18063234. CARD CUSTOMIZATION, PERSONALIZED IMAGE simplified abstract (Truist Bank)

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CARD CUSTOMIZATION, PERSONALIZED IMAGE

Organization Name

Truist Bank

Inventor(s)

Barath Jayaraman of Fort Mill SC (US)

Alexis Pastore of Charlotte NC (US)

CARD CUSTOMIZATION, PERSONALIZED IMAGE - A simplified explanation of the abstract

This abstract first appeared for US patent application 18063234 titled 'CARD CUSTOMIZATION, PERSONALIZED IMAGE

Abstract: A system and method for personalizing an image associated with a credit or debit card connected to a digital wallet. The system includes a processor for processing data and information, a communications interface communicatively coupled to the processor, and a memory device storing data and executable code. When the code is executed, the processor provides information on at least one card to the mobile device, where the card includes a personalized image unique to a user, displays a representation of the card on the mobile device including the personalized image, and uses the mobile device for making an acquisition by a transfer from the card.

  • Simplified Explanation:

The patent application describes a system and method for customizing the image on a credit or debit card linked to a digital wallet. The system allows users to have a unique personalized image on their card, view it on their mobile device, and use the device to make purchases.

  • Key Features and Innovation:

- Processor for data processing and information handling - Communications interface for connecting to mobile devices - Memory device for storing data and code - Personalized image on credit or debit card - Mobile device display of card with personalized image - Use of mobile device for transactions

  • Potential Applications:

- Personalized banking experience - Enhanced security through visual verification - Branding and marketing opportunities for businesses

  • Problems Solved:

- Lack of personalization options for credit/debit cards - Difficulty in visually identifying cards - Limited branding opportunities for businesses

  • Benefits:

- Increased user engagement - Enhanced security measures - Brand promotion for businesses

  • Commercial Applications:

"Personalized Image Credit/Debit Card System: Revolutionizing the way users interact with their cards and providing branding opportunities for businesses in the financial sector."

  • Prior Art:

There may be prior art related to image personalization on credit/debit cards or digital wallets that could provide insights into similar technologies or approaches.

  • Frequently Updated Research:

Stay updated on advancements in digital wallet technology, mobile payment systems, and personalization features in the financial industry.

Questions about Personalized Image Credit/Debit Card System:

1. How does the system ensure the security of personalized images on the cards? 2. What are the potential challenges in implementing personalized image features on credit/debit cards?


Original Abstract Submitted

A system and method for personalizing an image associated with a credit or debit card connected to a digital wallet. The system includes a processor for processing data and information, a communications interface communicatively coupled to the processor, and a memory device storing data and executable code. When the code is executed, the processor provides information on at least one card to the mobile device, where the card includes a personalized image unique to a user, displays a representation of the card on the mobile device including the personalized image, and uses the mobile device for making an acquisition by a transfer from the card.