Bank of America Corporation patent applications on July 25th, 2024
Patent Applications by Bank of America Corporation on July 25th, 2024
Bank of America Corporation: 15 patent applications
Bank of America Corporation has applied for patents in the areas of G06Q20/40 (3), G06Q20/32 (2), H04L9/32 (2), G06Q20/36 (2), H04L67/101 (1) H04L9/3213 (2), G06F8/38 (1), G06F11/1458 (1), G06F21/42 (1), G06F40/12 (1)
With keywords such as: data, user, device, transaction, network, token, backup, cryptocurrency, receive, and application in patent application abstracts.
Patent Applications by Bank of America Corporation
20240248687. Template Driven Architecture_simplified_abstract_(bank of america corporation)
Inventor(s): Heath Gildwel of McKinney TX (US) for bank of america corporation, Martin Christian of Barnegat NJ (US) for bank of america corporation, Joseph Lias of Sanford FL (US) for bank of america corporation, Tanya Wison of Newark DE (US) for bank of america corporation, Dennis B. Lowes of Rock Hill SC (US) for bank of america corporation, Venkata Chintalapati of Prosper TX (US) for bank of america corporation, Singaravelu Marakkanam of Frisco TX (US) for bank of america corporation, Adi Lakshmi Mudadla of Dallas TX (US) for bank of america corporation
IPC Code(s): G06F8/38, G06F8/65, G06F16/958
CPC Code(s): G06F8/38
Abstract: aspects of the disclosure relate to a template driven interface system having a parsing engine that may dynamically render web forms given a specification document. in some instances, the architecture may leverage the specification document and enable creation, management, and eventual decommissioning actions. the architecture may be framework-agnostic, allowing for adaptive and agile development of end user interfaces for services developed by different entities or product providers. the different entities may be external entities having control over their assets and related asset schemas. the architecture may allow for real-time updates as compared to scheduled release cycles.
Inventor(s): Erik Dahl of Newark DE (US) for bank of america corporation, Pratap Dande of Saint Johns FL (US) for bank of america corporation, Rahul Yaksh of Austin TX (US) for bank of america corporation, Vishwanath Prasad Karra of McKinney TX (US) for bank of america corporation, Steven Reich of Manalapan NJ (US) for bank of america corporation, Tileshia Brenda Alford of Charlotte NC (US) for bank of america corporation
IPC Code(s): G06F11/14
CPC Code(s): G06F11/1458
Abstract: a method for consolidating backup status data associated with backup operations performed at a specialty backup service platform into a centralized backup service platform may be provided. the method may include receiving data feeds associated with each backup operation, each data feed comprising backup status data associated with a backup operation performed at the specialty backup service platform. the method may also include extracting the backup status data from each data feed and following the extracting, conforming the backup status data at the centralized backup service platform to be consistent with the standardized format. the method may also include for each data feed received from the specialty backup service platform, running a performance-scan on the backup status data within the data feed for determining whether the backup operation was a success or a failure.
Inventor(s): Indradeep Dantuluri of Harrisburg NC (US) for bank of america corporation, Pavan Chayanam of Alamo CA (US) for bank of america corporation
IPC Code(s): G06F21/42
CPC Code(s): G06F21/42
Abstract: systems, methods, and apparatus are provided for reverse authentication across communication channel technologies. an enterprise call application may publish an event associated with an active call to a real-time monitoring application. each event may include an agent identifier and a customer identifier. the real-time monitoring application may maintain an event queue for the active call. the event queue may be associated with the customer identifier. a web services application may interface between the central server and a mobile device. the webs services application may subscribe to the event queue at the real-time monitoring application and push a call status to a mobile device application. the mobile device application may display the call status and the agent identifier at the mobile device application.
20240249067. Template Driven Architecture_simplified_abstract_(bank of america corporation)
Inventor(s): Heath Gildwel of McKinney TX (US) for bank of america corporation, Martin Christian of Barnegat NJ (US) for bank of america corporation, Joseph Lias of Sanford FL (US) for bank of america corporation, Tanya Wilson of Newark DE (US) for bank of america corporation, Dennis B. Lowes of Rock Hill SC (US) for bank of america corporation, Venkata Chintalapati of Prosper TX (US) for bank of america corporation, Singaravelu Marakkanam of Frisco TX (US) for bank of america corporation, Adi Lakshmi Mudadla of Dallas TX (US) for bank of america corporation
IPC Code(s): G06F40/12, G06Q10/087
CPC Code(s): G06F40/12
Abstract: aspects of the disclosure relate to a template driven interface system having a parsing engine that may dynamically render web forms given a specification document. in some instances, the architecture may leverage the specification document and enable creation, management, and eventual decommissioning actions. the architecture may be framework-agnostic, allowing for adaptive and agile development of end user interfaces for services developed by different entities or product providers. the different entities may be external entities having control over their assets and related asset schemas. the architecture may allow for real-time updates as compared to scheduled release cycles.
