18632682. SYSTEM AND METHOD FOR MULTI-ACCOUNT PROVISIONING simplified abstract (Capital One Services, LLC)

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SYSTEM AND METHOD FOR MULTI-ACCOUNT PROVISIONING

Organization Name

Capital One Services, LLC

Inventor(s)

Jeffrey Rule of Chevy Chase MD (US)

Lawrence Douglas of McLean VA (US)

Jackson Macomber of Henrico VA (US)

SYSTEM AND METHOD FOR MULTI-ACCOUNT PROVISIONING - A simplified explanation of the abstract

This abstract first appeared for US patent application 18632682 titled 'SYSTEM AND METHOD FOR MULTI-ACCOUNT PROVISIONING

The abstract describes a method for providing provisioning information, where a central data processing system receives encrypted user data from a transaction data processing system, along with notifications from account administrator data processing systems about user accounts associated with a client user. The central system then processes an account administrator selection message to identify a user-selected account administrator, sends a provisioning request for client user account information to the selected administrator, receives the provisioning information, and transmits it back to the transaction data processing system.

  • Central data processing system receives encrypted user data and notifications from account administrator systems.
  • User selects an account administrator from a list.
  • Central system sends provisioning request to selected account administrator.
  • Receives client user account provisioning information from the selected administrator.
  • Transmits the provisioning information back to the transaction data processing system.

Potential Applications: - Streamlining account provisioning processes in various industries. - Enhancing security measures for user account management. - Improving efficiency in data processing and information exchange between systems.

Problems Solved: - Simplifying the process of provisioning client user accounts. - Enhancing communication between transaction data processing systems and account administrator systems. - Ensuring secure transmission of sensitive user data.

Benefits: - Increased efficiency in account provisioning procedures. - Enhanced security measures for user data protection. - Streamlined communication between different data processing systems.

Commercial Applications: Title: Streamlined Account Provisioning System for Enhanced Data Security This technology can be applied in industries such as finance, healthcare, and e-commerce to improve the efficiency and security of user account management processes. It can also be utilized by software companies and IT service providers to streamline data processing and information exchange between systems.

Questions about the technology: 1. How does this method improve the security of user account provisioning processes? 2. What are the potential challenges in implementing this technology in different industries?


Original Abstract Submitted

In a method for providing provisioning information, a central data processing system receives from a transaction data processing system, an encrypted user datum associated with a client user of the transaction data processing system; receives from at least one of a plurality of account administrator data processing systems, a response comprising a notification that a user account administrated by that account administrator data processing system is associated with the client user; receives an account administrator selection message including identification of a user-selected account administrator from an account administrator list; transmits to the account administrator data processing system associated with the user-selected account administrator, a provisioning request for client user account provisioning information; receives from the account administrator data processing system associated with the user-selected account administrator, the client user account provisioning information; and transmits to the transaction data processing system, the client user account provisioning information.