Capital One Services, LLC patent applications on December 12th, 2024
Patent Applications by Capital One Services, LLC on December 12th, 2024
Capital One Services, LLC: 20 patent applications
Capital One Services, LLC has applied for patents in the areas of G06Q20/40 (7), G06F21/62 (4), H04L9/40 (4), G06N20/00 (4), G06F21/60 (3) G06F21/6245 (2), G06F3/04847 (1), G06Q20/4016 (1), H04L63/126 (1), H04L63/083 (1)
With keywords such as: data, device, user, information, based, computing, include, document, card, and account in patent application abstracts.
Patent Applications by Capital One Services, LLC
Inventor(s): Erik Jay Salazar DE LEON of Richmond VA (US) for capital one services, llc, Thomas DOHAN of Elmhurst IL (US) for capital one services, llc, Xiang LAN of South Orange NJ (US) for capital one services, llc, Jason FERRELL of Glen Allen VA (US) for capital one services, llc, Albert BERGER of Arlington VA (US) for capital one services, llc, John HEINER of Midlothian VA (US) for capital one services, llc
IPC Code(s): G06F3/04847, G06F3/0488, G06F21/36, G06F21/44
CPC Code(s): G06F3/04847
Abstract: in some implementations, a system may transmit, to a user device associated with a user account, a first set of user interface (ui) data that indicates: a rectangular-shaped element, a track positioned on the rectangular-shaped element and having a first end and a second end, and an interaction element located at the first end of the track and slidable between the first and second ends of the track. the system may receive, from the user device, interaction data indicating an interaction, by a user of the user device, with the interaction element from the first end to the second end of the track. the system may transmit, to the user device, a second set of ui data that indicates: the rectangular-shaped element and an account identifier associated with the user account and positioned on the rectangular-shaped element.
20240411585. LIFECYCLE ORCHESTRATION_simplified_abstract_(capital one services, llc)
Inventor(s): Sean Francis JEPSON of Richmond VA (US) for capital one services, llc, Charles Wellum HALL of Manakin-Sabot VA (US) for capital one services, llc, Anirban BANERJEE of Richmond VA (US) for capital one services, llc, Akash VERMA of Henrico VA (US) for capital one services, llc
IPC Code(s): G06F9/48, G06F9/455
CPC Code(s): G06F9/48
Abstract: a method, a system, and a computer program product for lifecycle orchestration. an input computing event generated by a computing application executing in a computing system is received. a plurality of tasks associated with the input computing event is determined. a process flow is selected from a plurality of process flows based on one or more models defining one or more states of the computing system during execution of each process flow and a plurality of executable actions for performing tasks. at least one executable action for performing at least one task is executed resulting in the computing system being transferred from one state to another. an output computing event resulting from the executing of the executable action is generated. while the computing system is in another state, another executable action for performing another task is executed, where the generated output computing event is input to the executing of another executable action.
Inventor(s): Austin WALTERS of Savoy IL (US) for capital one services, llc, Jeremy GOODSITT of Champaign IL (US) for capital one services, llc
IPC Code(s): G06F9/54, G06F8/71, G06F11/36, G06F16/22, G06F16/242, G06F16/2455, G06F16/248, G06F16/25, G06F16/28, G06F16/335, G06F16/903, G06F16/9032, G06F16/9038, G06F16/906, G06F16/93, G06F17/15, G06F17/16, G06F17/18, G06F18/20, G06F18/21, G06F18/2115, G06F18/213, G06F18/214, G06F18/22, G06F18/23, G06F18/24, G06F18/2411, G06F18/2415, G06F18/40, G06F21/55, G06F21/60, G06F21/62, G06F30/20, G06F40/117, G06F40/166, G06F40/20, G06N3/04, G06N3/044, G06N3/045, G06N3/06, G06N3/08, G06N3/088, G06N3/094, G06N5/00, G06N5/02, G06N5/04, G06N7/00, G06N7/01, G06N20/00, G06Q10/04, G06T7/194, G06T7/246, G06T7/254, G06T11/00, G06V10/70, G06V10/98, G06V30/194, G06V30/196, H04L9/40, H04L67/00, H04L67/306, H04N21/234, H04N21/81
CPC Code(s): G06F9/541
Abstract: systems and methods for generating synthetic video are disclosed. for example, the system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. the operations may include generating a static background image and determining the location of a reference edge. the operations may include determining a perspective of an observation point. the operations may include generating synthetic difference images that include respective synthetic object movement edges. the operations may include determining a location of the respective synthetic object movement edge and generating adjusted difference images corresponding to the individual synthetic difference images. adjusted difference images may be based on synthetic difference images, locations of the respective synthetic object movement edges, the perspective of the observation point, and the location of the reference edge. the operations may include generating texturized images based on the adjusted difference images.
