Bank of America Corporation (20240346119). DIGITAL APPROVAL OF DOCUMENTS USING VERBAL CONSENT AUDIO FILES simplified abstract

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DIGITAL APPROVAL OF DOCUMENTS USING VERBAL CONSENT AUDIO FILES

Organization Name

Bank of America Corporation

Inventor(s)

Michael Betsko of Chandler AZ (US)

Ryan Scott Heller of Middletown DE (US)

Vince A. Holt of Savannah TX (US)

DIGITAL APPROVAL OF DOCUMENTS USING VERBAL CONSENT AUDIO FILES - A simplified explanation of the abstract

This abstract first appeared for US patent application 20240346119 titled 'DIGITAL APPROVAL OF DOCUMENTS USING VERBAL CONSENT AUDIO FILES

The abstract of the patent application describes a method for capturing verbal consent from a user as a valid electronic document approval. Verbal consent is recorded in an audio file, which is then attached to the electronic document to serve as a signature of approval. The document, along with the attached audio file and a timestamp, is stored in a data repository for evidentiary purposes.

  • Verbal consent from a user is captured in an audio file to serve as a valid electronic document approval.
  • The audio file is logically attached to the document to act as a signature of approval.
  • The document, audio file, and timestamp are stored in a data repository for evidentiary purposes.
  • The method allows for the verification of the user's approval of the document content.
  • The technology provides a secure and reliable way to capture and store verbal consent for electronic document approvals.

Potential Applications: - Legal documentation processes - Contract approvals - Compliance procedures

Problems Solved: - Ensuring the validity of electronic document approvals - Providing a secure method for capturing verbal consent - Simplifying the process of obtaining document approvals

Benefits: - Enhanced security and authenticity of document approvals - Streamlined approval processes - Evidentiary support for document approvals

Commercial Applications: Title: Secure Verbal Consent Technology for Document Approvals This technology can be utilized by legal firms, financial institutions, and any organization that requires secure document approvals. It can streamline approval processes and enhance the security of electronic document transactions.

Questions about Verbal Consent Technology: 1. How does the technology ensure the authenticity of the verbal consent captured? The technology uses audio files attached to electronic documents, along with timestamps, to provide evidentiary support for the user's approval.

2. What are the potential legal implications of using verbal consent for document approvals? Verbal consent technology can provide a secure and reliable method for capturing approvals, potentially reducing disputes over document authenticity.


Original Abstract Submitted

verbal consent is captured from a user as valid electronic document approval. in this regard, verbal consent provided by a user is captured in an audio file, either concurrent with document presentation or prerecorded/preregistered, and, in response to the user providing an input that approves the electronic document's content, the verbal consent audio file is logically attached to the document to serve as a valid “signature” (i.e., approval/acceptance of the documents content). the electronic document and attached verbal consent audio file, along with a timestamp, is stored in a data repository, such that the verbal consent audio file can be used for evidentiary purposes in subsequently proving the validity of the user's document content approval.