for capital one services, llc, Cruz VARGAS of Ocean Springs MS (US) for capital one services, llc
IPC Code(s): G06K19/063, G06K19/04
CPC Code(s): G06K19/063
Abstract: in some implementations, a transaction card may include a card body, a magnetic stripe connected to the card body at a magnetic stripe region of the card body, and a tactile element at the magnetic stripe region of the card body.
Inventor(s): Tania CRUZ MORALES of Washington DC (US) for capital one services, llc, Purva SHANKER of Arlington VA (US) for capital one services, llc, Shannon YOGERST of New York NY (US) for capital one services, llc, Ignacio ESPINO of Arlington VA (US) for capital one services, llc, Dan LIN of Arlington VA (US) for capital one services, llc, Nathan WOLFE of Silver Spring MD (US) for capital one services, llc
IPC Code(s): G06N20/00
CPC Code(s): G06N20/00
Abstract: systems and methods are described for maintaining bifurcated data management while labeling data for artificial intelligence model development. for example, the system may receive a first label for a first sample from a first dataset, wherein the first dataset is accessible to a first subset of a plurality of users, and wherein the first subset comprises a first attribute. the system may receive first version metadata of the first label, wherein the first version metadata comprises a proposed label for the first sample assigned by a first user. the system may determine, based on a first user input from the first user, a first grouping of source code files for storing the first version metadata, wherein the first grouping of source code files is accessible to a second subset of the plurality of users, and wherein the second subset comprises a second attribute.
Inventor(s): Lin Ni Lisa Cheng of Great Neck NY (US) for capital one services, llc, Ryan M. Parker of The Colony TX (US) for capital one services, llc, Sergey Petrunin of Cambridge MA (US) for capital one services, llc, Gary B. Williams of Williamsburg VA (US) for capital one services, llc, Piper Alexandra Coble of Richmond VA (US) for capital one services, llc
IPC Code(s): G06Q10/0635, G06F40/40, G06Q10/107
CPC Code(s): G06Q10/0635
Abstract: logic may identify information of a first electronic mail document associated with a control, the control to comprise a process to mitigate a risk. logic may select the electronic mail document based on the information. logic may determine metadata for the electronic mail document, the metadata. logic may generate a first value representative of the electronic mail document based on application of a mathematical algorithm. logic may generate a log entry for the electronic mail document comprising the metadata and the first value. logic may encrypt the log entry with an encryption key. and logic may store the log entry in an encrypted ledger with a log entry date and a unique log entry identifier.
Inventor(s): Samuel RAPOWITZ of Roswell GA (US) for capital one services, llc, Bryant YEE of Silver Spring MD (US) for capital one services, llc, Armando Martinez STONE of McLean VA (US) for capital one services, llc
IPC Code(s): G06Q20/34
CPC Code(s): G06Q20/352
Abstract: the invention provides systems and methods for distributing a transaction among multiple parties. in exemplary embodiments where users have two or more contactless cards, each card can be tapped to a user device, and a user device application can receive payment information from each card. then the user device application transmits each payment information to one selected card. the selected card can then transmit each payment information, including its own payment information, to a payment processor.
Inventor(s): Robert Dwane WOKATY, JR. of Glen Allen VA (US) for capital one services, llc
IPC Code(s): G06Q20/40
CPC Code(s): G06Q20/40145
Abstract: disclosed are methods and systems for generating and using biometric-based account numbers. a binary representation of biometric data of a first user may be received and reduced using an encoding process to generate a unique portion of an account number for the first user that is stored in a data store. the first user may be provided a certification mechanism that includes a chip storing the encoding process and a biometric scanning device. in response to an attempt by an unknown user to perform an interaction using the certification mechanism, a value generated by the certification mechanism may be received, and a match may be determined between the value and the unique portion of the account number stored in the data store, the match indicating the unknown user is the first user. based on the match, the interaction may be authorized and the value is used to perform the interaction.
