Stripe, Inc. patent applications on June 13th, 2024
Patent Applications by Stripe, Inc. on June 13th, 2024
Stripe, Inc.: 2 patent applications
Stripe, Inc. has applied for patents in the areas of G06Q20/38 (1), G06Q20/40 (1), G06Q20/12 (1) G06Q20/3829 (1), G06Q20/401 (1)
With keywords such as: card, subject, key, time, transaction, processor, data, device, user, and scan in patent application abstracts.
Patent Applications by Stripe, Inc.
20240193595.OFFLINE MODE FOR DISTRIBUTION OF ENCRYPTION KEYS_simplified_abstract_(stripe, inc.)
Inventor(s): Michael David DAHN of San Francisco CA (US) for stripe, inc., Bryan Daniel BERG of Seattle WA (US) for stripe, inc.
IPC Code(s): G06Q20/38
CPC Code(s): G06Q20/3829
Abstract: the subject technology enables encryption key distribution when a processor is in offline mode. when offline, key distribution servers can distribute private/public key pairs in place of the processor. the servers can distribute a public key to a user device for encryption of data. the encrypted data can be provided to the processor, which can return a token in response to provide to the first server.
20240193600.TRUSTED CUSTOMER NETWORK_simplified_abstract_(stripe, inc.)
Inventor(s): Kerwell Liao of Seattle WA (US) for stripe, inc., Angel Maredia of New Rochelle NY (US) for stripe, inc.
IPC Code(s): G06Q20/40, G06Q20/12
CPC Code(s): G06Q20/401
Abstract: a user scans a payment card while setting up an account on a merchant's website, or while completing a check out to purchase an item or service for the first time. the subject system stores signals from the card scan (e.g., device id, verified card, location, last time scanned and used, etc.). the next time a transaction is requested for the card at another merchant, the subject system can reference the last data it has on the card. if the transaction is being requested from the same device or a reasonably close physical location within a reasonable timeframe, the subject system can be highly confident that this is a legitimate transaction, without requiring the customer to scan their payment card again.