Inventor(s): Donald Gennetten of Henrico VA (US) for capital one services, llc, Fatma Ben Yemna of Fairfax VA (US) for capital one services, llc, Gaurav Jain of Plano TX (US) for capital one services, llc
IPC Code(s): G06F11/07, G06F16/23, G06F18/214, G06N20/00
CPC Code(s): G06F11/0772
Abstract: systems and methods involving provision of machine-learning-based prediction of future failure, anomaly, etc. in execution of batch processes are disclosed. in one illustrative implementation, an exemplary method may comprise obtaining historical data from prior execution of one or more batch processes, training a machine learning model to predict one or more future failure(s) and/or future flag(s) in execution of a future batch process, generating and/or collecting descriptive analytics pertinent to execution of the batch processes, and predicting a future failure and/or future flag in execution of the batch processes using the trained machine learning model and/or the descriptive analytics.
Inventor(s): Carolyn PHILLIPS of Chicago IL (US) for capital one services, llc, Venkataseshagiri CHINTALA of Henrico VA (US) for capital one services, llc
IPC Code(s): G06F16/903, G06F16/93, G06F21/60, G06F21/62
CPC Code(s): G06F16/90344
Abstract: methods and systems of similarity searching encrypted data strings are disclosed. an exemplary method can include receiving data strings, obtaining a set of reference strings, determining edit distances between each data string and the reference strings, converting each set of edit distances into a document of tokens. a method may further include encrypting the data strings, associating each of the documents with a corresponding data string, and storing the data strings and the associated documents in a memory. a method may continue by receiving a search request, determining a search set of edit distances between the search request and the reference strings, converting the search set of edit distances into a document, comparing the search document with the documents stored in memory to determine which documents are above a similarity threshold compared to the search document, and returning the data strings associated with documents above the similarity threshold.
Inventor(s): Jagmeet B. SINGH of Burr Ridge IL (US) for capital one services, llc, Sudheendra Kumar KAANUGOVI of Aldie VA (US) for capital one services, llc, Jeremy GOODSITT of Champaign IL (US) for capital one services, llc, Dustin SUMMERS of Lovettsville VA (US) for capital one services, llc, Austin WALTERS of Savoy IL (US) for capital one services, llc, Rui ZHANG of New York NY (US) for capital one services, llc, Kenny BEAN of Herndon VA (US) for capital one services, llc
IPC Code(s): G06F21/62, G06F40/174
CPC Code(s): G06F21/6245
Abstract: a system and method for preventing erroneous data entry is disclosed. when presented with a form, such as in a website or an app, users are often requested to submit private information that should not be made public. however, form fields are often not protected, and users commonly erroneously enter private information into forms requesting non-private information. therefore, an alternative entry display is provided to the user to allow the user to separately and securely submit form field entries. this display analyzes the information provided to the user to determine the type of data being requested by a selected form field. this information is used not only to prompt the user in the alternative entry display, but also to verify that the information provided by the user matches the type being requested for security purposes.