Inventor(s): Jeffrey RULE of Chevy Chase MD (US) for capital one services, llc, Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc, Wayne LUTZ of Fort Washington MD (US) for capital one services, llc
IPC Code(s): G06Q20/40
CPC Code(s): G06Q20/4015
Abstract: systems and methods are directed to a modified device configuration for disposing a nfc compatible user card within a nfc field of a user mobile device so as to enable continuous proximity monitoring based on a status of an nfc link established between the card and the mobile device. the modified device configuration may be utilized to implement card tracking functionality by using a mobile application, running on the mobile device, to generate a timestamp upon detection of change in a connectivity status of the nfc link to the card. the timestamp nfc connectivity data may then be paired with mobile device gps coordinates, concurrently retrieved from one or more mobile gps-based navigation applications, to facilitate card tracking functionality as well as multi-factor validation for electronic transactions initiated by the nfc compatible card and/or the mobile device.
Inventor(s): Abdelkader BENKREIRA of Washington DC (US) for capital one services, llc, Michael MOSSOBA of Arlington VA (US) for capital one services, llc, William CARROLL of Huntingtown MD (US) for capital one services, llc
IPC Code(s): G06Q20/40, G06F16/23, G06Q20/06, G06Q20/22, G06Q20/24, G06Q20/32, G06Q20/36, G06Q30/018, G06N3/04
CPC Code(s): G06Q20/40155
Abstract: exemplary systems, methods, and computer-accessible mediums can include, for example, receiving a first location of a user(s) and time information associated with that location, initiating a record for the user(s) based on the location and the time information, receiving a second location of the user(s), where the second location can be in a second bounded area, storing in record, a transaction(s) associated with the user(s) based on the second location, and automatically initiating a single payment for the transaction(s) when the user(s) leaves the first location.
Inventor(s): Vyjayanthi VADREVU of Pflugerville TX (US) for capital one services, llc, Lin Ni Lisa CHENG of Great Neck NY (US) for capital one services, llc, Xiaoguang ZHU of New York NY (US) for capital one services, llc
IPC Code(s): G06Q30/016, G06F16/535, G06F16/538, G06F18/214, G06N20/00
CPC Code(s): G06Q30/016
Abstract: in some implementations, a device may determine an interaction profile for a provider that is to engage with a user in a communication session. the interaction profile may be based on interaction data relating to interpersonal interactions involving the provider during one or more previous communication sessions. the interaction profile may indicate a bias of the provider in connection with one or more categories of users. the device may generate, based on the interaction profile, a visual representation that depicts at least a face of a person for presentation to the provider during the communication session. one or more characteristics associated with the one or more categories of users may be absent from the face of the person. the device may cause presentation of the visual representation to the provider during the communication session.
Inventor(s): Jennifer Kwok of New York NY (US) for capital one services, llc, Daniel Miller of Brooklyn NY (US) for capital one services, llc, Lisa Guo of Herndon VA (US) for capital one services, llc, Xiaoguang Zhu of Great Neck NY (US) for capital one services, llc, Alexander Lin of Arlington VA (US) for capital one services, llc, Vyjayanthi Vadrevu of Pflugerville TX (US) for capital one services, llc, Cameron Noah of Bethesda MD (US) for capital one services, llc
IPC Code(s): G06Q40/03, G06Q20/40, G06Q30/01, G06Q50/40
CPC Code(s): G06Q40/03
Abstract: systems, apparatuses, and methods are described for adjustment of card configurations for flight interruptions. past flight interruptions that users experienced may be determined. transactions conducted via the users' payment cards during the past flight interruptions may be determined. the data may be used for determining customized metrics for adjusting card configurations of the payment cards during current flight interruptions. default metrics for adjusting card configurations of the payment cards during current flight interruptions may be determined. current flight statuses may be monitored for the users. current flight interruptions may be detected for the users. card configurations of the payment cards may be adjusted during the detected current flight interruptions.