Inventor(s): Benny Ting of Singapore (SG) for bank of america corporation, Ryan Nielsen of Denver CO (US) for bank of america corporation
IPC Code(s): G06F40/274, G06F16/332
CPC Code(s): G06F40/274
Abstract: systems, computer program products, and methods are described herein for predictive generation of electronic query data. the present invention is configured to electronically receive a query string associated with an administrative body, wherein the query string corresponds to a response field, and wherein the response field is configured to receive a response string; retrieve, from a database associated with an entity, information associated with the administrative body; determine an administrative record associated with the administrative body, wherein the administrative record comprises one or more prior response strings; generate one or more customized autofill options for the response string based on at least the information associated with the administrative body and the administrative record associated with the administrative body; and transmit control signals configured to cause the endpoint device of the user to display, on a graphical user interface, the one or more customized autofill options to the user.
Inventor(s): Yvonne Li of Jersey City NJ (US) for bank of america corporation, Aaron Blogg of New York NY (US) for bank of america corporation, Nizar Naitlho of Jersey City NJ (US) for bank of america corporation, Nitesh N. Kadakia of Mountainside NJ (US) for bank of america corporation
IPC Code(s): G06N20/00
CPC Code(s): G06N20/00
Abstract: aspects of the disclosure relate to smart sampling of noisy labels using artificial intelligence. a computing platform may receive a dataset of primarily unlabeled data points. the computing platform may apply undersampling to the unlabeled data points to reduce imbalance. the computing platform may assign a candidate label to each unlabeled data point in the dataset without a human manually labeling the unlabeled data points. the computing platform may compute a heuristic score for each data point and rank the data points based on the heuristic score. the computing platform may subsample the dataset by comparing the heuristic score for each data point against more than one threshold and applying a k-nearest neighbors (k-nn) algorithm, with two different k values, to identify untrustworthy labels. the computing platform may provide or transmit a trustworthy resulting dataset to a machine learning (ml) model.
Inventor(s): Lee Barry Frantz of Souderton PA (US) for bank of america corporation, Lee Ann Proud of St. Augustine FL (US) for bank of america corporation, Hosam Sonny EIHamahmy of Fort Mill SC (US) for bank of america corporation
IPC Code(s): G06Q20/02, G06Q20/30
CPC Code(s): G06Q20/027
Abstract: various aspects of the disclosure relate to management of messaging from multiple payment gateway devices via a gateway management device via a publication/subscription based event mesh network. a payment transaction is initiated via a terminal associated with a processor, where the terminal broadcasts an electronic transaction topic to an event mesh network. the gateway management device subscribes to messages published to the event mesh network by each of the multiple payment gateway devices. the gateway management device manages distribution of the payment transaction requests via published messages to the event mesh network, by formatting a message header targeting devices associated with the published electronic transaction topic. various services and/or applications subscribe to messages broadcast by the gateway management device over the event mesh network and perform actions including fraud investigation activities and/or completing the payment transaction based on instructions included in the message header of the published electronic transaction topic.
20240249274. D(DIGITAL) + B(BITCOIN) WALLET_simplified_abstract_(bank of america corporation)
Inventor(s): Steven Greene of New York NY (US) for bank of america corporation, Kerry Vaughan of Pennington NJ (US) for bank of america corporation, Srinath Chakravarty of Plano TX (US) for bank of america corporation, Aravind Shankaragouda Singtalur of McKinney TX (US) for bank of america corporation, Dinesh Kumar Agrawal of Rowlett TX (US) for bank of america corporation, Stephen Belton of Garden City NY (US) for bank of america corporation, Kenneth Boyd of Richmond VA (US) for bank of america corporation, Petar Puskarich of Plano TX (US) for bank of america corporation
IPC Code(s): G06Q20/36, G06Q20/32, G06Q20/40
CPC Code(s): G06Q20/363
Abstract: a method for transferring a good or service from a d+b wallet-supporting vendor to a user registered with a digital+bitcoin (d+b) wallet is provided. the user may be registered with a cryptocurrency provider and a value allocation. the method may receive, at the vendor, a user request configured for a cryptocurrency-based transaction. the method may transmit, a consent to transact the cryptocurrency-based transaction and, in response to the transmitting of the consent to transact, receive, from the user device, a quick response (qr) code. the code specifies: a) an amount of cryptocurrency; and b) a product or a service to be exchanged for the amount of cryptocurrency. the method may also receive a biometric characteristic that confirms the transaction. the method may then receive the amount of cryptocurrency via the d+b wallet, and transmit a confirmation of receipt of the cryptocurrency.