20240411924. SEARCHABLE INDEX ENCRYPTION_simplified_abstract_(capital one services, llc)
Inventor(s): Dinesh SUNDARAM of Plano TX (US) for capital one services, llc
IPC Code(s): G06F21/62, G06F8/65, G06F8/71, G06F9/445, G06F9/54, G06F16/25, G06F16/955, G06F18/24, G06F21/53, G06F21/60, G06F40/103, G06F40/174, G06F40/18, G06K7/14, G06N3/02, G06N5/025, G06N20/00, G06Q10/10, G06Q20/38, G06Q20/40, G06Q30/018, G06Q30/0201, G06Q30/0601, G06Q40/02, G06Q40/03, G06Q50/26, H04L9/08, H04L9/40, H04L67/01
CPC Code(s): G06F21/6245
Abstract: auditing data containing sensitive data are stored in a data structure comprising data objects. each data object comprises one or more pairs of a name and a value. pairs that are flagged or identified as containing sensitive data are partially encrypted; the value is encrypted using an asymmetric key and the name corresponding to the encrypted value remains unencrypted. some pairs that are not flagged or identified as containing sensitive data are left unencrypted. unencrypted data may be stored in the partially encrypted auditing data as plain text. the auditing data may be analyzed to generate business metrics and identify application errors. the auditing data may also be queried, and data objects containing unencrypted pairs and/or partially encrypted pairs may be returned based on matching unencrypted names and/or values to the data query.
20240412102. MACHINE LEARNING ANALYSIS OF A RECORD_simplified_abstract_(capital one services, llc)
Inventor(s): Sophie BERMUDEZ of Bend OR (US) for capital one services, llc, Michael MOSSOBA of Great Falls VA (US) for capital one services, llc, Benjamin ASAMOAH of New York City NY (US) for capital one services, llc
IPC Code(s): G06N20/00
CPC Code(s): G06N20/00
Abstract: in some implementations, a device may retrieve a rule set, associated with an account, indicating one or more rules for associating a source, of a first source and a second source associated with the account, with an item based on item-level data of the item. the device may retrieve information, associated with the account, indicating one or more records that indicate first data at an exchange level of data. the device may analyze the first data associated with a record, of the one or more records, to determine item-level data for respective items of one or more items associated with the record. the device may determine, based on the rule set and the item-level data, sources associated with respective items of the one or more items.
Inventor(s): Jade GARRETT of Sterling VA (US) for capital one services, llc, David Kelly WURMFELD of Palm Bay FL (US) for capital one services, llc, Michael LITTLEJOHN of Fairfax VA (US) for capital one services, llc, Michael LOUIE of Spotsylvania VA (US) for capital one services, llc, Michael CANAVATCHEL of Midlothian VA (US) for capital one services, llc, Spencer CUTRELL of Arlington VA (US) for capital one services, llc, Steve FALETTI of Brooklyn NY (US) for capital one services, llc, Rex LACY of Sterling VA (US) for capital one services, llc, Alexander MEDEIROS of Arlington VA (US) for capital one services, llc
IPC Code(s): G06Q20/32, G06F21/31, G06K1/12, G06K19/06, G06Q20/04, G06Q20/10, G06Q20/18, G06Q20/20, G06Q20/40, G06Q40/02, H04W12/06, H04W76/10
CPC Code(s): G06Q20/3274
Abstract: systems and methods for securely generating and printing documents are disclosed. for example, processor(s) of a computer system may receive information for the document from a computing device through a network, verify the information for the document, and upon verification, generate document generation data using at least a portion of the information for the document. the document generation data may include document metadata that enables generation of an image of the document and/or the image of the document. upon the processor(s) verifying first authentication information of a first code associated with a printing device received from the computing device through the network and second authentication information of a second code associated with the computing device received from the printing device through the network, the processor(s) may transmit the document generation data to the printing device through the network, and cause the printing device to print the image of the document.
Inventor(s): Narahari Shettyhalli Shankarnarayana of Henrico VA (US) for capital one services, llc
IPC Code(s): G06Q20/40, G06Q20/34
CPC Code(s): G06Q20/401
Abstract: disclosed embodiments may include a system for dynamic declination generation. the system may receive authentication data associated with an account from a user device. the system may authenticate the user device by comparing the authentication data to account data. the system may generate a declination statement comprising virtual card information and one or more declinations associated with the account. the system may generate a graphical user interface (gui) comprising the declination statement. the system may transmit the gui to the user device for display. the system may receive one or more new declinations associated with the account from a network. in response to receiving one or more new declinations associated with the account, the system may modify the gui to further comprise the one or more new declinations.
