18431914. PUSH INTERACTION INCLUDING LINKED DATA simplified abstract (Visa International Service Association)

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PUSH INTERACTION INCLUDING LINKED DATA

Organization Name

Visa International Service Association

Inventor(s)

Srinivas Vadhri of San Ramon CA (US)

Wenhai Pan of San Mateo CA (US)

PUSH INTERACTION INCLUDING LINKED DATA - A simplified explanation of the abstract

This abstract first appeared for US patent application 18431914 titled 'PUSH INTERACTION INCLUDING LINKED DATA

Simplified Explanation

The method involves receiving a push transaction message from a first user, requesting supplemental data associated with the transaction, receiving the data, and notifying the second user of the transaction action.

  • Receiving push transaction message with value and link data
  • Requesting supplemental data from a directory computer
  • Receiving and providing supplemental data to the second user
  • Notifying the second user of the transaction action

Key Features and Innovation

  • Utilizes push transaction messages for transactions
  • Requests supplemental data from a directory computer
  • Provides supplemental data to the user along with transaction notifications

Potential Applications

This technology can be applied in financial transactions, online shopping, and any situation where additional data related to a transaction is needed.

Problems Solved

This technology streamlines the process of accessing supplemental data related to transactions, improving user experience and efficiency.

Benefits

  • Enhanced user experience
  • Efficient access to supplemental transaction data
  • Improved transaction notifications

Commercial Applications

This technology can be used in banking, e-commerce platforms, and any system that involves transactions and requires access to supplemental data.

Prior Art

There may be prior art related to push transaction messages and accessing supplemental data in transaction processes. Researchers can explore databases and patent archives for relevant information.

Frequently Updated Research

Researchers may find updated information on transaction processing, data retrieval methods, and user notifications in the field of financial technology.

Questions about the Technology

How does this technology improve user experience in transactions?

This technology enhances user experience by providing quick access to supplemental data related to transactions, improving transparency and efficiency.

What are the potential security implications of requesting and providing supplemental transaction data?

Security measures must be in place to ensure the confidentiality and integrity of the supplemental data requested and provided in transactions.


Original Abstract Submitted

A method is disclosed. The method includes receiving, by a second entity computer associated with a second user from a first entity computer associated with a first user, a push transaction message comprising a value and link data for a transaction. The method also comprises transmitting, by the second entity computer to a directory computer in communication with a database storing supplemental data associated with the transaction and other transactions, a request for the supplemental data associated with the transaction, the request comprising link data. The method also includes receiving, by the second entity computer, the supplemental data from the directory computer, and providing, by the second entity computer to the second user via a second user device, the supplemental data along with a notification of an action caused by the push transaction message.