18145380. Multiple-Factor Authentication of Age When Making Age-Based Purchases simplified abstract (Capital One Services, LLC)
Contents
Multiple-Factor Authentication of Age When Making Age-Based Purchases
Organization Name
Inventor(s)
Joshua Edwards of Philadelphia PA (US)
Michael Mossoba of Great Falls VA (US)
Mary Sweeny of Wilmington DE (US)
Multiple-Factor Authentication of Age When Making Age-Based Purchases - A simplified explanation of the abstract
This abstract first appeared for US patent application 18145380 titled 'Multiple-Factor Authentication of Age When Making Age-Based Purchases
- Simplified Explanation:**
The patent application describes techniques for multi-factor authentication of a user's age using their email and associated metadata to determine if they meet the minimum age required for purchasing age-restricted products or services.
- Key Features and Innovation:**
- Utilizes email and metadata to estimate the user's age for age verification.
- Allows for the authorization of online purchases based on the user's age.
- Can be used in conjunction with other user-provided information to confirm the estimated age.
- Offers alternative forms of personal identifiers, such as social media handles, for age verification.
- Potential Applications:**
This technology can be applied in various industries where age verification is crucial, such as online retail, gaming, and social media platforms.
- Problems Solved:**
- Provides a secure and efficient way to verify a user's age for age-restricted purchases.
- Reduces the risk of underage users accessing age-restricted products or services.
- Benefits:**
- Enhances user verification processes for age-restricted purchases.
- Improves security measures for online transactions.
- Streamlines the age verification process for users and businesses.
- Commercial Applications:**
Potential commercial applications include online retail platforms, gaming websites, and social media networks that require age verification for certain products or services.
- Prior Art:**
There may be prior art related to age verification techniques using email and metadata analysis for user authentication. Researchers can explore databases and publications in the fields of cybersecurity and authentication technologies.
- Frequently Updated Research:**
Researchers may find updated studies on user authentication methods, age verification technologies, and online security measures relevant to this technology.
- Questions about Age Verification Technology:**
1. How does this technology ensure the accuracy of estimating a user's age based on their email and metadata? 2. What are the potential privacy concerns associated with using email and metadata for age verification?
Original Abstract Submitted
Techniques for multi-factor authentication (MFA) of an age of a user are provided. A user may request online purchase of an age-restricted product or service. The user may provide an email that is associated with metadata. The email and metadata may be processed to determine if the user is associated with the email and to determine an age of the email. The age of the email may serve as a proxy for determining a minimum age of the user. The online purchase may be authorized if the minimum age of the user meets or exceeds the minimum age required to purchase the age-restricted product or service. The age of the email may be used along with other information provided by the user to further improve or confirm an estimated age of the user. Alternative forms of personal identifiers other than email may be used such as social media handles.