Inventor(s): Jeffrey RULE of Chevy Chase MD (US) for capital one services, llc, Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc
IPC Code(s): G06Q20/40, G06Q20/38
CPC Code(s): G06Q20/4014
Abstract: the present embodiments include a system and method for securely completing a checkout process associated with a consumer transaction. the system can include a card and a software application. the software can authenticate the user with card information, then retrieve checkout data associated with the user. the application can complete the checkout process automatically rather than be manually completed by the user.
Inventor(s): Daniel TESSER of McLean VA (US) for capital one services, llc, Jeffrey Carlyle WIEKER of McLean VA (US) for capital one services, llc, Luis de la ROSA of McLean VA (US) for capital one services, llc
IPC Code(s): G06Q20/40, G06Q20/34, H04W4/80
CPC Code(s): G06Q20/40145
Abstract: an identity verification system may include a contactless card comprising a processor and a memory, and one or more applications comprising instructions for execution on one or more devices. the contactless card may be associated with a first user. a first application may be configured to transmit, after entry of the contactless card into a communication field, identity data. a second application may be configured to receive a notification based on an identity verification process. the notification may comprise an option indicative of requested access to specified information about the first user, the option further including a choice to accept or decline access to the specified information about the first user. the first application may be configured to receive the requested access to specified information about the first user based on selection of the option.
20240412219. SYSTEMS AND METHODS FOR FRAUD DETECTION_simplified_abstract_(capital one services, llc)
Inventor(s): Taylor Turner of Richmond VA (US) for capital one services, llc, Galen Rafferty of Mahomet IL (US) for capital one services, llc, Samuel Sharpe of Cambridge MA (US) for capital one services, llc, Brian Barr of Schenectady NY (US) for capital one services, llc, Jeremy Goodsitt of Champaign IL (US) for capital one services, llc, Michael Davis of Arlington VA (US) for capital one services, llc, Justin Au-Yeung of Somerville MA (US) for capital one services, llc, Owen Reinert of Queens NY (US) for capital one services, llc
IPC Code(s): G06Q20/40
CPC Code(s): G06Q20/4016
Abstract: disclosed embodiments may include a system for fraud detection. the system may identify, using a web browser extension, that a user has navigated to a webpage on a user device. the system may receive, via the webpage, data associated with a transaction. responsive to receiving the data, the system may retrieve search history data corresponding to a searching session associated with the data, and may identify a searching session path corresponding to the transaction. the system may determine, using a machine learning model (mlm) and based on the search history data and the searching session path, a likelihood of fraud associated with the data. the system may determine whether the likelihood exceeds a predetermined threshold. responsive to determining the likelihood exceeds the predetermined threshold, the system may conduct one or more fraud prevention actions.
Inventor(s): Srinivasa CHIGURUPATI of Long Grove IL (US) for capital one services, llc
IPC Code(s): G06Q20/40, G06Q20/20
CPC Code(s): G06Q20/4018
Abstract: systems and methods for deriving a card verification code (cvc) of a payment card are provided. an exemplary method includes, receiving, by a server, a request of issuing a payment card to a user, determining, by the server, a personal account number (pan) and an expiry date of the payment card, and receiving, by the server, a social security number (ssn) and a zip code associated with the user. the exemplary method further includes generating, by the server, a dynamic service code based on the ssn and the zip code, generating, by the server, a bitmap based on the pan, the expiry date, and the dynamic service code, and receiving, by the server, an encryption key. the exemplary method further includes generating, by the server, a cvc of the payment card based on the bitmap and the encryption key.
