18390297. SECURE MANAGEMENT OF ACCOUNTS ON DISPLAY DEVICES USING A CONTACTLESS CARD simplified abstract (Capital One Services, LLC)

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SECURE MANAGEMENT OF ACCOUNTS ON DISPLAY DEVICES USING A CONTACTLESS CARD

Organization Name

Capital One Services, LLC

Inventor(s)

Jeffrey Rule of Chevy Chase MD (US)

Kevin Osborn of Newton MA (US)

SECURE MANAGEMENT OF ACCOUNTS ON DISPLAY DEVICES USING A CONTACTLESS CARD - A simplified explanation of the abstract

This abstract first appeared for US patent application 18390297 titled 'SECURE MANAGEMENT OF ACCOUNTS ON DISPLAY DEVICES USING A CONTACTLESS CARD

Simplified Explanation

The patent application describes a system for secure management of accounts on display devices using a contactless card. An application on the display device communicates with an authentication server to create and access accounts based on a virtual account number generated by the server.

  • Secure management of accounts on display devices
  • Use of contactless card for authentication
  • Generation of virtual account numbers for account creation
  • Accessing accounts using authentication tokens

Key Features and Innovation

  • Utilizes contactless card technology for secure account management
  • Generates virtual account numbers for enhanced security
  • Simplifies account creation and access on display devices
  • Enhances user experience with authentication tokens

Potential Applications

The technology can be applied in various industries such as banking, retail, and healthcare for secure account management on display devices. It can also be used for access control systems in corporate environments.

Problems Solved

  • Improves security of account management on display devices
  • Streamlines the account creation process
  • Enhances user authentication and access control

Benefits

  • Increased security for account management
  • Simplified account creation and access
  • Enhanced user experience with secure authentication methods

Commercial Applications

"Secure Account Management System for Display Devices Using Contactless Cards" can be utilized by banks, retail stores, and healthcare providers to offer secure and convenient account management services to their customers. This technology can also be integrated into access control systems for businesses to enhance security measures.

Prior Art

No prior art information available at the moment.

Frequently Updated Research

There is ongoing research in the field of contactless card technology and secure account management systems for display devices. Stay updated on the latest advancements in this area for potential improvements and innovations.

Questions about Secure Account Management System for Display Devices Using Contactless Cards

Question 1

How does the system ensure the security of account management on display devices?

The system ensures security by using contactless card technology for authentication, generating virtual account numbers, and creating authentication tokens for access control.

Question 2

What are the potential commercial applications of this technology?

The technology can be applied in banking, retail, healthcare, and access control systems for businesses to offer secure and convenient account management services.


Original Abstract Submitted

Systems, methods, apparatuses, and computer-readable media for secure management of accounts on display devices using a contactless card. An application executing on a display device may receive a request specifying a service provider. The display device may receive a cryptogram generated a contactless card, and transmit the cryptogram to an authentication server. The authentication server may decrypt the cryptogram and generate a virtual account number associated with the contactless card. The authentication server may transmit the virtual account number to the service provider, which may create an account based at least in part on the virtual account number and the decryption of the cryptogram by the authentication server. The display may receive an authentication token generated by the service provider for the account, and access the account created by the service provider based at least in part on the authentication token.