18157373. GRAPHICAL USER INTERFACE FOR ANALYTICAL INSIGHT simplified abstract (TRUIST BANK)
Contents
GRAPHICAL USER INTERFACE FOR ANALYTICAL INSIGHT
Organization Name
Inventor(s)
Randy Eric Borth of Concord NC (US)
Candice Mercer Roberts of Harrisburg NC (US)
Kelly Mosby Griffin of Matthews NC (US)
Adam Richard Rogers of Atlanta GA (US)
GRAPHICAL USER INTERFACE FOR ANALYTICAL INSIGHT - A simplified explanation of the abstract
This abstract first appeared for US patent application 18157373 titled 'GRAPHICAL USER INTERFACE FOR ANALYTICAL INSIGHT
The abstract describes a financial dashboard in a digital banking system that includes an account overview section and an overall financial health section. The account overview section displays data for a single customer account, including recent and upcoming activities, top spending categories, cash flow summary, and activity chart. The overall financial health section displays data for all customer accounts, including balance values, total spending, credit score, and other insights. Each display element is constructed as a widget that can be repositioned on the display.
- Account overview section with recent and upcoming activities
- Overall financial health section with balance values and spending data
- Widgets for display elements that can be repositioned
- Cash flow summary and activity chart for single customer account
- Credit score and other insights for all customer accounts
Potential Applications: - Personal finance management - Budgeting and planning - Financial goal tracking
Problems Solved: - Lack of visibility into financial activities - Difficulty in tracking spending across multiple accounts - Limited access to credit score and financial insights
Benefits: - Improved financial awareness - Better decision-making - Enhanced financial security
Commercial Applications: Financial institutions, fintech companies, personal finance apps
Questions about the technology: 1. How does the dashboard enhance financial management for customers? 2. What sets this financial dashboard apart from other similar tools?
Frequently Updated Research: Stay updated on trends in personal finance management and digital banking systems to enhance the dashboard's features and functionalities.
Original Abstract Submitted
A financial dashboard in a digital banking system includes an account overview section and an overall financial health section. The account overview section displays data for a single customer account, and comprises a recent activity view and an upcoming activity view, each containing a transaction list and top spending categories, along with a cash flow summary for the current month and an activity chart for recent months. The upcoming activity is derived from sources of known upcoming transactions, such as mortgage payments, subscription fees, paychecks, etc. The overall financial health section displays data for all accounts belonging to the customer, including balance values for recent months, total and categorized spending across all accounts for the current month, a credit score, and other insights. Each display element of the account overview and overall financial health sections is constructed as a widget which the customer may reposition on the display as desired.