Inventor(s): William J. FARMER, II of Richmond VA (US) for capital one services, llc, Sreenidhi Narayanamangalathu KESAVAN of Glen Allen VA (US) for capital one services, llc, Dimitri BILENKIN of Moseley VA (US) for capital one services, llc, William Clayton JACKSON of Glen Allen VA (US) for capital one services, llc, Karthikeyan PALANIVELU of Glen Allen VA (US) for capital one services, llc, Siddharth MANGALIK of North Grafton MA (US) for capital one services, llc
IPC Code(s): G06V30/413, G06N20/00
CPC Code(s): G06V30/413
Abstract: a method for classifying a document in real-time is disclosed. the method includes identifying one or more sections of the document likely to contain text based on a contrast between dark space and light space in an image of the document. optical character recognition is performed within the identified sections of the document to identify a set of words within each identified section of the document. the sets of words are extracted from the identified sections of the document, and a subset of the sets of words is selected for classifying the document based on a preconfigured option. the document is then classified by inputting the selected subset of words into one or more machine learning models. the method includes transmitting the document and the determined classification of the document to an external server.
Inventor(s): Abdelkader BENKREIRA of Washington DC (US) for capital one services, llc, Joshua EDWARDS of Philadelphia (VA) for capital one services, llc, Michael MOSSOBA of Arlington VA (US) for capital one services, llc
IPC Code(s): G08B21/24, G06Q20/20, G06V20/40, G06V40/16, G06V40/20, G07G1/00
CPC Code(s): G08B21/24
Abstract: a computer vision card reader and/or point of sale device is described. the device is configured to sense when a user inserts a card into a card reader and to determine when a user departs or is about to depart from the device without retrieving the card. the device may issue an audible or visible alert to the user, reminding the user to retrieve the card. the device may additionally send a notification to a mobile device associated with the user that reminds the user that he has left a card at the point of sale. in some embodiments, message sent to the user contains a code and, upon entry of the code, the point of sale or card reader device returns the card to the user.
Inventor(s): Kevin OSBORN of Newton MA (US) for capital one services, llc, David WURMFELD of Falls Church VA (US) for capital one services, llc
IPC Code(s): H04B5/73, G01R33/10, G06K7/10, H04B5/72
CPC Code(s): H04B5/73
Abstract: various embodiments are directed to a method and system for mapping or visualizing the magnetic fields and their associated field strengths of an object, such as a mobile computing device. an example source of the magnetic fields may be a near-field communication (nfc) reader configured in the object. a computer vision system or device may track a visual marker arranged near or on a magnetic field strength detector in order to associate, match, or map the magnetic field strength measurement readings of the detector at different positions or locations on the object. the computer vision system may generate and display a heat map of the object based on at least the magnetic field strength measurements and their relative positions.
Inventor(s): Srinivasa CHIGURUPATI of Long Grove IL (US) for capital one services, llc
IPC Code(s): H04L9/08, E05B49/00, G07C9/00, G07C9/25
CPC Code(s): H04L9/0877
Abstract: systems and methods for integrating a physical safe with one or more hardware security modules (“hsms”) on a server rack may include a server rack with a biometric locking front door, one or more hsms mounted and physically locked to the server rack, and a rack-mounted safe. the safe may be configured to fit entirely within the server rack when the server rack front door is closed, include a biometric lock on the front door that only unlocks upon a biometric authentication from each of a key custodian a and a key custodian b, and include at least two internal compartments, each secured by a biometric lock, containing physical keys for the locks of the one or more hsms.
Inventor(s): Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc, Austin ERICKSON of Herndon VA (US) for capital one services, llc
IPC Code(s): H04L9/32
CPC Code(s): H04L9/3247
Abstract: a computer-implemented method for completing self-executing cryptographic interaction protocols using a completion device is disclosed. the method comprises: establishing, by the completion device, a wireless connection with a source device; receiving, from the source device, a request for completion of a self-executing cryptographic interaction protocol; comparing the information that identifies the self-executing cryptographic interaction protocol or the source device to a configuration stored in the completion device; and based on the comparing resulting in a match: outputting, via an output component of the completion device, a first indication of the match between the information and the configuration; signing the self-executing cryptographic interaction protocol using a digital signature stored in a cryptographic hardware element of the completion device; and sending the signed self-executing cryptographic interaction protocol to the source device.
