Capital One Services, LLC (20240232841). AUDIO-BASED SECURITY FOR AUTOMATED TELLER MACHINES simplified abstract

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AUDIO-BASED SECURITY FOR AUTOMATED TELLER MACHINES

Organization Name

Capital One Services, LLC

Inventor(s)

Danielle Simpson of Manassas VA (US)

Saleem Ahmed Sangi of McLean VA (US)

Matthew B. Konopa of Falls Church VA (US)

Brian J. Oh of Clifton VA (US)

AUDIO-BASED SECURITY FOR AUTOMATED TELLER MACHINES - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240232841 titled 'AUDIO-BASED SECURITY FOR AUTOMATED TELLER MACHINES

The patent application describes a system, method, and computer program product for verifying proximity to a kiosk, such as an ATM, using ambient sound recorded by a mobile device.

  • Mobile application on a mobile device can set up a prestaged transaction for completion near the kiosk.
  • Ambient sound recorded by the device's microphone, such as songs or tones, is used to verify the location of the mobile device.
  • The ambient sound can be compared to expected audio from a sound system near the kiosk to determine proximity.

Potential Applications: - Enhancing security for ATM transactions by verifying the location of the mobile device. - Improving user experience by streamlining the transaction process near kiosks. - Providing a convenient and secure way to complete transactions using mobile devices.

Problems Solved: - Addressing security concerns related to mobile transactions near kiosks. - Streamlining the transaction process for users by automating location verification. - Enhancing the overall user experience by leveraging ambient sound for proximity verification.

Benefits: - Increased security for ATM transactions. - Simplified and streamlined transaction process for users. - Enhanced user experience with convenient and efficient transactions.

Commercial Applications: "Proximity Verification System for Kiosks: Enhancing Security and User Experience" This technology can be utilized by banks, financial institutions, and retail businesses to improve security and streamline transactions near kiosks, leading to enhanced customer satisfaction and loyalty.

Questions about Proximity Verification System for Kiosks:

1. How does the ambient sound verification process work in this system? The ambient sound recorded by the mobile device is compared to expected audio from a sound system near the kiosk to determine proximity.

2. What are the potential benefits of using ambient sound for proximity verification near kiosks? Using ambient sound can enhance security, streamline transactions, and improve the overall user experience near kiosks.


Original Abstract Submitted

disclosed herein are system, method, and computer program product embodiments for verification of proximity to a kiosk, such as an atm. the mobile application installed on a mobile device may be used to setup a prestaged transaction. when the mobile device is in the proximity to the kiosk to complete the prestaged transaction, a location of the mobile device may be verified using ambient sound recorded by a microphone of the mobile device. the ambient sound may be songs, tones, or ultrasonic sound played by a sound system near the kiosk. the recorded ambient sound may then be compared to expected audio from the sound system to determine whether the mobile device is in proximity to the kiosk.