Inventor(s): Geoffrey DAGLEY of Mckinney TX (US) for capital one services, llc, Babu MANNAR of Little Elm TX (US) for capital one services, llc, Derek BUMPAS of Allen TX (US) for capital one services, llc, Adam GERNES of Plano TX (US) for capital one services, llc
IPC Code(s): G06Q30/0601
CPC Code(s): G06Q30/0627
Abstract: a system and method that facilitates a decentralized search is disclosed. the system can receive, from a client device, a search request for information about a vehicle. the search request may be transmitted to decentralized entities to retrieve the information about the vehicle. the system can receive from the decentralized entities or a subset of decentralized entities, information about the vehicle. a graphical user interface (gui) may be generated with the information about the vehicle. the gui may be transmitted to the client device for display
Inventor(s): Mitchell MILLER of Alexandria VA (US) for capital one services, llc
IPC Code(s): G07F19/00, H04W12/041, H04W12/069, H04W12/12, H04W12/63
CPC Code(s): G07F19/207
Abstract: systems and methods include a kiosk that performs an electronic payment transaction based on instructions received from a portable device of a user. the system further includes a transmitting device electrically coupled to the kiosk. the transmitting device is configured to transmit a first signal to the portable device at a first direction. the system further includes a receiving device electrically coupled to the kiosk. the receiving device is configured to receive a second signal from the portable device at a second direction. the transmitting device and receiving device are positioned such that the first and second direction enable determination of a position of the user, where the processor enables the electronic payment transaction to be processed only when the portable device is at a location relative to the kiosk. the location is disposed within a transmission path coextensive with both the first direction and the second direction.
20240414121. Subnetwork Selection_simplified_abstract_(capital one services, llc)
Inventor(s): Rahul Parikh of Plano TX (US) for capital one services, llc, Sugavaneswaran Selvaraj of Frisco TX (US) for capital one services, llc, Vijayalakshmi Narasimha Raju Kalidindi of Frisco TX (US) for capital one services, llc
IPC Code(s): H04L61/4511, H04L61/50
CPC Code(s): H04L61/50
Abstract: a method, apparatus, and computer-readable medium are described that gather information from subnets of a virtual private cloud, compare the information of the subnets to criteria of components of a service, and identify selected subnets that comport with the criteria. the subnets may be associated with different availability zones. the selection of any subnet may affect the subnets available for the next selection. the process may dynamically adjust for previous subnet selections and may be available as a service. based on a call to the service with criteria of the components, the service may request information regarding the subnets and return an identified list of subnets for the components. the process may accommodate services during development stages and during deployment stages and/or account for primary and secondary subnet assignments. by dynamically adjusting the available subnets, delays in subnet selection and subsequent deployment may be reduced.
Inventor(s): James Ashfield of Midlothian VA (US) for capital one services, llc, Clayton Johnson of Edgewood MD (US) for capital one services, llc, Daniel Alan Jarvis of Vienna VA (US) for capital one services, llc
IPC Code(s): H04L9/40, H04L67/141
CPC Code(s): H04L63/083
Abstract: in some embodiments, the present disclosure provides an exemplary method that may include steps of receiving a permission indicator from a computing device of a user identifying a permission by the user to detect a plurality of interaction sessions; registering the computing device of the user as a token for subsequent authentication of the user; instructing the computing device to monitor a plurality of activities associated with the detected plurality of interaction sessions initiated; receiving an indication of a current interaction session being initiated at a current period of time to a particular data point stored with the prestored database of token data; dynamically determining a risk metric associated with the computing device; automatically authenticating the computing device associated with the user; transmitting the current interaction session to a queue; and automatically generating a script for the at least one agent.
Inventor(s): Jeffrey RULE of Chevy Chase MD (US) for capital one services, llc, Kevin OSBORN of Newton Highlands MA (US) for capital one services, llc
IPC Code(s): H04L9/40, H04L51/046, H04W4/14, H04W4/80
CPC Code(s): H04L63/126
Abstract: systems and methods for verified messaging through the interaction involving a short-range transceiver, such as a contactless card, a client device and a server are presented. verified messaging may be provided in the context of using a client device to receive a user identifier from the user's short-range transceiver, such as a contactless card, and sending a messaging request with the user identifier to a server, which may look up client device information and compare with data about the client device accompanying the request. matching received client device information to stored client device data based on a user identifier obtained from a short-range transceiver provides an enhanced ability to verify that the client device corresponds to the user associated with the short-range transceiver.
