18649725. VEHICLE-BASED MOBILE BANKING simplified abstract (Wells Fargo Bank, N.A.)

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VEHICLE-BASED MOBILE BANKING

Organization Name

Wells Fargo Bank, N.A.

Inventor(s)

Ashish B. Kurani of Hillsborough CA (US)

Nikolai Stroke of Gilbert AZ (US)

VEHICLE-BASED MOBILE BANKING - A simplified explanation of the abstract

This abstract first appeared for US patent application 18649725 titled 'VEHICLE-BASED MOBILE BANKING

The abstract of this patent application describes a computer-implemented method for authenticating a user of a vehicle, receiving vehicle data, transmitting application data to the vehicle computing system, and receiving input from the user via the vehicle display system.

  • Authentication of a user of a vehicle with an associated account
  • Receiving vehicle data related to the vehicle
  • Transmitting application data to the vehicle computing system for rendering an interface on the vehicle display system
  • Receiving user input via the vehicle display system based on the application data

Potential Applications: - Enhanced user experience in vehicles - Improved communication between users and their vehicles - Integration of personalized settings and features in vehicles

Problems Solved: - Streamlining user authentication processes - Facilitating seamless interaction between users and their vehicles - Enhancing the overall user experience in vehicles

Benefits: - Increased convenience for users - Personalized and tailored user experiences in vehicles - Improved efficiency in vehicle-user interactions

Commercial Applications: Title: "Enhanced User Experience Technology for Vehicles" This technology could be utilized by automotive manufacturers, technology companies, and service providers to enhance the user experience in vehicles, potentially leading to increased customer satisfaction and loyalty.

Questions about the technology: 1. How does this technology improve user interaction with vehicles? - This technology simplifies the authentication process and allows for personalized interactions with the vehicle, enhancing the overall user experience. 2. What are the potential implications of this technology for the automotive industry? - This technology could revolutionize the way users interact with their vehicles, leading to increased customer satisfaction and loyalty.


Original Abstract Submitted

A computer-implemented method includes authenticating, by one or more first processors of a provider computing system, a user of a vehicle with an account of the user where the vehicle is associated with the account, receiving vehicle data relating to the vehicle, transmitting application data to a vehicle computing system of the vehicle via a first network and based on the vehicle data where the vehicle computing system includes one or more second processors communicatively coupled to the provider computing system via the first network and where the application data includes instructions for rendering an interface via a display system of the vehicle, and receiving, by the one or more first processors and from the vehicle computing system, an input provided via the display system of the vehicle based on the application data.