18756097. SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION simplified abstract (Capital One Services, LLC)
Contents
SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION
Organization Name
Inventor(s)
Jeffrey Rule of Chevy Chase MD (US)
SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION - A simplified explanation of the abstract
This abstract first appeared for US patent application 18756097 titled 'SYSTEM AND METHOD FOR AUGMENTED REALITY DISPLAY OF ACCOUNT INFORMATION
The method described in the abstract involves displaying an augmented reality image of account information associated with a transaction card that has no visible markings, but instead has a background pattern applied to its surface.
- Real-time image of the card surface is captured and processed to determine if the background pattern matches the cardholder's account background pattern.
- Upon a positive match, communication is established between the user device processor and the card processor on the transaction card.
- The user device processor receives an encrypted verification block from the card processor and sends an authentication request to an authentication server.
- If the authentication response is positive, the user device constructs an augmented reality image with account indicia and displays it superimposed over the real-time image of the card surface.
Potential Applications: - Secure authentication for transactions - Enhanced user experience in accessing account information - Augmented reality applications in financial services
Problems Solved: - Ensuring secure access to account information - Providing a visually appealing and interactive way to display account details - Preventing unauthorized access to sensitive data
Benefits: - Improved security for transactions - User-friendly interface for viewing account information - Integration of augmented reality technology in financial services
Commercial Applications: "Augmented Reality Authentication for Secure Transactions in Financial Services"
Frequently Updated Research: Stay updated on advancements in augmented reality technology for secure authentication in financial transactions.
Questions about Augmented Reality Authentication for Secure Transactions: 1. How does this technology enhance security in financial transactions? 2. What are the potential drawbacks of using augmented reality for authentication in financial services?
A relevant generic question not answered by the article: How does this technology compare to traditional methods of authentication in terms of security and user experience? - This technology offers a more visually engaging and interactive way to authenticate transactions, potentially enhancing user experience compared to traditional methods.
Another relevant generic question: What are the implications of using augmented reality in financial services beyond authentication? - Augmented reality can potentially revolutionize the way users interact with financial services, offering new opportunities for personalized experiences and innovative solutions.
Original Abstract Submitted
A method is provided for displaying an augmented reality image of account information associated with an indicialess transaction card having a card surface with a background pattern applied thereto. A real-time image of the card surface is captured and processed to determine if the background pattern matches a card background pattern associated with a cardholder account. Responsive to a positive determination, communication is established between the user device processor and a card processor carried by the indicialess transaction card. The user device processor receives from the card processor an encrypted verification block and transmits, to an authentication server, an authentication request including the verification block. Responsive to receiving a positive authentication response, the user device constructs an augmented reality image comprising account indicia and displays the augmented reality image superimposed over the real-time image of the background pattern on the card surface of the indicialess transaction card.
