18221218. TECHNIQUES FOR PEER ENTITY ACCOUNT MANAGEMENT simplified abstract (Capital One Services, LLC)
Contents
- 1 TECHNIQUES FOR PEER ENTITY ACCOUNT MANAGEMENT
- 1.1 Organization Name
- 1.2 Inventor(s)
- 1.3 TECHNIQUES FOR PEER ENTITY ACCOUNT MANAGEMENT - A simplified explanation of the abstract
- 1.4 Simplified Explanation
- 1.5 Potential Applications
- 1.6 Problems Solved
- 1.7 Benefits
- 1.8 Potential Commercial Applications
- 1.9 Possible Prior Art
- 1.10 How does the apparatus determine the safe authentication value for the fraud event?
- 1.11 What are the specific conditions that need to be met for unlocking the second user account?
- 1.12 Original Abstract Submitted
TECHNIQUES FOR PEER ENTITY ACCOUNT MANAGEMENT
Organization Name
Inventor(s)
Vincent Pham of Champaign IL (US)
Reza Farivar of Champaign IL (US)
Jeremy Edward Goodsitt of Champaign IL (US)
Fardin Abdi Taghi Abad of Champaign IL (US)
Anh Truong of Champaign IL (US)
Austin Grant Walters of Savoy IL (US)
TECHNIQUES FOR PEER ENTITY ACCOUNT MANAGEMENT - A simplified explanation of the abstract
This abstract first appeared for US patent application 18221218 titled 'TECHNIQUES FOR PEER ENTITY ACCOUNT MANAGEMENT
Simplified Explanation
The patent application describes techniques and apparatus for peer-based management of user accounts, specifically unlocking a second user account locked due to a fraud event. The apparatus includes memory and logic to receive a request from a first user account, determine a safe authentication value, and unlock the second user account if certain conditions are met.
- Explanation of the patent:
- Apparatus for managing user accounts - Unlocking a second user account locked due to a fraud event - Peer-based authentication process - Determining a safe authentication value - Unlocking based on safe authentication threshold
Potential Applications
The technology described in the patent application could be applied in various industries such as banking, e-commerce, and social media platforms to enhance security measures for user accounts.
Problems Solved
- Preventing unauthorized access to user accounts - Enhancing fraud detection and prevention - Improving user account security and authentication processes
Benefits
- Increased security for user accounts - Efficient fraud detection and prevention - Enhanced user experience with streamlined authentication processes
Potential Commercial Applications
- Enhancing security measures in online banking platforms
- Improving user account protection in e-commerce websites
Possible Prior Art
There may be prior art related to peer-based authentication processes and user account management systems, but specific examples are not provided in the patent application.
Unanswered Questions
How does the apparatus determine the safe authentication value for the fraud event?
The patent application mentions determining a safe authentication value, but it does not elaborate on the specific methods or algorithms used for this process.
What are the specific conditions that need to be met for unlocking the second user account?
While the patent application mentions unlocking the second user account based on certain conditions, it does not provide detailed information on what these conditions entail or how they are verified.
Original Abstract Submitted
Techniques and apparatus for providing peer-based management of user accounts are described. In one embodiment, for example, an apparatus may include at least one memory and logic coupled to the at least one memory. The logic may be configured to receive a request from at least one first user account to unlock a second user account locked responsive to a fraud event, determine a safe authentication value for the fraud event, and unlock the second user account responsive to the at least one first user account being a safe authentication account and the safe authentication value being over a safe authentication threshold value. Other embodiments are described.
