18223718. TECHNIQUES TO PRE-AUTHENTICATE A USER IDENTITY FOR AN ELECTRONIC ACCOUNT simplified abstract (Capital One Services, LLC)
Contents
- 1 TECHNIQUES TO PRE-AUTHENTICATE A USER IDENTITY FOR AN ELECTRONIC ACCOUNT
- 1.1 Organization Name
- 1.2 Inventor(s)
- 1.3 TECHNIQUES TO PRE-AUTHENTICATE A USER IDENTITY FOR AN ELECTRONIC ACCOUNT - A simplified explanation of the abstract
- 1.4 Simplified Explanation
- 1.5 Potential Applications
- 1.6 Problems Solved
- 1.7 Benefits
- 1.8 Potential Commercial Applications
- 1.9 Possible Prior Art
- 1.10 Original Abstract Submitted
TECHNIQUES TO PRE-AUTHENTICATE A USER IDENTITY FOR AN ELECTRONIC ACCOUNT
Organization Name
Inventor(s)
Abdelkader M’Hamed Benkreira of Washington DC (US)
Joshua Edwards of Philadelphia PA (US)
Adam Vukich of Alexandria VA (US)
TECHNIQUES TO PRE-AUTHENTICATE A USER IDENTITY FOR AN ELECTRONIC ACCOUNT - A simplified explanation of the abstract
This abstract first appeared for US patent application 18223718 titled 'TECHNIQUES TO PRE-AUTHENTICATE A USER IDENTITY FOR AN ELECTRONIC ACCOUNT
Simplified Explanation
Techniques to pre-authenticate an identity for an electronic account are described in the patent application. The electronic account may require multi-factor authentication, which can involve multiple steps. Successful authentications with other accounts may provide evidence of the user's identity, allowing for bypassing of certain steps in the authentication process.
- Multi-factor authentication procedure for electronic accounts
- Evidence of user identity from successful authentications with other accounts
Potential Applications
The technology described in the patent application could be applied in various industries and sectors, including:
- Banking and financial services
- E-commerce platforms
- Healthcare systems
- Government agencies
Problems Solved
The technology addresses several key issues, including:
- Enhancing security for electronic accounts
- Streamlining the authentication process for users
- Reducing the risk of unauthorized access to sensitive information
Benefits
Some of the benefits of this technology include:
- Improved user experience with faster authentication procedures
- Enhanced security measures to protect user data
- Flexibility in adapting authentication methods based on user behavior
Potential Commercial Applications
The technology could have commercial applications in industries such as:
- Cybersecurity firms
- Identity verification services
- Software development companies
Possible Prior Art
One possible prior art related to this technology is the use of biometric authentication methods in electronic accounts. Biometric data such as fingerprints or facial recognition has been used to verify user identities in various systems.
Unanswered Questions
How does this technology compare to traditional password-based authentication methods?
The article does not directly address the comparison between this technology and traditional password-based authentication methods.
What are the potential limitations or vulnerabilities of this pre-authentication technique?
The article does not discuss any potential limitations or vulnerabilities of the pre-authentication technique described.
Original Abstract Submitted
Techniques to pre-authenticate an identity for an electronic account are described and claimed by the present disclosure. The electronic account may enforce a multi-factor authentication procedure that involves a number of steps. In addition to the electronic account, a user may have other accounts requiring authentications. Successful authentications with respect to those other accounts may provide evidence of the user's identity. If sufficient evidence is present, one or more steps of the multi-factor authentication procedure may be bypassed. Other embodiments are described and claimed.