Inventor(s): Steven Greene of New York NY (US) for bank of america corporation, Kerry Vaughan of Pennington NJ (US) for bank of america corporation, Srinath Chakravarty of Plano TX (US) for bank of america corporation, Aravind Shankaragouda Singtalur of McKinney TX (US) for bank of america corporation, Dinesh Kumar Agrawal of Rowlett TX (US) for bank of america corporation, Stephen Belton of Garden City NY (US) for bank of america corporation, Kenneth Boyd of Richmond VA (US) for bank of america corporation, Petar Puskarich of Plano TX (US) for bank of america corporation
IPC Code(s): G06Q20/40, G06Q20/32, G06Q20/34, G06Q20/38
CPC Code(s): G06Q20/40145
Abstract: a method for transferring goods from a digital+bitcoin (d+b) stored value transaction instrument-supporting vendor to a user device, or a device user, such as a d+b stored value transaction instrument is provided. the device may be registered with a cryptocurrency provider and a value allocation. the method may include receiving a user request configured for a cryptocurrency-based transaction; transmitting a consent to transact the cryptocurrency-based transaction and, in response to the transmitting, receiving, from the user device, a quick response (qr) code. the code specifies, at least: a) an amount of cryptocurrency; and b) a product or a service to be exchanged for the amount of cryptocurrency. the method may also receive a biometric characteristic that confirms the transaction. the method may then receive the amount of cryptocurrency via the d+b stored value transaction instrument, and transmit a confirmation of receipt of the cryptocurrency.
Inventor(s): Steven Greene of New York NY (US) for bank of america corporation, Kerry Vaughan of Pennington NJ (US) for bank of america corporation, Srinath Chakravarty of Plano TX (US) for bank of america corporation, Aravind Shankaragouda Singtalur of McKinney TX (US) for bank of america corporation, Dinesh Kumar Agrawal of Rowlett TX (US) for bank of america corporation, Stephen Belton of Garden City NY (US) for bank of america corporation, Kenneth Boyd of Richmond VA (US) for bank of america corporation, Petar Puskarich of Plano TX (US) for bank of america corporation
IPC Code(s): G06Q20/40, G06Q20/10, G06Q20/36, G06Q20/42
CPC Code(s): G06Q20/4016
Abstract: a method for transferring a good or service from a d+b wallet-supporting vendor to a user registered with a digital+bitcoin (d+b) wallet is provided. the user may be registered with a cryptocurrency provider and a value allocation. the method may receive, at the vendor, a user request configured for a cryptocurrency-based transaction. the method may transmit, a consent to transact the cryptocurrency-based transaction and, in response to the transmitting of the consent to transact, receive, from the user device, a quick response (qr) code. the code specifies: a) an amount of cryptocurrency; and b) a product or a service to be exchanged for the amount of cryptocurrency. prior to transferring the value, the method may flag the transfer of the value as suspicious when the qr code received by the user has been identified as a fraudulent qr code. the flagging may terminate the transfer.
Inventor(s): Anna Kristen Pingel Berry of Indian Land SC (US) for bank of america corporation, Shweta Ambulkar of Plainsboro NJ (US) for bank of america corporation, Benjamin Daniel Hardman of Harrisburg NC (US) for bank of america corporation, Angela Ianni of Lincoln RI (US) for bank of america corporation, Ravi Joshi of Pennington NJ (US) for bank of america corporation, Olga Kocharyan of Matthews NC (US) for bank of america corporation, Luqman Sharief of Libertyville IL (US) for bank of america corporation, Michael Wm. Whitaker of Fort Worth TX (US) for bank of america corporation
IPC Code(s): H04L9/32, H04L9/00
CPC Code(s): H04L9/3213
Abstract: adaptation/alteration of the digital file referenced to an underlying non-fungible token (nft). adaptation/alteration of the digital file occurs via nft metadata-defined adaptation rules and criteria, i.e., predefined conditions or events that trigger the occurrence of digital file adaptation. the adapted digital file may be presented to users to indicate a change in a state associated with a specific type of nft. for example, the nft may be an authentication nft used to verify the identity of a user/users and the digital file may be presented within computing networks or applications as a means of conveying user authenticity to other users within the computing network or application. the predefined conditions are security events that have a positive/negative impact on the authenticity of the user or group of users. occurrence of one or more of the predefined security events triggers adaptation and presentation of the adapted digital file which provides an indication of an increase/decrease in the level of authenticity associated with the user/users.