Inventor(s): Aysu Ezen CAN of Cary NC (US) for capital one services, llc
IPC Code(s): H04M3/523, G06F40/284, G06F40/289, G06F40/30
CPC Code(s): H04M3/5232
Abstract: disclosed herein are system, method, and computer program product embodiments for machine learning systems to process incoming call-center calls based on inferred themes. the machine learning system extracts a topic and keywords associated with the topic from a plurality of interactive communications and ranks the keywords based on a frequency of occurrence within the plurality of interactive communications. the machine learning systems select an n highest ranked keywords from the plurality of interactive communications, compares the n highest ranked keywords to previously extracted n highest ranked keywords to identify new keywords, and determines, based on new keywords, that an emerging topic has been articulated in the plurality of interactive communications. based on previously successful interactive communication outcomes with the emerging topic for the similar previous customers, a list of actions to resolve issues is communicated to a call center call agent for use in a dialog of the interactive communication.
Capital One Services, LLC patent applications on December 12th, 2024
- Capital One Services, LLC
- G06F3/04847
- G06F3/0488
- G06F21/36
- G06F21/44
- CPC G06F3/04847
- Capital one services, llc
- G06F9/48
- G06F9/455
- CPC G06F9/48
- G06F9/54
- G06F8/71
- G06F11/36
- G06F16/22
- G06F16/242
- G06F16/2455
- G06F16/248
- G06F16/25
- G06F16/28
- G06F16/335
- G06F16/903
- G06F16/9032
- G06F16/9038
- G06F16/906
- G06F16/93
- G06F17/15
- G06F17/16
- G06F17/18
- G06F18/20
- G06F18/21
- G06F18/2115
- G06F18/213
- G06F18/214
- G06F18/22
- G06F18/23
- G06F18/24
- G06F18/2411
- G06F18/2415
- G06F18/40
- G06F21/55
- G06F21/60
- G06F21/62
- G06F30/20
- G06F40/117
- G06F40/166
- G06F40/20
- G06N3/04
- G06N3/044
- G06N3/045
- G06N3/06
- G06N3/08
- G06N3/088
- G06N3/094
- G06N5/00
- G06N5/02
- G06N5/04
- G06N7/00
- G06N7/01
- G06N20/00
- G06Q10/04
- G06T7/194
- G06T7/246
- G06T7/254
- G06T11/00
- G06V10/70
- G06V10/98
- G06V30/194
- G06V30/196
- H04L9/40
- H04L67/00
- H04L67/306
- H04N21/234
- H04N21/81
- CPC G06F9/541
- G06F11/07
- G06F16/23
- CPC G06F11/0772
- CPC G06F16/90344
- G06F40/174
- CPC G06F21/6245
- G06F8/65
- G06F9/445
- G06F16/955
- G06F21/53
- G06F40/103
- G06F40/18
- G06K7/14
- G06N3/02
- G06N5/025
- G06Q10/10
- G06Q20/38
- G06Q20/40
- G06Q30/018
- G06Q30/0201
- G06Q30/0601
- G06Q40/02
- G06Q40/03
- G06Q50/26
- H04L9/08
- H04L67/01
- CPC G06N20/00
- G06Q20/32
- G06F21/31
- G06K1/12
- G06K19/06
- G06Q20/04
- G06Q20/10
- G06Q20/18
- G06Q20/20
- H04W12/06
- H04W76/10
- CPC G06Q20/3274
- G06Q20/34
- CPC G06Q20/401
- CPC G06Q20/4014
- H04W4/80
- CPC G06Q20/40145
- CPC G06Q20/4016
- CPC G06Q20/4018
- CPC G06Q30/0627
- G07F19/00
- H04W12/041
- H04W12/069
- H04W12/12
- H04W12/63
- CPC G07F19/207
- H04L61/4511
- H04L61/50
- CPC H04L61/50
- H04L67/141
- CPC H04L63/083
- H04L51/046
- H04W4/14
- CPC H04L63/126
- H04M3/523
- G06F40/284
- G06F40/289
- G06F40/30
- CPC H04M3/5232
