18151664. DELIVERY OF CUSTOMIZED RESOURCE simplified abstract (Truist Bank)
Contents
DELIVERY OF CUSTOMIZED RESOURCE
Organization Name
Inventor(s)
Barath Jayaraman of Fort Mill SC (US)
DELIVERY OF CUSTOMIZED RESOURCE - A simplified explanation of the abstract
This abstract first appeared for US patent application 18151664 titled 'DELIVERY OF CUSTOMIZED RESOURCE
The abstract describes a system that delivers a customized resource through a point of interaction associated with a first entity where a user holds both a first and second account. The system authenticates the user and grants remote user access over the Internet to a user device. Upon receiving a request to deliver a customized resource from the first entity to a second entity, the system combines balances from both the first and second accounts to create the customized resource, which is then delivered to the second entity. Additionally, the system allows users to add an external account associated with a second entity for various interactions with the first entity, such as bill-pay or transfers, and this external account can also be used for delivering the customized resource.
- Combines balances from two accounts to create a customized resource for delivery.
- Allows users to add an external account for interactions with the first entity.
- Enables remote user access over the Internet to a user device.
- Facilitates the delivery of customized resources from one entity to another.
- Enhances user experience by streamlining interactions and transactions.
Potential Applications: - Banking and financial services - E-commerce platforms - Personalized marketing and promotions
Problems Solved: - Simplifies the process of delivering customized resources between entities. - Improves user convenience and efficiency in managing multiple accounts. - Enhances security through user authentication measures.
Benefits: - Streamlines transactions and interactions between entities. - Increases user satisfaction and convenience. - Enhances security and authentication processes.
Commercial Applications: Title: Enhanced Resource Delivery System for Seamless Interactions This technology can be utilized by banks, e-commerce platforms, and businesses looking to streamline interactions and transactions between entities. It can improve user experience, increase efficiency, and enhance security measures in various industries.
Prior Art: Further research can be conducted in the fields of financial technology, digital banking, and personalized marketing to explore similar systems and technologies related to delivering customized resources between entities.
Frequently Updated Research: Stay updated on advancements in digital banking, user authentication methods, and personalized marketing strategies to enhance the capabilities and effectiveness of the system for delivering customized resources between entities.
Questions about the Enhanced Resource Delivery System: 1. How does the system authenticate users for remote access? The system authenticates users through secure login credentials and verification processes to grant remote user access over the Internet.
2. What are the key benefits of combining balances from multiple accounts to create a customized resource? By combining balances from multiple accounts, the system can create personalized resources that cater to the specific needs and preferences of the user, enhancing the overall user experience.
Original Abstract Submitted
A system for delivering a customized resource through a point of interaction associated with a first entity with which a user holds a first account and a second account. The system authenticates the user and grants remote user access over the Internet to a user device. After receiving a request to deliver a customized resource from the first entity to a second entity, the system combines at least a portion of the balance of the first account and at least a portion of the balance of the second account into a customized resource and delivers that to the second entity. The system also allows a user to add an external account associated with a second entity for any interaction a user may have with the first entity such as bill-pay, transfers, etc. The external account may also be used for delivering the customized resource.