Inventor(s): James Siekman of Charlotte NC (US) for bank of america corporation
IPC Code(s): H04L9/32, H04L9/08
CPC Code(s): H04L9/3213
Abstract: a system for implementing token-based authentication of text messages comprises an entity server in communication with a token server. the entity server sends a first message to the token server to request for a security token. the first message includes entity and user information with a reason for generating the security token. the token server generates the security token and sends it to the entity server. the token server stores the security token and associated data in a memory of the token server. the entity server sends a second message and the security token to a user device. the token server receives the second message and the security token from the user device for verification, and determines that the security token associated with the second message matches the stored data in the memory. the token server sends a validation message to the user device that the second message is authenticated.
Inventor(s): Jagadish Babu Bandarupalli of St. Johns FL (US) for bank of america corporation, Terry Lynn Miller of Huntersville NC (US) for bank of america corporation, Lubos Dunovsky of Statesville NC (US) for bank of america corporation
IPC Code(s): H04L45/00, H04L45/74
CPC Code(s): H04L45/14
Abstract: systems, computer program products, and methods are described herein for determining data transmission destinations across an electronic network. the method includes receiving a resource data packet to be transmitted to one of a plurality of data centers across a network. the resource data packet is associated with a user identifier that corresponds to one of one or more users. the method also includes determining a target data center for the resource data packet based on the user identifier associated with the resource data packet. one or more character of the user identifier associated with the resource data packet designates the target data center for the user associated with the user identifier of the resource data packet. the method further includes causing a transmission of the resource data packet to the target data center based on the user identifier associated with the resource data packet.
Inventor(s): Malu Goff of Plano TX (US) for bank of america corporation, Michael Dee Conoly of Mesquite TX (US) for bank of america corporation
IPC Code(s): H04L9/40
CPC Code(s): H04L63/108
Abstract: systems, methods, and computer program products are provided herein for dynamic access permissions to secure data resources in a distributed network. an example method includes identifying an application from amongst a plurality of applications with which the system interacts and determining one or more access permissions associated with secure interactions between the system and the identified application. the method further includes determining an absence of a least a first access permission from amongst the one or more access permissions with respect to the system and modifying a database of the system to register the at least first access permission. the one or more access permissions associated with the secure interactions between the system and the identified application define an interaction time period during which at least a first portion of the one or more access permissions were used.
Inventor(s): Jagadish Babu Bandarupalli of St. Johns FL (US) for bank of america corporation, Terry Lynn Miller of Huntersville NC (US) for bank of america corporation
IPC Code(s): H04L67/101, H04L43/08
CPC Code(s): H04L67/101
Abstract: systems, computer program products, and methods are described herein for dynamically determining data center transmissions by implementing load balancers in an electronic network. the present invention is configured to receive data associated with at least one available data center, wherein the at least one available data center is associated with a primary network; receive a data transmission; upload the data transmission to a demilitarized zone (dmz); apply the data transmission to the dmz load balancer to generate a demilitarized data transmission (dmz data transmission); determine an available primary internal network of the primary network; transmit the dmz data transmission to the available primary internal network; apply the dmz data transmission to the primary internal network load balancer to generate a primary internal network data transmission; determine a selected data center from the least one available data center; and transmit the primary internal network data transmission to the selected data center.
Bank of America Corporation patent applications on July 25th, 2024
- Bank of America Corporation
- G06F8/38
- G06F8/65
- G06F16/958
- CPC G06F8/38
- Bank of america corporation
- G06F11/14
- CPC G06F11/1458
- G06F21/42
- CPC G06F21/42
- G06F40/12
- G06Q10/087
- CPC G06F40/12
- G06F40/274
- G06F16/332
- CPC G06F40/274
- G06N20/00
- CPC G06N20/00
- G06Q20/02
- G06Q20/30
- CPC G06Q20/027
- G06Q20/36
- G06Q20/32
- G06Q20/40
- CPC G06Q20/363
- G06Q20/34
- G06Q20/38
- CPC G06Q20/40145
- G06Q20/10
- G06Q20/42
- CPC G06Q20/4016
- H04L9/32
- H04L9/00
- CPC H04L9/3213
- H04L9/08
- H04L45/00
- H04L45/74
- CPC H04L45/14
- H04L9/40
- CPC H04L63/108
- H04L67/101
- H04L43/08
- CPC H04L67/101