Inventor(s): Jeffrey RULE of Chevy Chase MD (US) for capital one services, llc, Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc
IPC Code(s): H04L47/78, H04L47/70
CPC Code(s): H04L47/781
Abstract: methods and systems are described herein for determining resource usage metrics of cloud computing systems. the system may generate access tokens for an account associated with a certain resource class of resources. the system may receive requests comprising a corresponding access token request and a corresponding resource class identifier. the system may determine the corresponding resource class for each request. the system may generate aggregated resource data based on a corresponding quantity of each resource within the resource class and may determine, based on the aggregated resource data, a resource usage metric indicating a total amount of resources used by the cloud computing system.
Inventor(s): Lavangana Govil of Glen Allen VA (US) for capital one services, llc, David J. Hicks of Glen Allen VA (US) for capital one services, llc, Harinath R. Nallabolu of Glen Allen VA (US) for capital one services, llc, Ranvirsinh Raol of Glen Allen VA (US) for capital one services, llc, Srinivas Alladi of Glen Allen VA (US) for capital one services, llc
IPC Code(s): H04L9/40, G06F9/46, H04L1/22
CPC Code(s): H04L63/10
Abstract: transaction authorization systems may include a transaction processor and an authorization server system. the transaction processor obtains transaction requests authorizations for those requests from the authorization server system. the transaction processor may require an authorization be provided within a threshold time; otherwise, the transaction may be processed without authorization. the authorization server system may be hosted using one or more nodes in a distributed system. degradation of the performance of the distributed system may cause the performance of the authorization server system to fall below the required performance threshold and transactions may not be authorized before automatic processing. transaction authorization systems may monitor the health of the individual nodes and/or the distributed system and automatically adjust the routing of authorizations based on current and/or future performance degradation. the transaction authorization system may also allocate additional resources and/or reroute authorizations to a separate distributed system to avoid performance degradations.
Capital One Services, LLC patent applications on July 18th, 2024
- Capital One Services, LLC
- G06F16/21
- G06F16/2458
- G06N20/00
- CPC G06F16/219
- Capital one services, llc
- G06F16/22
- CPC G06F16/2228
- G06F16/23
- CPC G06F16/23
- G06F16/2455
- G06F21/45
- G06F21/60
- H04L9/40
- CPC G06F21/45
- G06F21/62
- G06Q40/12
- CPC G06F21/6245
- G06K7/10
- A63F13/00
- A63F13/20
- A63F13/95
- G06K7/00
- G06K7/015
- G06K19/00
- G06K19/07
- G06Q20/34
- H04M1/02
- CPC G06K7/10366
- G06K19/06
- CPC G06K19/06196
- G06K19/063
- G06K19/04
- CPC G06K19/063
- CPC G06N20/00
- G06Q10/0635
- G06F40/40
- G06Q10/107
- CPC G06Q10/0635
- CPC G06Q20/352
- G06Q20/40
- CPC G06Q20/40145
- CPC G06Q20/4015
- G06Q20/06
- G06Q20/22
- G06Q20/24
- G06Q20/32
- G06Q20/36
- G06Q30/018
- G06N3/04
- CPC G06Q20/40155
- G06Q30/016
- G06F16/535
- G06F16/538
- G06F18/214
- CPC G06Q30/016
- G06Q40/03
- G06Q30/01
- G06Q50/40
- CPC G06Q40/03
- G06V30/413
- CPC G06V30/413
- G08B21/24
- G06Q20/20
- G06V20/40
- G06V40/16
- G06V40/20
- G07G1/00
- CPC G08B21/24
- H04B5/73
- G01R33/10
- H04B5/72
- CPC H04B5/73
- H04L9/08
- E05B49/00
- G07C9/00
- G07C9/25
- CPC H04L9/0877
- H04L9/32
- CPC H04L9/3247
- H04L47/78
- H04L47/70
- CPC H04L47/781
- G06F9/46
- H04L1/22
- CPC H04L63/10
